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Chime Reviews - Page 4
82 reviews
Recommended
Tazla S.
Arts and Crafts, self-employed
Used weekly for 1-2 years
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I've always had a positive overall experience with chime never any problems and it's super easy to use on top of that
This Bank is amazing and very easy to use it doesn't cost very much to put money on the card at a store like Dollar tree it only cost a dollar per 50 that you put on. It is also very easy to receive payments and pay people for my business.
There really are no cons I love that it's an online bank and no overdraft fee. Makes it very easy to accept cash so there's nothing really wrong with this software
Amber B.
Broadcast Media, 1-10 employees
Used daily for less than 6 months
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Chime has some amazing perks: firstly you get paid two-four days early (if your job pays you every Tuesday, you would get paid the Friday before). Secondly, they have an amazing feature called SpotMe. If you overdraw your account, Chime allows you to spend from $50 (for new users) to $100 (for esablished users) over your limit. You do have to pay it back, but it is a lot simpler to do that than either apply for a pay day loan or use one of the pay day advance apps.
A lot of apps that need bank account information (like the advance apps I mentioned) won't accept Chime as a proper bank account because it is prepaid.
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