Affirm Reviews - Pros & Cons, Ratings & more

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Affirm is tailored to merchants looking to increase average order value and repeat purchase rate. Regardless of industry or size, Affirm removes price as a barrier, turning browsers into buyers.

Affirm

Web-based

Property Manager

This has been a lifesaver for me and my budget. I appreciate paying zero to super low interest, which will depend on your payment terms and the item being financed.

Operations Coordinator

I love the features the software has to offer. The ability to use the software anyway and online has great ease of access.

Agent

It has been very easy to use and the process is super fast. I will definitely recommend to friends and family.

Administration

I have nothing but positive to say here and am thankful they were there for me when I was getting my feet off the ground starting my business.

Admin

Affirm is great for increasing sales on an e-commerce website. It's an established and trusted brand that legitimizes the website, instantly.

Fulfillment specialist

Overall I love to use affirm when I am running low on my budget and really need to make a serious purchase. It helps me manage my money and allows me to buy the item I want without breaking the bank.

Co Owner

This software is the top player in the space in my opinion. Their interface and experience is top notch, for me personally as a user, and also to my customers.

Owner and Operator

I love Affirm for it's payment processing solutions.

Business Development Manager

Super convenient and easy to use. Handy when it comes to large purchases.

They took forever to answer, and we got tired to wait for answers.

There is nothing I dislike about Affirm other than a few minor tech problems.

Reliability Technician 

The software is easy to navigate. But the actual program itself is amazing.

Sometimes, I'd have a backend issue with reporting being delayed, but it was infrequent.

I can't say that I don't like anything about Affirm.

GoCardless

Klara

My overall experience with  affirm was good I enjoyed the fact that I could purchase things on Amazon or other online stores That's actually how I was able to get my equipment to work online

A for Affirm

Very pleased with Affirm.  I have been with them for at least five years.  Very easy to use with outstanding customer service.

Affirm is there to Help

no one can tell me why I can’t have an account after almost 2 years of being told there’s no reason why you should be getting denied no one can tell me anything so I took my business elsewhere

Worst ever

It’s okay I’m in the middle. I would rather use credit card

Okay service 

I have had a positive experience using affirm.

A must have

I've used affirm for over 2 years, & have not yet had a negative experience.  It allows for multiple options on how I'd like to pay for a product overtime, integrating very well with company monthly budget requirements.

An "All Fun, No-Fuss" Shopping Experience

Affirm great for Pay-in-4 option

Love the app to order things for the company

Great chance of approval 

I’ve had a great time using Affirm. Super straight forward setup!

Affirm is a must!! 

Great and easy

Excellent the size of purchases that can be made is significantly higher then other programs.

Affirm affirmed. 

It has been a really positive experience overall. Affirm gives you the option to set up auto-pay, so I don't miss payments.

Affirm Gets My Affirmative Green Light

Affirm Is Great

Interest was low for me securing product I wouldn't otherwise have been able to purchase. They don't give you the run around with a decision immediately which was helpful also. I have nothing but positive to say here and am thankful they were there for me when I was getting my feet off the ground starting my business

Vital player seeking positive reinforcement and found it! 

Overall they have been great and i receive my funds promptly

Affirm is great for pay in 4 processing

but i think affirm and the end this app help right on time

AFFIRM ITS 

Overall I love to use affirm when I am running low on my budget and really need to make a serious purchase. It helps me manage my money and allows me to buy the item I want without breaking the bank!

Affirm helps you pay!

I have had a great experience, it feels safe to use it and it is very fast processing.

Safe and Fast 

Lots of companies use affirm as a financial option and they are efficient on that. Probably more access to more businesses than other competitors.

Financial Option with plenty of support.

Amy's review

Overall experience has been good with Affirm

Good App!!

It's been fine. No issues. When I need to I can easily access through the app to make any changes, etc.

Works fine

Overall, Affirm has allowed me and my family to achieve some of the goals that we had without the stress of figuring out how to financially do it.

Affirm is THE place to go for flexible financing

Affirm provides me with a convenient way to make purchases, especially larger ones, by breaking them into manageable payments.

Affirm User Review

Overall it’s a great service for not paying for your items right away in one large lump sum 

Affirm Reviews (2025)

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