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Divvy Logo

Divvy

Spend management and business cards made simple.

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(39)

Divvy Features

Features Summary

Functionality

4.5

/5

254

Total features

67

8 categories

Divvy features

"What If" Scenarios
Accounting
Accounting Integration
Accounts Payable
Activity Dashboard
Approval Process Control
Approval Workflow
Audit Trail

Common features of Billing and Invoicing software

API
Accounting
Accounting Integration
Activity Dashboard
Activity Tracking
Alerts/Notifications
Billing & Invoicing
Billing Portal

Price starts from

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Pricing options
Free plan
Subscription
Free trial

Screenshots

Contenders comparison

Functionality

4.5

/5

254

Price starts from

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No pricing info

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Total Features

67

Unique features

  • Employee Self Service

  • Prepaid Cards

  • Monitoring

  • Transaction History

Functionality

4.4

/5

19.5K

Price starts from

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No pricing info

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Total Features

205

Features in Common

41

Unique features

  • Access Controls/Permissions

  • Barcode Recognition

  • Estimating

  • Multi-Location

Functionality

4.7

/5

2.3K

Price starts from

25

/user

Per month

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Total Features

65

Features in Common

15

Unique features

  • Project Management

  • Email Management

  • Document Management

  • Timesheet Management

Common Divvy comparisons

Reviewers who mentioned features said:

Overall Rating
  • Value for money
  • Ease of use
  • Features
  • Customer support
  • Likelihood to recommend10/10

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Great Company Spend & Budgeting Tool

Reviewed 3 years ago

We wanted a solution for our different departments to have control over their spend while making sure we still had firm controls and oversight in place. Divvy met all those requirements for free.

Pros

Divvy has a great budgeting tool that allows you to easily segment departments so that they are in control of their own spend. Their app is easy to use to keep track of reciepts and ensure your team is in compliance. Best of all everything is free.

Cons

Getting set up and a credit line is a bit cumbersome as I have seen other companies have a much easier onboarding and offer higher levels of credit.

Overall Rating
  • Value for money
  • Ease of use
  • Features
  • Customer support
  • Likelihood to recommend9/10

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I appreciate how simple it is to keep track of invoices and receipts

Reviewed 5 months ago

Divvy is a unique tool that provides an all-in-one solution for your needs. In addition to issuing the card, they also handle all of the associated expenses. All of our expenses are now coded in Accounting so that our field workers can simply submit receipts and a business reason and move on.

Pros

Because it is so user-friendly, this program has completely changed the way we track our expenditures and enter our data. Because each employee may now input their receipts, it has saved our accounting department many hours of labor each month. Divvy is a fantastic service. It's simple to pick up. I was worried I'd be disoriented, but a quick scan of the area turns up everything I need.

Cons

ACH transactions are taking too long to process. We'd want to be able to send PayPal monies straight to Divvy for payments. It is not possible to map QBO tags for transactional line items at this time. Improvements are constantly needed, just as with any other piece of software. Divvy is always striving to improve the procedure.

Overall Rating
  • Value for money
  • Ease of use
  • Features
  • Customer support
  • Likelihood to recommend9/10

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Divvy changed the way we do business!

Reviewed 13 days ago
Pros

Divvy gave us the ability to allow employees to pay for expenses with company funds as opposed to having to use their own funds and wait to be reimbursed. Divvy gives us the ability to manage requests "on the go". Divvy integrates with Quickbooks which is super helpful. Divvy rewards program fits our organization much better than previous rewards programs. It allows for multiple options and depending on what we have going on at the time, we utilize the various options given. Sometimes we take a statement credit, other times we use it for unexpected travel and yet sometimes, we find it most advantageous to receive a check that we can use for things like purchasing equipment that is needed we didn't budget for in a particular fiscal year.

Cons

It still has some quirks that need worked out. From what we understand, it is a fairly new software. When syncing with Quickbooks, it doesn't always seem to work correctly. We have had instances where receipts disappeared that were uploaded to the mobile app. It isn't quite as intuitive as other software in our opinion. The user interface could be improved. When you go back in to update a transaction after it has been synced, you have to remember to resync it. The problem with this is that there is nothing that prompts you to do so. Overall though, we would still recommend this software.

