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Square Payments Logo

Square Payments

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Online payment processing for merchants & vendors

(24)

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Square Payments Pricing

Pricing overview

Value for money rating

4.5

/5

2.3K

Price starts from

0.01

Pricing options
Free plan
Subscription
Free trial

Pricing details

Per swipe/dip/tap: 2.6% + $.10
Keyed in: 3.5% + $.15 per transaction
Online & invoices: 2.9% + $.30 per transaction

Custom pricing packages are also available. Contact Square for more information.

What users say

Our school has had great luck using Square and it has helped overall with our fundraising and money intake.
I've been using Square since 2011 and I can't talk about how important it's been to my business enough. Great small investment for a huge return.

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Reviewers who mentioned pricing said:

CS
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Candace S.

Fishery, 1-10 employees

Used daily for 1-2 years

Review source

Overall Rating
  • Value for money
  • Ease of use
  • Features
  • Customer support
  • Likelihood to recommend7/10

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Good for a business

Reviewed a month ago
Pros

I love how fast and essy is it for my customers to make there transactions.

Cons

The only thing i dont like is that to have it is high on price. There rates are too high. Customer service is horrible.

WC
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Wanita C.

Medical Practice, self-employed

Used weekly for less than 6 months

Review source

Overall Rating
  • Value for money
  • Ease of use
  • Features
  • Customer support
  • Likelihood to recommend9/10

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Square payments. Brilliant!

Reviewed 2 months ago

I am overall very satisfied with square.

Pros

I love that i can use my phone to take all payments..i can use the tap and pay, bank transfer, credit card payments, etc.

Cons

The only thing i dont really like is that there are so many dofferent square apps that do different things for your business. This can add up to be a little expensive if you decide to use a number of their apps.

AR
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Verified reviewer

Marketing and Advertising, 1-10 employees

Used daily for 2+ years

Review source

Overall Rating
  • Value for money
  • Ease of use
  • Features
  • Customer support
  • Likelihood to recommend10/10

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I Recommend Square to Everyone

Reviewed 3 years ago

First of all, I feel like Square listens to its customers and really wants to understand what features they need and how they need their software to work. They have forums and support and use the information acquired from this to improve their product features regularly.

Pros

Square is a really amazing credit card processing, payment gateway, invoicing, booking, and product inventory management option for small to medium size businesses. The value of everything they provide for your to help run your business, beyond just credit card processing, is unmatched. While you are getting a very competitive processing rate, they offer you all of these other tools to run your business mostly for free. They also integrate with 3rd party applications in case they are missing a feature you need. The booking capability alone is worth the credit card processing fees you're paying.

Cons

There are a few limitations to some of the applications they offer but it's hard to complain because they are free AND they are constantly listening to their customers to make improvements on those applications. They do charge more if you want to keep your customers credit card on file for automatic payment or recurring billing which in my opinion is counter intuitive and unfair to the businesses using them because technically it means more easily processed payments they are making money on and it's not costing them any extra to process a card already on file. You are basically paying extra for the convenience.

JH
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Jason H.

Retail, 1-10 employees

Used daily for 2+ years

Review source

Overall Rating
  • Value for money
  • Ease of use
  • Features
  • Customer support
  • Likelihood to recommend10/10

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I love using square

Reviewed 2 years ago

We will continue to use square payments to process our sales.

Pros

It is very easy to use and not to expensive for processing fees.

Cons

I wish that the reader connected easier to the software sometimes.

BK
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Brenda K.

Retail, 1-10 employees

Used daily for 2+ years

Review source

Overall Rating
  • Value for money
  • Ease of use
  • Features
  • Customer support
  • Likelihood to recommend10/10

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Reliable solution that is cost effective

Reviewed 10 months ago

I have used Square for 10 years. I have listened to other companies pitches, but stuck with Square, because there is not contract. They are honest as well. Never do they pitch you anything they do not offer. I cannot say that for other payment providers.

Pros

Square is fantastic when you need to swipe a credit card and allows one to avoid the large fees that others require. No contract and buy equipment as you need it.

Cons

The only con is getting a hold of a representative. Note, the solution is so simple that you really don't need help.

AS
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Arpan S.

Events Services, 11-50 employees

Used weekly for 6-12 months

Review source

Overall Rating
  • Value for money
  • Ease of use
  • Features
  • Customer support
  • Likelihood to recommend10/10

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Highly Valuable Reporting & Analytics Capabilities of Square Payments For Business

Reviewed a year ago

My overall experience with Square Payments has been incredibly positive, providing me with a seamless and efficient solution for accepting payments. One of the standout features of Square Payments is its simplicity and ease of use. The user-friendly interface and intuitive design make it a breeze to set up and navigate through the platform. From creating and customizing product catalogs to generating...

