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Klarna Logo

Online payment processing platform for secure checkout

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Klarna - 2026 Pricing, Features, Reviews & Alternatives

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All user reviews are verified by in-house moderators and provider data by our software research team.  Learn more

Last updated: May 2026

Klarna overview

What is Klarna?

Klarna is a payment processing platform designed to help businesses offer a secure checkout experience to customers with several payment methods. Shoppers can use the application to manage purchases, report returns, and communicate with customer service agents.

The system automatically fills billing and shipping information for returning customers and accepts transactions via bank transfers and cards. Klarna helps businesses customize the checkout interface according to requirements to promote brand identity across shoppers. Organizations can also use footers and marketing banners to display on-site messages and inform website visitors about various payment methods.

Klarna's messaging widget enables businesses to display payment methods based on the shopping basket's size and item prices. It facilitates integration with several third-party systems such as Shopify, BigCommerce, and more. Managers can also customize text, font, and color for on-site messages.

Starting price

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Pros & Cons

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Payment Methods

Pricing

Ease of Use

Email Communication

Credit Score

Bank Certificates

Klarna’s user interface

Ease of use rating:

Klarna review summaries overview

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To determine these pros and cons insights, we analyzed responses from 

Overall rating

Reviews sentiment

 
 
 
1-2(28)
3-4(19)
5(53)

What do users say about Klarna?

Reviewers appreciate Klarna for its flexible payment options, including interest-free installments and various financing plans, which help them manage larger purchases and fit payments into their budgets. They like the ability to generate one-time cards for shopping at many stores, and find the app and browser extension convenient for both online and in-store payments. Some mention that promotions and cashback offers add extra value.

Users say Klarna is easy to use, with an intuitive interface and quick setup. They note, however, that issues with refunds, customer service delays, and unexpected fees can be frustrating, and some worry about overspending with deferred payments.

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Who uses Klarna?

Based on 100 verified user reviews.

Company size

Small Businesses

Midsize Businesses

Enterprises

Top industries

Construction
Accounting
Health, Wellness and Fitness
Education Management
Others

Use cases

Shopping Cart
Payment Processing
eCommerce
Subscription Management

Klarna's key features

Most critical features, based on insights from Klarna users:

Mobile payments
Debit/Credit card processing
Payment fraud prevention
Multiple payment options
Reporting/Analytics
Multi-Currency

All Klarna features

Features rating:

Credit card processing
Customizable branding
Data security
Debit/Credit card processing
Electronic payments
Mobile access
Mobile payments
Multi-Channel marketing
Multi-Currency
Multiple payment options
Online payments
Partial payments
Payment fraud prevention
Payment options
Reminders
Reporting/Analytics
Third-Party integrations

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Klarna integrations (6)

Integrations rated by users

We looked at 100 user reviews to identify which products are mentioned as Klarna integrations and how users feel about them.

Shopify logo
Shopify

Integration rating: 4.7 (4)

Shopify integration is critical for our current store because fulfillment needs to be fast, accurate, and reliable. My experience with ShipStation by that point was already frustrating, and I ultimately moved away from it instead of trusting it as ou

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Jonathan S.

Founder

Integration rating: 5.0 (1)

Integration rating: 5.0 (1)

Orders come into woocommerce, port into fishbowl, get fulfilled,, push back to woocommerce.

WT

Willem T.

Systems Director

Integration rating: 5.0 (1)

Does not sync very well, decided to journal entry sales information manually. Created a thousand different GLs that did not make sense.

LA

Lauren A.

Administrator

Afterpay logo
Afterpay

Integration rating: 5.0 (1)

Integration rating: 5.0 (1)

Yes, I did not want to have to post my payroll each month myself.

Had to transfer all of our business accounting data to keep books consistent.

DB

Deb B.

Owner

1/2

Klarna support options

Typical customers

Freelancers
Small businesses
Mid size businesses
Large enterprises

Platforms supported

Web
Android
iPhone/iPad

Support options

24/7 (Live rep)
FAQs/Forum
Knowledge Base

Training options

Documentation

Klarna FAQs

Q. Who are the typical users of Klarna?

Klarna has the following typical customers:
Freelancers, Small Business, Mid-size Business, Large Enterprises

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Q. Does Klarna support mobile devices?

Klarna supports the following devices:
Android, iPhone, iPad


Q. What level of support does Klarna offer?

Klarna offers the following support options:
24/7 (Live rep), FAQs/Forum, Knowledge Base

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