Overall Rating
  • Value for money
  • Ease of use
  • Features
  • Customer support
  • Likelihood to recommend1/10

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Divvy

Reviewed a month ago

- customer service doesn't know anything and can't help you - all decisions about your account are made by a remote department - the customer service sends an email to find out the reason for blocking the divvy account - emails sent by customers to the department that blocked your account remain unanswered - the divvy account can be blocked at any time without any explanation - divvy gets access to all your company's data, including bank accounts

Pros

In the divvy company, I liked the most that you can receive an automatic pre-approved credit. After passing all the verification stages, you get access to virtual card divvy.

Cons

I could not benefit from my divvy account because it was blocked a few hours after I received the request to open the account

Overall Rating
  • Value for money
  • Ease of use
  • Features
  • Customer support
  • Likelihood to recommend10/10

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Divvy is the BEST

Reviewed 7 months ago

Amazing. I truly enjoyed working with our Implementation Manager and felt like they worked with us as a partner, not a client. They were willing to work with us on all of our many asks.

Pros

Divvy is a very innovative product that allows for you to have an all in one product. They not only issue the card, but they provide the expense management. With their help, we have been able to bring all expense coding inside Accounting to allow for our teammates in the field to just submit a receipt and a business purpose and move on.

Cons

The reimbursement and reporting side could use some work. Divvy does not charge for reimbursements and does not make money for that part of the product, so I understand that it is not their priority, however to make a better product they would puts some resources there.

Overall Rating
  • Value for money
  • Ease of use
  • Features
  • Customer support
  • Likelihood to recommend10/10

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Great Spending Management Tool

Reviewed 2 months ago

My overall experience with Divvy has been fantastic. It is very easy to set up many people with a company credit card that has spending limit customizations. You can also implement various budgets and incorporate your chart of accounts to manage spending by account. Receipt uploading is also really simple and it serves as a great storage option for receipts and other support.

Pros

- Perfect for mid-to-large companies - Easy to log in and use - Quick to learn - Easy to request new credit cards - Budget and spend management

Cons

- Support can be a little lacking depending on what you need help with

Overall Rating
  • Value for money
  • Ease of use
  • Features
  • Customer support
  • Likelihood to recommend10/10

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Finally Expenses are Easy

Reviewed a month ago

fantastic and super easy to use.

Pros

My team always hated doing expenses monthly and sometimes they would pile up to be quarterly reports. Needless to say accounting hated us. Since the deployment of Divvy we are now almost real time. Receipts never go missing and budgets are now properly managed for travel. Each team/member has a limited and it is controlled in the app. Overall this is a great addition to our software that we use and I recommend it to everyone.

Cons

I cant say much to this topic for my use I like everything.

Overall Rating
  • Value for money
  • Ease of use
  • Features
  • Customer support
  • Likelihood to recommend9/10

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Divvy makes expense tracking seamless

Reviewed a month ago

Divvy has made it easier for our team to have a bird's eye view of what we're spending each month. There are no surprises at the end of the month.

Pros

I love not having to ask people for a company credit card and having to keep track of physical receipts. Everything is done within the app and it's extremely easy to request the funds I need when I'm booking marketing activities.

Cons

They could become a more robust product with forecasting spend & data analysis. Right now it's all retrospective. They are great with coming out new features though!

Overall Rating
  • Value for money
  • Ease of use
  • Features
  • Customer support
  • Likelihood to recommend10/10

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The best software our company purchased in 2018!

Reviewed 4 years ago

Overall, Divvy has enabled my company to gain WAY better insight into where dollars are going. We now know where we are over-budgeting and under-budgeting each month. Divvy makes tracking business expenses fun — I never thought I'd say that!

Pros

I first learned about Divvy via the daily business newsletter, Morning Brew. I was in disbelief that the product was totally free, so I scheduled a demo call. As it turns out, Divvy really is TOTALLY free. The app is incredibly user friendly and switching/updating budgets is surprisingly easy. But while the app interface is nice, the push notifications are wonderfully helpful, and Divvy travel has...