Pros

Square Payments is one of the most widely used payment processing solutions on the market. It offers a variety of features, making it an ideal choice for businesses and industries. Square Payments makes it easy to accept payments from customers in-store or online, no matter where they are located. The system allows users to quickly and easily process credit card purchases with just a few clicks, without...

Cons

Square Payment’s secure infrastructure is designed to protect data at every step of the process so business owners don’t have to worry about security threats.

BH
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Brett H.

Entertainment, 1-10 employees

Used daily for 2+ years

Review source

Overall Rating
  • Value for money
  • Ease of use
  • Features
  • Customer support
  • Likelihood to recommend10/10

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The Only Merchandise, Website, & Card Payment Manager You Will Ever Need

Reviewed 2 years ago

Square has satisfied all card processing, website management, inventory management, and merchandise marketing needs for us over the past 6 years wonderfully and will hopefully continue to be the main catalyst in our financial minimization and success as a touring/professional band moving forward!

Pros

As a user of Square for about 6 years now in managing my band’s merchandise, website sales, in-person sales, and all credit/debit card processing needs, I can honestly say that this is the best card processing software in today’s market. The fact that the card processing fees are as reasonable as they are with the card readers and entire web store being 100% free, makes Square the best value when compared to other alternatives. I recommend square almost daily to all my colleagues, business partners, and new fellow musicians I meet each week at home and on the road.

Cons

There are no cons about using square. I truly cannot even think of one thing I dislike about this software as everything from payments, processing, inventory management, to direct deposit, and even website management is on point at all times. Well done Square.

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Jessica S.

Hospitality, 1-10 employees

Used daily for 2+ years

Review source

Overall Rating
  • Value for money
  • Ease of use
  • Features
  • Customer support
  • Likelihood to recommend10/10

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Square Payments

Reviewed 3 years ago

My overall experience with Square is very positive and I will continue using it for years to come.

Pros

I can accept all kind of payments. When i started my business I realized most if my customers didn't carry cash. I can take any debit or credit card and if it doesn't swipe with the free reader Square gave me I also have the option of typing it in. My customers no longer have to run to the bank to get cash. With the pandemic going on it also helps that I can take contactless payments to make my customers feel safe. Everyone should know about this and share with other business owners, friends, or familt. I give this software my highest recommendation.

Cons

There are so many pros and I cant think of but one con. It cost every time you swipe a card and a little more if you have to manually type it in. It works out best to pay when you use it if you dont use it that often but if you use it several times there should be a flat rate fee by the month or an option to choose which plan you would like.

SH
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Shannon H.

Graphic Design, 1-10 employees

Used daily for 1-2 years

Review source

Overall Rating
  • Value for money
  • Ease of use
  • Features
  • Customer support
  • Likelihood to recommend10/10

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Grow your business quickly

Reviewed 5 years ago

Square eliminated the need for costly card readers from a bank. The invoice feature allowed you to add clients and track when/if an invoice was paid. Overall, Square is an amazing product that is very versatile and a small business hero.

Pros

Square allows you to take secure payments anywhere. No start-up cost and low processing fees. They also offer a desktop ‘register’ that doesn’t require any software to be installed. Square gave us a professional way to take sales in the field because it eliminates the need for cash payments and gives your customers ease-of-mind when dealing with a start-up. It also provides analytics so that you can track the amount of money you have made and compare that to sales during another time-period. The invoice to email feature was also a time-saver.

Cons

The pre-determined processing term for funds to be released. You could utilize the paid-for early processing feature but, as a start-up, this was often out of reach. We used this service to take deposits to order client-specific materials so this additional processing time made it difficult to plan projects on occasion.

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Chasity S.

Marketing and Advertising, self-employed

Used daily for 2+ years

Review source

Overall Rating
  • Value for money
  • Ease of use
  • Features
  • Customer support
  • Likelihood to recommend10/10

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Easy Peesy

Reviewed a year ago

Overall I'd recommend Square to anyone starting out and looking for ease but also great service and a great platform. Square hasnt done anything to make me want to leave. The POS system came fast, the card came fast and they are always upgrading the system for the different ways to pay. I've also never had any issues with fraud.

