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All-in-one accounting, invoicing, payroll, payments, and receipt management solution.

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Key Features of Wave

  • Real accounting, for non-accountants
  • Billing and Invoicing
  • Real double entry accounting
  • Investment tracking
  • Financial reporting (Ledger, A/R, A/P, Income, Balance She
  • Accept all major credit cards
  • Credit Card payment processing in America and Canada
  • Bank integrations to eliminate manual entry
  • Multi-currency
  • Professional reports
  • Seamless invoicing & payroll
  • Personal finance tracking
  • Fully integrated single login solution
  • Personal budgeting tools

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Overview of Wave

Wave makes it easy to be your own boss. Focus on what you love, and lean on Wave's intuitive online software to manage your financial and organizational needs.

Wave Apps makes your money-related tasks easy with:
• Unlimited invoicing, 100% free!
• Unlimited accounting, 100% free!
• Accept credit cards on your invoices with our "pay now" feature with a super-low, easy-to-understand flat fee
• Expense tracking with no manual entry, and connect with your bank account to never input another transaction again!
• Handle your business and personal finances in one place.
• Accountant-friendly. Wave is double-entry accounting with full reports. You can even add your accountant to view and edit as a 'guest collaborator'
• Easy and affordable payroll that's guaranteed. Deductions and tax calculations, plus direct deposit, for as little as $9 per month
• Kick the shoebox full of receipts with our receipt management tools.

Read full description for Wave ↓


Intended Users: Freelancers, Non Profits, Public Administrations, Small Business
Devices Supported: Android, iPhone-iPad, Mac, Web-based, Windows
Supported Countries: Asia, Australia, Canada, China, Europe, Germany, India, Japan, Latin America, Middle-East and Africa, United Kingdom, United States
Supported Languages: English
Support Options: FAQs, Forum, Knowledge Base, Online Support, Video Tutorials
Certifications: TRUSTe, Verisign
Categories:· Startup solutions Software · Accounting Software · Accounts Payable Software · Accounts Receivable Software · Billing and Invoicing Software · Financial Reporting Software · Payroll Software · Expenses Management Software

Wave Pricing

Pricing model: Freemium

Accounting & Invoicing - Free
Receipt Management - Free
Payroll - starts as low as $9 per month, with a declining fee per employee
Accept All Major Credit Cards - $0.30 + 2.9%
Personal Financial Management - Free


Wave is 100% focused on the real small business owners, with nine employees or less. That means you’ll never see cluttered, complicated software that you can’t navigate, never mind understand.

What you will see is all the tools you need to gain better insights into your personal and business finances, all with one login. Whether it’s invoicing, payroll, or personal investment tracking, the days of multiple logins are in the past. And with free accounting and invoicing tools and totally affordable payroll, getting organized has never been more affordable.

Get paid faster, gain insights into your businesses financial health, know where your money goes and pay your employees, all with Wave.

User Reviews for Wave

  Great features!

Have been using Wave for over a year now and I will never go back.

— Daryl (31st of March 11:28)

  Lousy customer service, full of glitches

Have been using Wave for around two years. Problems include lost data that had to be re-entered manually and numerous bank connection issues. I Feb 2014 they announced and initiated a new bank connection process. Since then my bank connections have not worked and the site won't allow me to set them up again. Each support request takes 5-7 business days to get a response. This problem caused me to have to file an IRS extension. Very unhappy.

— keith (31st of March 06:57)

  If Only

I've been using Wave for 9 months and have been satisfied with the ease of use, but Wave does not off Cash basis accounting. Wave is supposedly designed for small businesses, most small businesses in the US use Cash Basis. All your invoices are shown as income as soon as they are generated, lots of fun with taxes. Additionally bank sync is inconsistent, invoicing customization is very limited, seem to miss the drop down menu concept in a lot of areas. "You get what you pay for", Free.

— Cash vs Accrual (14th of March 11:07)

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