Cons

Honestly, there are really only two things I dislike about Divvy: 1. That there isn't a Divvy for PERSONAL spending (I've been Googling looking for something like this for the past few weeks now...nothing seems to exist!) 2. The saving a receipt feature/adding notes feature is a little spotty at times. I find that I often need to go back into a purchase and re-upload the photo of the receipt/re-type my note. Hopefully this is a bug that gets worked out with the next app update.

Vendor response

Hi Zachary, Thanks for the feedback! I've sent your feedback regarding the photo receipt uploads to the director of product, and he's looking into a way to improve that process and ideally ensure that it never happens again. Just wanted to thank you personally for joining the Divvy family of happy customers, and for taking the time to leave a great review! -Mark

Overall Rating
  • Value for money
  • Ease of use
  • Features
  • Customer support
  • Likelihood to recommend10/10

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Seems too good to be true — but it's true

Reviewed 2 years ago

Expense management is not a stressor in my life because of Divvy, and for that I am eternally grateful.

Pros

Divvy is as simple as it gets with expense management. Everyone on the platform, from myself as the one who implemented it for our team to the newest employee just onboarding, has had such an easy time navigating it and understanding their role on the platform. It is intuitive, quick, and seamless. The customer service team is second to none and any time we've had a request or question we get help right away from the best team out there.

Cons

Business reporting could be made a little more nuanced for teams to be able to play with more views etc. in the dashboard, but this isn't a big enough con to move away from Divvy to anything else and they take innovation seriously. I won't be surprised to see more functionality here launch in the near future if enough customers are asking for it.

Overall Rating
  • Value for money
  • Ease of use
  • Features
  • Customer support
  • Likelihood to recommend10/10

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Divvy - Always Great Service with an Excellent App

Reviewed 2 years ago

Divvy has allowed our organization to set more controls and give more responsibility to managers through use of individual budgets. Divvy also has transactions show up in the users transaction log instantaneously, making it easier for individuals to do all of their admin work right away.

Pros

My favorite feature is the ability to control credit lines for individuals at any given time. If an employee who rarely uses the corporate card suddenly has a need, we can adjust accordingly.

Cons

For the time being, Divvy doesn't integrate with our ERP, Netsuite. As such, I have to import into our ERP with CSVs which isn't ideal. Divvy is currently BETA testing an integration with Netsuite so we are patiently awaiting the full release of that.

Overall Rating
  • Value for money
  • Ease of use
  • Features
  • Customer support
  • Likelihood to recommend10/10

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Divvy - Allows us to Manage our Expenses with effectiveness

Reviewed a year ago
Pros

1) Dashboard for all transactions - allows us to work on what needs completed and then publish to QBO. 2) Automatic notifications - allows us to request receipts and categorization from cardholders in seconds. 3) Virtual cards - allows us to automate transaction entry, manage overspend with our vendors, and minimize and mitigate fraud with our expenses. If a card gets compromised we turn off that one virtual card and then create a new one within seconds.

Cons

There aren't many features built yet for Accounting Firms to manage their list of clients. There isn't good features like Ramp & Brex to text the categorization details, notes, and receipts on the transactions.

Overall Rating
  • Value for money
  • Ease of use
  • Features
  • Customer support
  • Likelihood to recommend10/10

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EXACTLY WHAT WE NEEDED!!!

Reviewed 3 years ago

Their customer services is by far the best we have ever experienced. We use the live chat all the time and help get issues resolved right away. Also, they are constantly innovating, making processes more efficient and effective and take customer feedback seriously. Lots of the requests or comments I've had with them have turned into solutions within weeks. Everyone in our office loves Divvy and haven't had a single thing to complain about.

Pros

For years we had wanted to get corporate cards for staff but did not want to take the risk of not having credit and approval controls like we do now with Divvy. The ease of use, simplicity, and thoughtfulness that comes with Divvy is why we love it. Oh and it's free!

Cons

I have not had a single issue with them.

