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Divvy

4.7
(397)

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Spend management and business cards made simple.

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(41)

Divvy Pricing

Pricing overview

Value for money rating

4.8

/5

397

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Free plan
Subscription
Free trial

Pricing details

Divvy is free.

What users say

The budgeting features are great and allow me to put myself in a better position both financially as well as educationally as I am able to see things more clearly.
Budget Controls very good, reporting on users can be improved.

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Reviewers who mentioned pricing said:

LH
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Lindsey H.

Marketing and Advertising, 11-50 employees

Used daily for 6-12 months

Review source

Overall Rating
  • Value for money
  • Ease of use
  • Features
  • Customer support
  • Likelihood to recommend2/10

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Should still be in Beta - has a long ways to go...

Reviewed 3 years ago

I have always been a pretty early adopter for new platforms and I have to say, DivvyPay should still be in Beta Mode. Divvy - you could be great. Really really great. But you have a long ways to go. I’m rooting for you, but looking for other options in the meantime. Stop spending advertising dollars and fix your issues.

Pros

- The virtual cards are BRILLIANT (1 of only 2 reasons I stay) - The ease of classifications of transactions and how customizable they are, this a great thing for my accounting team! (2 of only 2 reasons I stay) - The cards look nice - Their customer service is responsive (They will not call you unless you are a new customer trying to get an account so do know that. There is no phone support after being a customer.)

Cons

- The app is getting better, but still has very very limited features. - The bill pay feature; run as fast as you can from this. I have a vendor that still has not been paid and I approved and funded the transaction over a month ago. Divvy has made this a manual process and they actually call ever vendor you add into the platform. They can’t call me for support - but sure will call my vendors. ...

WS
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Wayne S.

Information Technology and Services, 51-200 employees

Used daily for 2+ years

Review source

Overall Rating
  • Value for money
  • Ease of use
  • Features
  • Customer support
  • Likelihood to recommend10/10

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Divvy Changed My Company

Reviewed 2 months ago

Life changing.

Pros

Divvy has made it possible for my business to expand as quickly as I need it to without the burden of cost. A great rewards program is the cherry on top of what is a tremendous service that I plan on never leaving.

Cons

The site breaks on rare occasion. This usually only requires a refresh of the browser, but can still be inconvenient.

DA
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David A.

Wholesale, 501-1,000 employees

Used daily for 2+ years

Review source

Overall Rating
  • Value for money
  • Ease of use
  • Features
  • Customer support
  • Likelihood to recommend10/10

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Divvy is amazing!

Reviewed a month ago

The people are awesome...the app is effortless....I can't imagine life without Divvy anymore.

Pros

Time savings, faster expense approvals, cash rebates & increases in enterprise value.

Cons

Need a better mileage reimbursement app, which we understand is coming.

AR
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Anonymous Reviewer

Verified reviewer

Real Estate, 1,001-5,000 employees

Used daily for 2+ years

Review source

Overall Rating
  • Value for money
  • Ease of use
  • Features
  • Customer support
  • Likelihood to recommend10/10

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Divvy helps control costs

Reviewed 2 months ago

Great. Highly recommend. Support is awesome. People you can speak to that solve problems.

Pros

The budget features that control spending

Cons

The low credit limits and the fact that you don't get a 30 day float/delay in spending until payment is due like you would with some cards

AR
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Anonymous Reviewer

Verified reviewer

Accounting, 11-50 employees

Used daily for less than 6 months

Review source

Overall Rating
  • Value for money
  • Ease of use
  • Features
  • Customer support
  • Likelihood to recommend9/10

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Divvy is very intriguing for us going forward

Reviewed a year ago

So far so good! I'm very intrigued to see if it replaces all our other tools quickly for clients.

Pros

Price is FREE for use, the card allows you to have control over spend much more than normal credit cards, you can extend credit to users on demand with a good approval workflow on the app/computer.

