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Co-Lending Software Logo

Loan servicing solution for banks and NBFCs

Table of Contents

Co-Lending Software - 2026 Pricing, Features, Reviews & Alternatives

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Last updated: December 2025

Co-Lending Software overview

What is Co-Lending Software?

AOPAY Co-Lending Software Solution is a secure, enterprise-ready platform built for financial institutions, NBFCs, fintech lenders, and banks looking to scale co-lending partnerships with confidence and efficiency.

Designed for shared lending models, AOPAY automates and simplifies every step of the lending lifecycle—from borrower onboarding and KYC verification to loan origination, fund allocation, repayment tracking, and settlement management. By centralizing workflows and enforcing configurable business rules, AOPAY minimizes manual effort, cutting operational overhead and eliminating errors.

With deeper automation & advanced controls, AOPAY empowers lenders to:

- Automate loan origination and portfolio management, reducing turnaround times and accelerating growth.

- Manage lender share ratios, risk exposure, and revenue splits with precision through configurable rules and automated calculations.

- Integrate seamlessly with core banking systems, loan origination systems (LOS), loan management systems (LMS), credit bureaus, and payment gateways via secure APIs.

- Maintain compliance and governance with audit logs, consent management, reporting, and regulatory controls for shared lending frameworks.

AOPAY Co-Lending Software is engineered to support scalability, transparency, and growth. Whether you’re launching a new co-lending program or expanding an existing one, AOPAY helps you strengthen partner relationships, improve borrower experiences, and unlock new credit opportunities—without sacrificing operational control or regulatory compliance.

Key benefits of using Co-Lending Software

1. Accelerated Shared Lending Workflows: Automate borrower onboarding, KYC, credit checks, origination, and servicing for faster loan turnarounds and improved partner satisfaction.
2. Automated Fund Allocation & Revenue Tracking: Eliminate manual reconciliation with automated fund contribution calculations, settlement tracking, and shared revenue reporting.
3. Enhanced Operational Efficiency: Streamline tasks with configurable business rules, reducing manual work, errors, and processing delays—helping teams focus on growth.
4. Real-Time Dashboards & Analytics: Get instant visibility into portfolio performance, risk exposure, delinquency trends, and revenue breakdowns through intuitive dashboards.
5. Compliance & Regulation Ready: Built-in audit trails, governance controls, and consent management help your institution stay aligned with co-lending regulatory requirements.
6. Secure API Integrations: Connect securely with core banking systems, LOS/LMS platforms, credit bureaus, and payment gateways for smooth data flow and operational continuity.
7. Scalable for Growing Partner Networks: Easily onboard new co-lending partners, products, and lending models without operational bottlenecks as your business scales.
8. Improved Transparency & Trust: Accurate shared data visibility builds trust between partners, enabling clearer communication and stronger long-term relationships.
9. Better Borrower Experience: Faster approvals, streamlined processes, and transparent servicing result in higher borrower satisfaction and retention.
10. Strategic Decision-Making Support: Actionable insights from analytics empower leadership to adjust risk strategies, optimize performance, and drive revenue growth.

Starting price


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Co-Lending Software’s user interface

Ease of use rating:

Co-Lending Software reviews

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Rating breakdown
  • Value for money
  • Ease of use
  • Features
  • Customer support
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Co-Lending Software's features

Accounting
ACH payment processing
Activity dashboard
Activity tracking
Alerts/Notifications
Amortization schedule
API
Approval process control
Audit trail
Auto loans
Automatic funds distribution
Borrower management
Business loans
Collateral tracking
Compliance management
Construction loans
Contact management
Credit reporting
CRM
Customer database
Customizable reports
Data import/export
Data security
Digital signature
Document management
Document storage
Electronic payments
Escrow management
Investor management
Lead management
Loan portfolio management
Loan processing
Mobile access
Mortgages
Multi-Channel communication
Multi-Company
Multi-Currency
Payment collection
Payment reminders
PCI compliance
Pipeline management
Reporting/Analytics
Role-Based permissions
Student loans
Third-Party integrations
Transaction history
Workflow management

Co-Lending Software pricing

Value for money rating:

Starting from

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Pricing details
Subscription
Free trial
Free plan
Pricing range

User opinions about Co-Lending Software price and value

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Co-Lending Software support options

Typical customers

Freelancers
Small businesses
Mid size businesses
Large enterprises

Platforms supported

Web
Android
iPhone/iPad

Support options

Email/Help Desk
Knowledge Base
FAQs/Forum
Phone Support
24/7 (Live rep)
Chat

Training options

Live Online
Documentation
In Person

Co-Lending Software FAQs

Q. What type of pricing plans does Co-Lending Software offer?

Co-Lending Software has the following pricing plans:
Starting from: $1500.00
Pricing model: One Time License

These products have better value for money


Q. Who are the typical users of Co-Lending Software?

Co-Lending Software has the following typical customers:
Large Enterprises, Mid Size Business, Non Profit, Small Business


Q. What languages does Co-Lending Software support?

Co-Lending Software supports the following languages:
English


Q. Does Co-Lending Software offer an API?

No, Co-Lending Software does not have an API available.


Q. What level of support does Co-Lending Software offer?

Co-Lending Software offers the following support options:
Email/Help Desk, Knowledge Base, FAQs/Forum, Phone Support, 24/7 (Live rep), Chat

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