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Phone.com vs GiniMachine Comparison

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Overview

Phone.com is the leading cloud-based phone company focused on the needs of SMB and entrepreneurs. In addition to offering...

GiniMachine is a credit scoring software designed to help financial institutions streamline consumer and business lending...

  • Platforms supported
  • Web-based
  • iPhone app
  • Android app
  • Windows Phone app
  • Typical customers
  • Freelancers
  • Small businesses
  • Mid size businesses
  • Large enterprises
  • Customer support
  • Phone
  • Online
  • Knowledge base
  • Video tutorials
  • Platforms supported
  • Web-based
  • iPhone app
  • Android app
  • Windows Phone app
  • Typical customers
  • Freelancers
  • Small businesses
  • Mid size businesses
  • Large enterprises
  • Customer support
  • Phone
  • Online
  • Knowledge base
  • Video tutorials

Screenshots

Pricing

Starting from

No info

  • Free trial available
  • No credit card required
  • Free account
  • Subscription based
Starting from

No info

  • Free trial available
  • No credit card required
  • Free account
  • Subscription based

User reviews

4.0

5

4

3

2

1

19

12

4

3

3

  • Value for money
  • Ease of use
  • Features
  • Customer support
83%
would recommend this app

No reviews

5

4

3

2

1

0

0

0

0

0

  • Value for money
  • Ease of use
  • Features
  • Customer support

Pros

IP phone system for on-the-go small business owners - great features that can make you look like a full-fledged company. Prices are competitive, too.
Dont need any hardware for this system and can use it anywhere. Has built in fax and sms capability and contact management, like the online portal for sms messaging very good and quick.
AMAZING customer service/support. Easy configuration and sensible flow/interface.

Pros

Not enoughreviews yet

Cons

So let this review be your warning. The low price comes with a massive.
Also, at times it takes a long time to log in and it can be frustrating if you need to access the app quickly.
I am not sure exactly how it works with Ring Central for all our companies, which makes it hard for me to sort out my bills.

Cons

Not enoughreviews yet

  • Vendor responds to reviews
  • Last reviewa month ago
  • Vendor responds to reviews
  • Last reviewN/A