Cons

A bit overwhelming at first to setup but just need to get a handle on it. The users don't need to use that ability anyway. But the users do have control to request credit/use of card and that is great but also can be more tedious than just walking in and swiping.

LH
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Laura H.

Computer Software, 51-200 employees

Used daily for 2+ years

Review source

Overall Rating
  • Value for money
  • Ease of use
  • Features
  • Customer support
  • Likelihood to recommend9/10

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Grow with Divvy

Reviewed 2 months ago

One of the biggest things that Divvy has helped us with is bookkeeping and categorization, and as a result we have been able to stick with our outsourced accountant for 4+ years instead of hiring a new employee. As we grow to surpass 100+ employees, we look forward to continuing to grow with Divvy and seeing what value they continue to provide.

Pros

Divvy is ahead of its time as a product and company. The employees are high-quality, super helpful, and they have a fast chat response time and help solve your problems quickly. The product is constantly improving. It has helped us to manage spend from less than 10 employees to almost 100 employees.

Cons

Waiting on HRIS integration with Rippling but told this is coming soon! Can't wait!

MC
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Michael C.

Food & Beverages, 201-500 employees

Used daily for 2+ years

Review source

Overall Rating
  • Value for money
  • Ease of use
  • Features
  • Customer support
  • Likelihood to recommend8/10

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Crumbl & Divvy

Reviewed a month ago

Very positive. Incredible support, attention to our needs, and willingness to work with us to maximize value.

Pros

The software is very easy to use, quick to get up and running to facilitate spend, and has good integrations into major accounting software.

Cons

I would want to see it expand to fill more and more of the spend management niche. The great thing is that they are expanding. the Bill.com acquisition will quickly get this product positioned to handle more and more spending categories. I anticipate that soon we'll be able to manage enterprise-level budgeting and forecasting entirely out of this software.

AC
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Andrea C.

Religious Institutions, 51-200 employees

Used daily for 1-2 years

Review source

Overall Rating
  • Value for money
  • Ease of use
  • Features
  • Customer support
  • Likelihood to recommend10/10

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Great Experience Transitioning From Paper To Digital Expense Management

Reviewed 2 months ago

Overall, we have saved a tremendous amount of time, frustration and money

Pros

Easy to use, no cost and we earn rewards, integration with Sage Intacct

Cons

There are bugs from time to time that just seem to go away

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Zachary B.

Verified reviewer

Accounting, 11-50 employees

Used daily for 6-12 months

Review source

Overall Rating
  • Value for money
  • Ease of use
  • Features
  • Customer support
  • Likelihood to recommend10/10

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The best software our company purchased in 2018!

Reviewed 4 years ago

Overall, Divvy has enabled my company to gain WAY better insight into where dollars are going. We now know where we are over-budgeting and under-budgeting each month. Divvy makes tracking business expenses fun — I never thought I'd say that!

Pros

I first learned about Divvy via the daily business newsletter, Morning Brew. I was in disbelief that the product was totally free, so I scheduled a demo call. As it turns out, Divvy really is TOTALLY free. The app is incredibly user friendly and switching/updating budgets is surprisingly easy. But while the app interface is nice, the push notifications are wonderfully helpful, and Divvy travel has...

Cons

Honestly, there are really only two things I dislike about Divvy: 1. That there isn't a Divvy for PERSONAL spending (I've been Googling looking for something like this for the past few weeks now...nothing seems to exist!) 2. The saving a receipt feature/adding notes feature is a little spotty at times. I find that I often need to go back into a purchase and re-upload the photo of the receipt/re-type my note. Hopefully this is a bug that gets worked out with the next app update.

Vendor response

Hi Zachary, Thanks for the feedback! I've sent your feedback regarding the photo receipt uploads to the director of product, and he's looking into a way to improve that process and ideally ensure that it never happens again. Just wanted to thank you personally for joining the Divvy family of happy customers, and for taking the time to leave a great review! -Mark

DJ
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Dinesh J.