Pros

If you havent noticed... I love ease and the path of least resistance. And thats Square payments. Everything about their system is heaven and so easy to use. The app never an issue, the POS systems never an issue and they arrive quickly. I love that Square is always upgraded and working with the times. It's also not expensive and the transfer rates are not bad. I love that square doesn't take 6 years to payout either.

Cons

I would like for square to think about taking a little more time on the invoicing. I'd love to use it as opposed to Paypal.

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Jarvis J.

Consumer Services, self-employed

Used weekly for 2+ years

Review source

Overall Rating
  • Value for money
  • Ease of use
  • Features
  • Customer support
  • Likelihood to recommend10/10

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The Perfect Payment Processing Option for Small Business

Reviewed 2 years ago

My overall experience is A++ since I am able to accept and process payment at a fraction of the cost and without costing me more time and effort.

Pros

Using this software for a couple of years now I really like the ease of use and how it's transferable between all my devices. I am able to access reports, process payments, and more from the mobile dashboard or my PC. It doesn't require that I have or use any additional products or equipment for function. They have very friendly and knowledgable customer service and support. I love that you are able to integrate Square into other systems for a more robust system.

Cons

I wasn't able to really pin point anything that I didn't like or enjoy regarding the software.

DF
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Debbie F.

Music, self-employed

Used monthly for 2+ years

Review source

Overall Rating
  • Value for money
  • Ease of use
  • Features
  • Customer support
  • Likelihood to recommend10/10

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I’m a Piano Teacher, Not an Accountant

Reviewed 5 years ago

I’ve been with Square for several years, since I started teaching piano as more of a full-time profession instead of a side hobby, and overall, I’m VERY happy with them! I’m not an accountant, nor do I want to spend lots of time on the admin/financial side of my business; Square has just enough customization options and report capabilities to keep this Creative happy. I know there are cheaper payment processors out there, but I really enjoy the ease of use that Square provides along with the brand recognizability.

Pros

Recurring billing and automatic reminders, all the way!! Saves me so much time & energy in sending out invoices each month to my 30+ piano families. I’m not sure why I used to dread sending out invoices each month, as it means I’ll get paid. But I very much dreaded it, and would drag my feet in sending invoices. With automatic recurring billing, I set it up once (very simple to do) and I don’t have to think about it again, until I get the email confirmation that all the invoices have gone out. Then I think about it again when I’m notified that the invoices have been paid (the best!;).

Cons

I SO wish I could set up and send invoices in bulk...just create a template, enter a list of email addresses, and hit send. It’s not at all difficult to create and send invoices, just a little time consuming on the front end when each one has to be set up individually.

JH
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Jon H.

Management Consulting, 10,001+ employees

Used daily for 2+ years

Review source

Overall Rating
  • Value for money
  • Ease of use
  • Features
  • Customer support
  • Likelihood to recommend10/10

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Square Payments: Simplify Transactions and Grow Your Business

Reviewed a year ago
Pros

Square Payments offers a convenient and user-friendly payment processing solution that simplifies transactions for businesses of all sizes. The platform's intuitive interface and straightforward setup process make it easy to start accepting payments quickly. With its robust range of payment options, including in-person, online, and mobile payments, Square Payments accommodates various business models and customer preferences. The transparent and competitive pricing structure, coupled with quick deposits and access to funds, provides businesses with a reliable and efficient payment processing solution.

Cons

One potential drawback of Square Payments is the occasional need for additional hardware or accessories to fully utilize its capabilities. For certain features, such as contactless and chip card payments, businesses may need to purchase compatible card readers or terminals. While Square offers affordable hardware options, this additional cost may be a consideration for some businesses, especially those with limited budgets. Additionally, some users have reported occasional glitches or technical issues with the Square Payments app or card readers, which can cause minor disruptions during transactions.

KP
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Karen P.

Retail, 1-10 employees

Used daily for 2+ years

Review source

Overall Rating
  • Value for money
  • Ease of use
  • Features
  • Customer support
  • Likelihood to recommend10/10

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Square Payments Has Huge Productivty Advantage

Reviewed 3 years ago

Think fees for things for each transactions and reinstate payments over time option

Pros

Love how easy it was to set up and begin to use to collect customer monwy for Services and Products.

Cons

Do not like swipe Rates vs key in Rates per transaction. Do not like cost of accessories, do not like small print on Smartphone Display

KP
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Kevin P.

Health, Wellness and Fitness, self-employed

Used daily for 1-2 years

Review source

Overall Rating
  • Value for money
  • Ease of use
  • Features
  • Customer support
  • Likelihood to recommend10/10

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Excellent program for the price

Reviewed 2 years ago

Excellent. Also, great customer service!