Key features

  • Total features46
  • AI/Machine Learning
  • API
  • Activity Dashboard
  • Activity Tracking
  • Ad hoc Reporting
  • Alerts/Notifications
  • Application Management
  • Audio Calls
  • Audio/Video Recording
  • Audit Trail
  • Auto-Dialer
  • Automated Notices
  • Automatic Transcription
  • Call Center Management
  • Call Conferencing
  • Call Logging
  • Call Monitoring
  • Call Queues
  • Call Recording
  • Call Routing
  • Call Scheduling
  • Call Screening
  • Call Transfer
  • Caller ID
  • Charting
  • Client Management
  • Collaboration Tools
  • Compliance Management
  • Contact Management
  • Controls Audit
  • Counterparty Risks
  • Credit Reporting
  • Credit Risk Management
  • Custom Greetings/Messages
  • Customizable Reports
  • Data Blending
  • Data Discovery
  • Data Extraction
  • Data Import/Export
  • Data Management
  • Data Mapping
  • Data Storage Management
  • Data Transformation
  • Data Visualization
  • Debt Management
  • Drag & Drop
  • Electronic Hand Raising
  • Employee Directory
  • Enterprise Risk Management
  • File Sharing
  • Financial Analysis
  • Financial Risk Reporting
  • For Retail
  • Forecasting
  • Fraud Detection
  • HD Audio/Video
  • Hierarchy Management
  • Historical Trend Analysis
  • Host Controls
  • IVR / Voice Recognition
  • In-House Collections
  • International Calling
  • Limit Control
  • Loan Portfolio Management
  • ML Algorithm Library
  • Meeting Management
  • Mobile Access
  • Model Training
  • Modeling & Simulation
  • Monitoring
  • Multiple Data Sources
  • Multiple User Accounts
  • Natural Language Processing
  • Operational Risk Management
  • Performance Management
  • Performance Metrics
  • Performance: Time Period
  • Portfolio Management
  • Portfolio Modeling
  • Predictive Analytics
  • Predictive Modeling
  • Presentation Streaming
  • Prioritization
  • Private Chat
  • Purchasing & Receiving
  • Rate of Return Analysis
  • Real Time Analytics
  • Real Time Data
  • Real Time Monitoring
  • Real Time Reporting
  • Real-Time Chat
  • Real-time Updates
  • Recording
  • Remote Access/Control
  • Reporting & Statistics
  • Reporting/Analytics
  • Risk Analytics
  • Risk Assessment
  • SIP Trunking
  • Screen Sharing
  • Secure Data Storage
  • Self-Learning
  • Softphone
  • Summary Reports
  • Third Party Integrations
  • Training Management
  • Trend Analysis
  • Unified Communications
  • User Management
  • Video Chat
  • Video Conferencing
  • Virtual Call Center
  • Virtual Voicemail
  • Visual Analytics
  • Visual Discovery
  • Visualization
  • VoIP
  • VoIP Connection
  • Voicemail Transcription
  • Total features75
  • AI/Machine Learning
  • API
  • Activity Dashboard
  • Activity Tracking
  • Ad hoc Reporting
  • Alerts/Notifications
  • Application Management
  • Audio Calls
  • Audio/Video Recording
  • Audit Trail
  • Auto-Dialer
  • Automated Notices
  • Automatic Transcription
  • Call Center Management
  • Call Conferencing
  • Call Logging
  • Call Monitoring
  • Call Queues
  • Call Recording
  • Call Routing
  • Call Scheduling
  • Call Screening
  • Call Transfer
  • Caller ID
  • Charting
  • Client Management
  • Collaboration Tools
  • Compliance Management
  • Contact Management
  • Controls Audit
  • Counterparty Risks
  • Credit Reporting
  • Credit Risk Management
  • Custom Greetings/Messages
  • Customizable Reports
  • Data Blending
  • Data Discovery
  • Data Extraction
  • Data Import/Export
  • Data Management
  • Data Mapping
  • Data Storage Management
  • Data Transformation
  • Data Visualization
  • Debt Management
  • Drag & Drop
  • Electronic Hand Raising
  • Employee Directory
  • Enterprise Risk Management
  • File Sharing
  • Financial Analysis
  • Financial Risk Reporting
  • For Retail
  • Forecasting
  • Fraud Detection
  • HD Audio/Video
  • Hierarchy Management
  • Historical Trend Analysis
  • Host Controls
  • IVR / Voice Recognition
  • In-House Collections
  • International Calling
  • Limit Control
  • Loan Portfolio Management
  • ML Algorithm Library
  • Meeting Management
  • Mobile Access
  • Model Training
  • Modeling & Simulation
  • Monitoring
  • Multiple Data Sources
  • Multiple User Accounts
  • Natural Language Processing
  • Operational Risk Management
  • Performance Management
  • Performance Metrics
  • Performance: Time Period
  • Portfolio Management
  • Portfolio Modeling
  • Predictive Analytics
  • Predictive Modeling
  • Presentation Streaming
  • Prioritization
  • Private Chat
  • Purchasing & Receiving
  • Rate of Return Analysis
  • Real Time Analytics
  • Real Time Data
  • Real Time Monitoring
  • Real Time Reporting
  • Real-Time Chat
  • Real-time Updates
  • Recording
  • Remote Access/Control
  • Reporting & Statistics
  • Reporting/Analytics
  • Risk Analytics
  • Risk Assessment
  • SIP Trunking
  • Screen Sharing
  • Secure Data Storage
  • Self-Learning
  • Softphone
  • Summary Reports
  • Third Party Integrations
  • Training Management
  • Trend Analysis
  • Unified Communications
  • User Management
  • Video Chat
  • Video Conferencing
  • Virtual Call Center
  • Virtual Voicemail
  • Visual Analytics
  • Visual Discovery
  • Visualization
  • VoIP
  • VoIP Connection
  • Voicemail Transcription

Integrations

  • Total integrations4
  • Dropbox Business
  • Facebook
  • Gmail
  • Google Analytics
  • Google Calendar
  • Google Drive
  • Google Workspace
  • HubSpot CRM
  • Mailchimp
  • Microsoft 365
  • Microsoft Outlook
  • Microsoft Teams
  • Pipedrive
  • Salesforce Sales Cloud
  • Slack
  • SugarCRM
  • Wordpress
  • Zapier
  • Zendesk
  • Zoho CRM
  • Total integrationsN/A
  • Dropbox Business
  • Facebook
  • Gmail
  • Google Analytics
  • Google Calendar
  • Google Drive
  • Google Workspace
  • HubSpot CRM
  • Mailchimp
  • Microsoft 365
  • Microsoft Outlook
  • Microsoft Teams
  • Pipedrive
  • Salesforce Sales Cloud
  • Slack
  • SugarCRM
  • Wordpress
  • Zapier
  • Zendesk
  • Zoho CRM