Financial Services, 501-1,000 employees

Used daily for 1-2 years

Review source

Overall Rating
  • Value for money
  • Ease of use
  • Features
  • Customer support
  • Likelihood to recommend9/10

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Value for Money and Easy to Use

Reviewed 2 months ago
Pros

Easy to use, user friendly, save a ton of time and easy to mange the spends. Easily sync the transaction with accounting software, and speeds up reconciliation process. You can set limits, chose vendors. Can have access to receipts on the Go. Also rewards points is cherry on the top.

Cons

Reimbursement process requires a lot of Improvement , especially for syncing the transaction with QBs

MM
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Mathew M.

Public Relations and Communications, 51-200 employees

Used daily for 6-12 months

Review source

Overall Rating
  • Value for money
  • Ease of use
  • Features
  • Customer support
  • Likelihood to recommend10/10

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Fantastic Enterprise Solution

Reviewed 3 years ago
Pros

No Cost & more efficiency - I was able to reduce organizational expenses by over $20,000 annually AND increase efficiency , transparency in the budget process, and give visibility to department leaders on real-time spending. The customer support has been fantastic. Fraud controls and prevention have been fantastic - we have been able to quickly isolate and stop attempted fraud, either by our user or notification from the Divvy team.

Cons

I would like the ability to organize budgets in a more hierarchical way, so that Department leaders can start with their overall budget and drill down into sub-budgets.

AN
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Ashlee N.

Sports, 51-200 employees

Used daily for 6-12 months

Review source

Overall Rating
  • Value for money
  • Ease of use
  • Features
  • Customer support
  • Likelihood to recommend10/10

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Aboutgolf

Reviewed a year ago
Pros

Overall, I enjoy the ease of use of the software. It's very easy to onboard new users, manage the cards, in addition to the access to virtual cards, and allocate budgets across the company.

Cons

Some of the functionality in the way you navigate the options can be confusing. I do hope they expand their platform and integrate or build out software to do more cost management analysis. I'm currently dumping the data into power BI to run analysis on our spend month over month.

JE
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John E.

Construction, 51-200 employees

Used daily for 2+ years

Review source

Overall Rating
  • Value for money
  • Ease of use
  • Features
  • Customer support
  • Likelihood to recommend8/10

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Great credit card platform

Reviewed 2 months ago

I am the credit card admin for the company I work for and we love using Divvy. It has made keeping up with CC transactions and receipts so easy. The ability to allocate funds to individual budgets and card holders has made it easy to control how much everyone can spend. Reconciling CC transactions to your other financial platforms is also a snap.

Pros

Receipt capture, spend is immediately available, virtual cards

Cons

The rewards has a requirement to spend 30% of available limit to receive the reward. This could be done away with. Also the rewards should have more value if using as a statement credit or cash back.

AR
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Anonymous Reviewer

Verified reviewer

Pharmaceuticals, 1,001-5,000 employees

Review source

Overall Rating
  • Value for money
  • Ease of use
  • Features
  • Customer support
  • Likelihood to recommend8/10

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Best screen splitter for Mac, so far

Reviewed 3 years ago

When I started working with a double monitor setup, I felt the need of some solution to somehow split my screens and create specific sized working areas dedicated to most used apps, in order to keep them always visible (Email client, A/V conferencing and chat system, office and business apps, and a virtual remote desktop). Divvy allows to take advantage of all your available space among multiple monitors in a simple and intuitive way. When your desktop starts to be cluttered after some hours of work, Divvy helps to keep what matters always under control.

Pros

Stable, easy to use, very convenient to efficiently work in multi monitor setup. Shortcut configuration makes windows resize very efficient.

Cons

No noticeable downsides, so far. Maybe a little more pricey than the competitors, but still very affordable.

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Anne-Marie W.