Overall Rating
  • Value for money
  • Ease of use
  • Features
  • Customer support
  • Likelihood to recommend10/10

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Seriously the Best App our Business Found, for Anything

Reviewed a year ago
Pros

If you're a small business with big monthly expenses, and petty cash headaches, Divvy is a no-brainer. Each of our field techs have a card we can control from the office, or divvy out funds as needed. As a small family business, this cut down on half our office work (and my mother no longer goes through receipts in the office; she can just retire) Divvy integrates with Quickbooks well, but here's...

Cons

Nothing. So far it's perfect for us. We haven't been able to mess anything up yet.

Overall Rating
  • Value for money
  • Ease of use
  • Features
  • Customer support
  • Likelihood to recommend9/10

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Expense Management Made Easy

Reviewed 3 years ago

We've loved Divvy. It has given flexibility to those that travel while giving the flexibility to get things done without having to worry that one of the 3 corporate credit cards is floating around being used by a random employee.

Pros

Divvy has been great for our organization. We have been able to move away from reimbursements and have been able to give spending flexibility to everyone within our organization. We love being able to give every employee a card, but not having to worry that they are going to overspend. And possibly, one of my favorite features of any software ever is the ability to create virtual cards (both for subscriptions and burner cards for one time purchases). Its nice to know that I can cancel a virtual card and not have it affect other vendor payments.

Cons

There is a little bit of a lack of hierarchy available (like an administrator over certain budgets only) and a lack of flexibility with paying down our account (holds placed on account effectively freezing our cards) but other than that, it has been great!

Overall Rating
  • Value for money
  • Ease of use
  • Features
  • Customer support
  • Likelihood to recommend10/10

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It's the best because it is simple

Reviewed 3 years ago

It has been very positive. They are timely in their responses and they are flexible and open to customer ideas for improvement.

Pros

It is very easy to use and very ease to teach users how to use. It allows us to customize expense fields, budgets and reports so as an accounting team we get what we need, but it is simple enough for any user to use.

Cons

The only complaint I have at this point is that we cannot set limits for receipts. I'd like to be able to say "all transactions over $20 require a receipt," but that is not available yet.

Overall Rating
  • Value for money
  • Ease of use
  • Features
  • Customer support
  • Likelihood to recommend9/10

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What we needed in a Corporate Credit Card

Reviewed 3 years ago

Overall we have had a great experience with Divvy. We were waisting so much time with fraud issues with other cards. Also has helped us with our employee card reconciliation. We can have required fields that our employees need to fill out like notes.

Pros

Virtual Cards are easy to generate, Control of employee cards and funds is really nice, Reporting is good, support has been really good

Cons

It is a little difficult for employees to catch on to how everything is supposed to work. It changes fairly quickly (good because it gets better, but con because you have to change your processes or relearn the software)

Overall Rating
  • Value for money
  • Ease of use
  • Features
  • Customer support
  • Likelihood to recommend10/10

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Innovative and unparalleled service

Reviewed 3 years ago
Pros

I love how easy it is to use Divvy. It has significantly reduced the time to close the books at month end. We used to have to wait at least a week just to reconcile credit card transactions, but with Divvy, it only takes one to two days. The team at Divvy has been extremely receptive to our feedback and providing the best customer experience possible.

Cons

The software is constantly evolving as we and other gives feedback (this is a good thing), but there doesn’t seem to be one clear cut path of best practices with Divvy.

Overall Rating
  • Value for money
  • Ease of use
  • Features
  • Customer support
  • Likelihood to recommend10/10

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A Fantastic Expense Report Tool

Reviewed 7 months ago
Pros

I love the automation it creates for all of our expense reports. I also love the ability to make changes to spending limits, or accounts directly on the website. Any other card, we would have to get on the phone with customer service to make these changes, which was headache and a waste of time. I love the digital cards we can create for our online payments/ transactions.

Cons

The recurring vs one-time limits were hard to get used to. This has improved over the last couple of years though.

Overall Rating
  • Value for money
  • Ease of use
  • Features
  • Customer support
  • Likelihood to recommend9/10

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Divvy is very intriguing for us going forward

Reviewed a year ago

So far so good! I'm very intrigued to see if it replaces all our other tools quickly for clients.

