Logo for Wave


All-in-one accounting, invoicing, payroll, payments, and receipt management solution.
(based on 23 reviews)

Key Features of Wave

  • Real accounting, for non-accountants
  • Billing and Invoicing
  • Real double entry accounting
  • Investment tracking
  • Financial reporting (Ledger, A/R, A/P, Income, Balance She
  • Accept all major credit cards
  • Credit Card payment processing in America and Canada
  • Bank integrations to eliminate manual entry
  • Multi-currency
  • Professional reports
  • Seamless invoicing & payroll
  • Personal finance tracking
  • Fully integrated single login solution
  • Personal budgeting tools

Screenshots of Wave

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Overview of Wave

Wave makes it easy to be your own boss. Focus on what you love, and lean on Wave's intuitive online software to manage your financial and organizational needs.

Wave Apps makes your money-related tasks easy with:
• Unlimited invoicing, 100% free!
• Unlimited accounting, 100% free!
• Accept credit cards on your invoices with our "pay now" feature with a super-low, easy-to-understand flat fee
• Expense tracking with no manual entry, and connect with your bank account to never input another transaction again!
• Handle your business and personal finances in one place.
• Accountant-friendly. Wave is double-entry accounting with full reports. You can even add your accountant to view and edit as a 'guest collaborator'
• Easy and affordable payroll that's guaranteed. Deductions and tax calculations, plus direct deposit, for as little as $9 per month
• Kick the shoebox full of receipts with our receipt management tools.

Read full description of Wave ↓


Intended UsersFreelancers, Non Profits, Public Administrations, Small Business
Devices SupportedAndroid, iPhone-iPad, Mac, Web-based, Windows
Supported CountriesAsia, Australia, Canada, China, Europe, Germany, India, Japan, Latin America, Middle-East and Africa, United Kingdom, United States
Supported LanguagesEnglish
Support OptionsFAQs, Forum, Knowledge Base, Online Support, Video Tutorials
CertificationsTRUSTe, Verisign
Categories· Accounting · Accounts Payable · Accounts Receivable · Billing and Invoicing · Financial Reporting · Payroll · Expenses Management · Startup solutions

Wave Pricing

Pricing model: Freemium

Accounting & Invoicing - Free
Receipt Management - Free
Payroll - starts as low as $9 per month, with a declining fee per employee
Accept All Major Credit Cards - $0.30 + 2.9%
Personal Financial Management - Free


Wave is 100% focused on the real small business owners, with nine employees or less. That means you’ll never see cluttered, complicated software that you can’t navigate, never mind understand.

What you will see is all the tools you need to gain better insights into your personal and business finances, all with one login. Whether it’s invoicing, payroll, or personal investment tracking, the days of multiple logins are in the past. And with free accounting and invoicing tools and totally affordable payroll, getting organized has never been more affordable.

Get paid faster, gain insights into your businesses financial health, know where your money goes and pay your employees, all with Wave.


Rave about Wave

Cathy Fanning, IT Consultant9th of October 00:58

To all you non believers and sceptics, just stop it. I have been the IT industry for a long, long time and consulting in accounting apps for the last ten years. I have worked with and made numerous comparisons. And guess what, Wave is fantastic... Great for business beginners and advanced users. Compared to all the other cloud accounting choices it holds it's own. Why make your business accounting difficult, isn't running a business difficult enough? Wave is growing in leaps and bounds and continuing to add on more and more features. Let's face it, anyone can bad mouth any software out there can't they? Just get on with it and use it.

Read all reviews for Wave


Wave is fabulous!

Danetha Doe, Product Launch Strategist/Accountant/Blogger/Speaker/Professional Giggler8th of October 21:45

I first started recommending Wave to my clients when I first heard of them two years ago. I absolutely love the ease of use, simple design and fabulous customer service. The team is always answers my questions quickly. And as an accountant, their Pro Network is one of the most supportive communities for financial professionals. And it's FREE. Wave is leading the charge with software developers that are passionate about changing the antiquated accounting industry. For my clients, or prospects, who are new to business, Wave has been an absolute life saver.

Read all reviews for Wave


Do yourself a favor, ignore the bad feedback on here.

Will Lopez, Innovator, Pioneer in Online Accounting Firms7th of October 14:09

Our cloud-based CPA firm has been with Wave since the beginning. We have hundreds of clients using Wave. Wave is absolutely EXCELLENT for small business owners and entrepreneurs. What a great platform to start and grow on as a business owner. Wave is also extremely accountant and CPA friendly; I would know, I am one. Shady accountants and consultants leaving bad reviews are doing so because they want you, the aspiring entrepreneur of the next generation, to roll into expensive software alternatives that the same accountant/consultant can up-charge on at the expense of the business owner; what a shame, I thought the world was a better place. There are some concerns about Cash vs. Accrual: Wave works strictly on the accrual basis of accounting which is THE best way to operate your business. Ask any true Accountant, cash basis is the quick and dirty way out. Accrual basis is THE best way to receive wonderful business intelligence from. Your are limited with Cash Basis reporting. Once again, I would know I'm a financial statement auditor for multi-billion dollar businesses. If you need a cash basis financials for tax reasons, well your Tax Accountant, if knowledgeable and half-way decent, can easily convert cash basis to accrual basis financials with a couple steps. Done! Let Wave do it's part, let your Pro do their part, and you can focus on growing an amazing business. So do yourself a favor, ignore the bad feedback on here, setup a Wave account for free, connect with a WavePro for free and start shaping the future.

Read all reviews for Wave

Wave PayrollReviews: 0
Avg rating: 0.0
Wave Payrolltotal payroll confidence that's fast, easy and affordable
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