Verified reviewer

Printing, 11-50 employees

Used daily for 6-12 months

Review source

Overall Rating
  • Value for money
  • Ease of use
  • Features
  • Customer support
  • Likelihood to recommend10/10

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Throw Out Your Petty Cash Box

Reviewed 3 years ago

Divvy has been great and I would 100% recommend it. The customer service is top notch and they continue to make enhancements. We switched to Divvy to replace our old school petty cash system and to replace the Home Depot credit cards that we had for our installers. The new system works GREAT! Each person requests funds when they are running low, they take pictures of their receipts as soon as the purchase is made and money is deducted daily from our business checking account. It also integrates nicely with QuickBooks. There are a ton of other features that we do not make use of but as we continue to grow I'm sure that will change.

Pros

I don't have to think about it. Once it's set up it just does what it's supposed to.

Cons

It might just be me but it's not visually intuitive. I find that I have to click several things before I get to where I want to be.

ST
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Sherry T.

Electrical/Electronic Manufacturing, 51-200 employees

Used weekly for less than 6 months

Review source

Overall Rating
  • Value for money
  • Ease of use
  • Features
  • Customer support
  • Likelihood to recommend8/10

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Divvy was the solution to several of our issues

Reviewed 5 years ago

This card was selected only because we wanted an expense reporting system that didn't cost any money and then we've found other benefits to the card so we've distributed it further than we had orginally anticipated.

Pros

Love that we can snap a picture of the receipt and do away with taping receipts to paper! Also, like the "instantly code" an expense rather than waiting until the end of the month to code all credit card charges. Love the budget by card feature so allow small charges to be made by individuals who would not normally get a credit card - giving them a limit to buy some gas or supplies is much better...

Cons

The fact that we need to select a category and then subsequently select and account is an unnecessary step - we just want to code our charges to an account directly. Also - splitting charges between departments and codes is not possible within the application which is a problem for us. Also - the credit card payments are pulling weekly from our bank so we aren't getting the cash float we used to get by paying at the end of the month.

MD
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Michael D.

Hospitality, 201-500 employees

Used daily for 2+ years

Review source

Overall Rating
  • Value for money
  • Ease of use
  • Features
  • Customer support
  • Likelihood to recommend9/10

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Divvy Review

Reviewed 2 months ago

Divvy's helped build scalable expense managment solutions and the setup was easy.

Pros

Ability to quickly generate a virtual credit card with a preset budget, categorize the cost account directly in Divvy, and track real-time spending, month-end close-out is easier.

Cons

Better UX on the Mobile App and Dashboard.

KM
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Kristen M.

Utilities, 11-50 employees

Used daily for 1-2 years

Review source

Overall Rating
  • Value for money
  • Ease of use
  • Features
  • Customer support
  • Likelihood to recommend9/10

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Great expense management tool

Reviewed 2 months ago

Divvy has changed our expense management process and allowed us to have visibability into our spending. We went from capturing about 10% of expenses to over 90%.

Pros

Divvy is easy to use, implement and for employees to access. It is less expensive and offers great points for a company to get money back. Customer service chat is wonderful and easy to access. Reports are easy to run.

Cons

I would like to see a way to route expenses to managers for approval.

CG
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Catherine G.

Nonprofit Organization Management, 51-200 employees

Used daily for 6-12 months

Review source

Overall Rating
  • Value for money
  • Ease of use
  • Features
  • Customer support
  • Likelihood to recommend10/10

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Divvy was a BIG win for our church!

Reviewed a month ago

This was a Big win for us this year. We had a big bank credit card and Concur for reconciliation and that was expensive and cumbersome. Employees avoided reconciling like the plague! Now our reports are almost 100% on time. Our spending is transparent and easy to follow. It's been a tremendous blessing for us.

Pros

We love the credit card feature. The ease of use is the best we've experienced.

Cons

There is really nothing I don't like. I wish sales tax was automatically sectioned out of expenses but that is a minor problem. Splitting works fine.

MC
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Marc C.

Food & Beverages, 11-50 employees

Used daily for 1-2 years

Review source

Overall Rating
  • Value for money
  • Ease of use
  • Features
  • Customer support
  • Likelihood to recommend10/10

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Divvy is a must have app

Reviewed a month ago

A tremendous return on investment. The time savings alone are worth the cost of the app.