Pros

Price is FREE for use, the card allows you to have control over spend much more than normal credit cards, you can extend credit to users on demand with a good approval workflow on the app/computer.

Cons

A bit overwhelming at first to setup but just need to get a handle on it. The users don't need to use that ability anyway. But the users do have control to request credit/use of card and that is great but also can be more tedious than just walking in and swiping.

Overall Rating
  • Value for money
  • Ease of use
  • Features
  • Customer support
  • Likelihood to recommend10/10

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Divvy is amazing!!!

Reviewed 3 years ago

We are now much more efficient. No more looking for 3-4 different software to handle all our needs because Divvy does them all in a perfect way.

Pros

Best expense software I have ever used. Our time reviewing and/or approving expenses is now cut in half. No more reimbursements. The budget features are also amazing. We have been looking for a better way to budget our expenses and Divvy does an amazing job at budget management.

Cons

I kinda wish we had to pay for it to let them know how much we appreciate it. It's that good.

Overall Rating
  • Value for money
  • Ease of use
  • Features
  • Customer support
  • Likelihood to recommend9/10

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Divvy is a great product

Reviewed 3 years ago

It has eliminated missing receipts and automatically posts expenses to our accounting system (Quickbooks Online). Virtual cards eliminate overcharges and fraud.

Pros

We have had problems with volunteers and staff turning in credit card receipts. That is now a thing of the past - finally! It has totally eliminated that problem. When there is a missing receipt, now I know it within a couple days instead of a couple months. The users love it too because they don't have to worry about saving and turning in receipts as well. Just take a picture of it at the time of sale and they are done! The recent integration with Quickbooks was HUGE for us. Now most data entry of expenses is automatic as well. Very easy to use most of the time, and it's free!

Cons

Getting the hang of allocating budgets can be tricky. And if you have a budget used by multiple people it presents additional challenges trying to allocate funds between multiple people. Auto payments take a few days to free up funds. And virtual subscription cards don't reset until first business day of the month, which can be a problem if charges are attempted on the 1st and it is a weekend.

Overall Rating
  • Value for money
  • Ease of use
  • Features
  • Customer support
  • Likelihood to recommend10/10

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Fantastic Enterprise Solution

Reviewed 3 years ago
Pros

No Cost & more efficiency - I was able to reduce organizational expenses by over $20,000 annually AND increase efficiency , transparency in the budget process, and give visibility to department leaders on real-time spending. The customer support has been fantastic. Fraud controls and prevention have been fantastic - we have been able to quickly isolate and stop attempted fraud, either by our user or notification from the Divvy team.

Cons

I would like the ability to organize budgets in a more hierarchical way, so that Department leaders can start with their overall budget and drill down into sub-budgets.

Overall Rating
  • Value for money
  • Ease of use
  • Features
  • Customer support
  • Likelihood to recommend10/10

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Works great for our company!

Reviewed 3 years ago

Our company can easily see where and by whom the money is spent in real time and we can set the amount on how much each person spends.

Pros

I was able to roll out company wide usage in a matter of weeks. The software is intuitive and employees reported back to me that they enjoyed using it.

Cons

Integrating ACH payments was cumbersome and we had several vendors confused about how they were getting paid.

Overall Rating
  • Value for money
  • Ease of use
  • Features
  • Customer support
  • Likelihood to recommend10/10

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Divvy makes everyone's job easier

Reviewed 7 months ago

Divvy has been an enormous improvement to my company by putting purchasing into the hands of the end user, with adequate accounting & budget control. Our users now do not have to use their own money for business expenses and get reimbursed if they have a divvy card, and the accounting department has to do less purchasing/ordering for programs now that they can do it themselves. We are loving the constant updates that make the system more robust and flexible. The customer service is amazing, I always get timely and friendly help, and every feature of the system is well documented/explained so it is easy to understand.

Pros

Ease of use, customer service, customizability, constant improvements to the system and its capabilities

Cons

Slow loading of transaction data on the website, could use more robust pre-approval process including more than one approver of an expense before a funds transfer, & our physical card orders get lost/never delivered about 50% of the time