Pros

This product integrates with a few different software programs I use, making running my business and accepting payments seamless! I also like the functionality and the overall look and feel of the buy buttons I integrate into my website. Very clean!

Cons

Honestly, I can't think of any cons at the moment.

CR
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Crystal R.

Retail, 1-10 employees

Used weekly for 2+ years

Review source

Overall Rating
  • Value for money
  • Ease of use
  • Features
  • Customer support
  • Likelihood to recommend10/10

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Accept Payments Online or In Person

Reviewed 5 years ago

I have been using Square since 2015. I like that I have a card reader I can plug into my phone or tablet using the phone jack. This enables me to take in person payments at craft shows that we occasionally do in the spring and summer months. In addition, I was able to set up Square to accept card payments on our website. In fact, I learned about the e-commerce platform that we utilize through a promotion...

Pros

I am able to use this software to accept credit and debit card payments on our website. I am also able to use this software to accept payments in person at craft shows. When logging in to my account to view sales transactions, I am able to find what I am looking for quickly due to the level of user friendliness.

Cons

I was able to add the inventory information for the items we sell in our online store. However, every day I receive a message telling me that my inventory is a negative amount for each item. In spite, multiple times to correct this, the inventory levels still do not match what is actually available and listed on our website. I have tried deleting the inventory from Square to start over, however, the only option appears to be deleting each item individually. We have a couple thousand items, so this is not practical.

SK
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Scott K.

Mechanical or Industrial Engineering, 11-50 employees

Used daily for 1-2 years

Review source

Overall Rating
  • Value for money
  • Ease of use
  • Features
  • Customer support
  • Likelihood to recommend7/10

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Past user of Square Payments

Reviewed 4 years ago

The rates were low, the application was super easy to use and we liked it when it worked for us.

Pros

The device to put on the ends of our ipads and iphones was small and easy. It was a very easy and smooth application to use.

Cons

There were times were the device didn't work out in the field for our technicians. Square could not seem to figure out a solution to the problem. They definitely did try but we continued to have issues

CA
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Carman A.

Logistics and Supply Chain, 10,001+ employees

Used weekly for 2+ years

Review source

Overall Rating
  • Value for money
  • Ease of use
  • Features
  • Customer support
  • Likelihood to recommend9/10

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The Easiest and Most Inclusive Mobile Payment Processor

Reviewed 2 years ago

Overall, Square Payments is my favorite electronic mobile payment processor that I have used so far. I have tried a few others that were either really expensive or just didn't have the features that I wanted.

Pros

I love that almost every feature available is on the app and that I don't have to worry about dragging around a laptop with me. I can manage my inventory and service options on the app, including adding product pictures and SKU numbers, if needed. I can send customers' invoices that have already been customized like it's nothing. While the price isn't the absolute cheapest processing on the market, it's definitely close to the cheapest, which is always nice, especially when you already have pretty small profit margins.

Cons

There are some features that are offered that I wish did not cost extra money on a monthly basis. I think a payment plan that would make more sense would be that depending on how much business you do per month would "unlock" certain free features or something like that. That would allow for more versatility depending on your business size, instead of having to worry about an extra bill every month.

TC
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Tracy C.

Facilities Services, 51-200 employees

Used daily for 2+ years

Review source

Overall Rating
  • Value for money
  • Ease of use
  • Features
  • Customer support
  • Likelihood to recommend10/10

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Easy Peasy and Portable

Reviewed 2 years ago
Pros

This is the payment method that I have stuck with over many yearsfor in-person payments. Each electronic payment system takes a share of your sales plus a fee, but Square is one of the most reasonable. Their accessories are set at great price points that quickly pay for themselves in short order.

Cons

Increasingly, more and more of my business is done online and their pricing structure for web-based transactions is higher than a lot of the others. This is where I wish they would do much better.

AV
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Alexandra V.

Health, Wellness and Fitness, self-employed

Used daily for 2+ years

Review source

Overall Rating
  • Value for money
  • Ease of use
  • Features
  • Customer support
  • Likelihood to recommend7/10

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Easiest payment processing system

Reviewed 2 years ago

I've never had an issue with Square payments. I've always had iphone and whether on wireless or using data, the payment is always smooth and goes through. Also, I accept clients' HSA cards and have had issues with other payment processing systems accepting their cards. Never with square. I also like that I can link in all of the square features such as scheduling, and payroll. Gives me the time to do the things I actually like about running a business instead of accounting matters.