Pros

The app is easy to install, easily synchs with QuickBooks and is easy to manage. A huge time saver with regard to expense reporting.

Cons

There was really no cons to setting up and using Divvy.

MD
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Marie D.

Human Resources, 1-10 employees

Used weekly for 1-2 years

Review source

Overall Rating
  • Value for money
  • Ease of use
  • Features
  • Customer support
  • Likelihood to recommend10/10

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Good Value for Business Charge Card

Reviewed a month ago

Good

Pros

Divvy is extremely simple to use. I like that it works like our business charge card, like an Amex witt he ability ot accrue points but withiout the costly annual fees. Also makes it easier to create digital cards for team members to use, track the spend and turn on and off fucntionality easily from one remote application.

Cons

We had a missed payment a couple of months ago and it requried that we call in to process the new paymenta n turn our cards back on. Seemed kind of inconvenient considering how accessible everything else is in the app.

AR
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Anonymous Reviewer

Verified reviewer

Nonprofit Organization Management, 11-50 employees

Used daily for less than 6 months

Review source

Overall Rating
  • Value for money
  • Ease of use
  • Features
  • Customer support
  • Likelihood to recommend10/10

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Divvy makes life easier

Reviewed 3 months ago
Pros

Davy is amazing. We integrate with QuickBooks online for our accountant’s sanity. The automatic categorization and receipt tracking saves us so much time, as our organization has three physical locations, multiple departments, tons of different funding sources and needs.I love the ease of use. I have ADHD and I am an executive Director, and I struggle with receipt management. This program automatically triggers me to upload my receipt and categorize my purchase.

Cons

Honestly nothing. I’ve dealt with customer service and they have been great. I love the price a.k.a. free.

CE
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Craig E.

Entertainment, 201-500 employees

Used daily for 1-2 years

Review source

Overall Rating
  • Value for money
  • Ease of use
  • Features
  • Customer support
  • Likelihood to recommend10/10

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Divvy review

Reviewed 3 years ago

We have expanded our card use to prioritize Divvy purchasing.

Pros

Individual budget assignments allow for greater cost control and data entry

Cons

The web application has some bugs. Customer support is always helpful.

AR
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Anonymous Reviewer

Verified reviewer

Information Technology and Services, 51-200 employees

Used daily for less than 6 months

Review source

Overall Rating
  • Value for money
  • Ease of use
  • Features
  • Customer support

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The worst software purchase that I have ever experienced

Reviewed 23 days ago

Horrible and SUPER frustrating! When we were demoing the product we were told that the application process will take at the most a week, it took us 4 month to get our application approved. We have worked with following team: [SENSITIVE CONTENT]. It took sometimes several follow ups to get answer and any progress on the issues we were dealing with. In the end we had to go through their Credit Builder...

Pros

Can't say anything here because I didn't even have an ability to experience the software.

Cons

The big one - support, from the start of application to installing the integration with Net Suite. Very slow to address the issues, team seemed very low on knowledge of the product and processes.The application process - limited to US only. If you want to apply for it and you are not in US DO NOT EVEN THINK about applying for it, the verification process was tedious and frustrating.

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Jordan R.

Verified reviewer

Computer Software, 11-50 employees

Used weekly for 1-2 years

Review source

Overall Rating
  • Value for money
  • Ease of use
  • Features
  • Customer support
  • Likelihood to recommend10/10

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TONS of value for FREE?

Reviewed 3 years ago

It's been great! This is going to be a game-changer for any business.

Pros

This is an awesome tool. Expense reporting, budgeting, spending cards, virtual cards, budgets -- this tool does it all. FOR FREE. A must-have for any budget-conscious business. Which is basically every business.

Cons

When I originally signed up, they didn't have many credit options, it was all mostly "debit", which is fine, but there are times when a line of credit is nice. (I believe they do have that now? I need to reach out.)