Pros

I've never had an issue running a credit card with the reader and the software is really easy to follow

Cons

I think the only con is I could probably get a better price per transaction with another company but would sacrifice the ease of taking payments and some features

SL
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SARA L.

Music, 1-10 employees

Used weekly for 2+ years

Review source

Overall Rating
  • Value for money
  • Ease of use
  • Features
  • Customer support
  • Likelihood to recommend10/10

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Great for Traveling Musicians

Reviewed 4 years ago

Square is an application that allows you to accept credit cards for sales. It can be used on any smartphone or device. Square will send you a free card reader allowing you a hands on method to take any type of payment. While traveling, bands depend on the sale of merchandise to keep going. I depend on this service every time I play a concert!

Pros

Traveling bands benefit greatly by the Square service. You can take multiple different types of electronic payments. Being limited to cash only in these modern times can cost you sales. This service gives you freedom and helps you connect with buyers by accepting any payment method they choose. Square allows you to deposit on a set day on a weekly basis, or directly deposit funds for a slightly higher fee. This makes it extremely versatile and helps when you need deposits fast.

Cons

If you purchase a new phone, the hardware of the square reader will no longer work. This means you need a new card reader. However, you are always able to manually enter card details for a slightly higher fee.

GP
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Goran P.

Nonprofit Organization Management, 1-10 employees

Used daily for 2+ years

Review source

Overall Rating
  • Value for money
  • Ease of use
  • Features
  • Customer support
  • Likelihood to recommend10/10

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Square is #1 contender and best in their space

Reviewed 2 years ago

Square has shifted into being our #1 preferred payment terminal and mobile card processing system. It is incredibly easy, pricing is fair, and quality of equipment is top notch. Our experience is only positive.

Pros

We use square for our mobile payment processing, as well as on a payment terminal. They are now our preferred mobile method because of how easy it is to start with, the process goes smoothly, and no issues in the 2+ years that we have been using them. We have since bought another payment terminal as the quality of equipment is also top of the line.

Cons

As this time, I have nothing I can say I like least.

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Andrew F.

Retail, 1-10 employees

Used monthly for 2+ years

Review source

Overall Rating
  • Value for money
  • Ease of use
  • Features
  • Customer support
  • Likelihood to recommend7/10

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Start Taking Payments Today. Easy To Get Started.

Reviewed 5 years ago

Overall, for the convenience and easy of use it is hard not to recommend Square as a payment processor for small to medium size businesses. You will gain access to all the conveniences large businesses enjoy to accept credit and debit payments at an affordable rate for your low volume of use. If you are a large business with very high volume it might be worthy to investigate other options which could yield lower overall costs and fees.

Pros

Square is fast and easy to setup, accepts all credit and debit cards, and pays out fast directly to your bank account. I cannot recommend Square enough for any business needing the convenience of accepting credit and debit cards.

Cons

Square offers many features that enhance their payment processing service. Most of these additional features add to your fees Square collects each month. It would be nice if Square offered a few more of these additional features and enhancements for free.

SK
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Scott K.

Machinery, 11-50 employees

Used other for 2+ years

Review source

Overall Rating
  • Value for money
  • Ease of use
  • Features
  • Customer support

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Square was great at first... and then they weren’t.

Reviewed 3 years ago

Horrible. Switch to PayPal Here.

Pros

This program was great when I first discovered it years ago! Being able to take credit card payments from people on my cell phone, it was so convenient. There was a low fee to transfer the funds to your bank account and it was done quickly as well.

Cons

I had used square for over a year when all of a sudden they deactivated my account for no apparent reason. Now is when the real problem started! I had about $100 still in my account when they deactivated it and it would be over 2 years of trying before I finally got me money from them. I probably sent over 100 emails to the customer service department asking why my account was deactivated and how...

VS
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Veronique S.

Cosmetics, 10,001+ employees

Used daily for 2+ years

Review source

Overall Rating
  • Value for money
  • Ease of use
  • Features
  • Customer support
  • Likelihood to recommend9/10

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Easy and accessible

Reviewed 4 years ago

Overall, I never experienced any difficulties using Square and the fees over the years were very minimal.

Pros

I like Square because it's easy to use, inexpensive ans you can use it anywhere because it's on your phone. Very practical! They also offer 1000$ free of fees when you refer someone and the person also gets their first 1000$ free of fees.

Cons

I do not actually have any cons with using this product. Maybe one thing would be that if you process a payment by entering the card manually (per example you forgot the little scanner) its charges you a higher pourcentage, but still it is still a very low pourcentage.