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ACTICO Credit Decision Platform Logo

Financial services software for credit decision

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ACTICO Credit Decision Platform - 2026 Pricing, Features, Reviews & Alternatives

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ACTICO Credit Decision Platform overview

What is ACTICO Credit Decision Platform?

ACTICO Credit Decision Platform is a robust and highly scalable platform for automating credit origination and decisioning processes. Based on a powerful graphical decision management suite (no code/low code approach), the system allows the implementation, testing, simulation and optimization of any bank-internal decision services of any complexity, including but not limited to risk scoring, pricing, fraud prevention and credit decisioning strategies. The platform supports the integration of any number of internal or external data sources using modern API technology (SOAP, REST).

- Centralized credit decisioning engine to centralize risk decision processes across different tenants, products and/or channels

- Integration with any type of internal (e.g. core banking) and external systems (e.g. credit agencies)

- User friendly, graphical drag-and-drop editor to implement, test, document and deploy decision strategies at any complexity

- Rule models can be fully or partially be managed by the risk department

- Fully auditable version management of rule models

- Batch Platform for model change simulation

- Audit-proof storage of all input and output data and model changes in a central data storage (credit database) and integration with downstream systems (e.g. DWH)

- Execution of python code in process and in memory

Key benefits of using ACTICO Credit Decision Platform

- One centralized platform for all risk strategies across different tenants, countries, products or channels to reduce complexity of the IT landscape
- Low code / no code approach enables risk management departments to manage rule models independently and therefore free IT ressources.
- Low code / no code apporach improvides time-2-market with integrated testing and deployment mechanisms (integrated test suite, hot deployments)
- Modern API technology, machine learning capabilities and SaaS offering ensure up-to-dateness of the platform
- Strong suppport with consultancy services to support customers in platform set-up
- Pre-built connectors to credit agencies replace internal interfaces and therefore reduce complexity on customers side

Starting price

30000per user /
per year

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ACTICO Credit Decision Platform’s user interface

Ease of use rating:

ACTICO Credit Decision Platform reviews

Overall rating

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Rating breakdown
  • Value for money
  • Ease of use
  • Features
  • Customer support
Rating distribution

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ACTICO Credit Decision Platform's features

"What if" scenarios
AI/Machine learning
Alerts/Notifications
API
Audit trail
Automated decisioning/underwriting
Configurable workflow
Controls audit
Credit Risk Management
Customizable reports
Data analysis tools
Data import/export
Data management
Data source connectors
Data visualization
Decision tree
Drag & drop
Fraud detection
Functions/Calculations
Historical trend analysis
Key performance indicators
KPI monitoring
Limit Control
Loan management
Modeling & simulation
Monte carlo simulation
Multi-Channel data collection
Operational risk management
Performance metrics
Portfolio analysis
Pricing management
Real-Time data
Reporting & statistics
Risk analysis
Risk assessment
Rules-Based workflow
Statistical simulation
Third-Party integrations
Visual analytics
Workflow management

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ACTICO Credit Decision Platform pricing

Value for money rating:

Starting from

30000

/user

Per year

Pricing details
Subscription
Free trial
Free plan
Pricing range

User opinions about ACTICO Credit Decision Platform price and value

Value for money rating:

ACTICO Credit Decision Platform support options

Typical customers

Freelancers
Small businesses
Mid size businesses
Large enterprises

Platforms supported

Web
Android
iPhone/iPad

Support options

Email/Help Desk
Knowledge Base
Phone Support

Training options

In Person
Live Online
Webinars
Documentation
Videos

ACTICO Credit Decision Platform FAQs

Q. What type of pricing plans does ACTICO Credit Decision Platform offer?

ACTICO Credit Decision Platform has the following pricing plans:
Starting from: €30000.00/year
Pricing model: Subscription
Free Trial: Available | (No Credit Card required)

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Q. Who are the typical users of ACTICO Credit Decision Platform?

ACTICO Credit Decision Platform has the following typical customers:
Large Enterprises, Mid Size Business, Small Business


Q. What languages does ACTICO Credit Decision Platform support?

ACTICO Credit Decision Platform supports the following languages:
English, German


Q. Does ACTICO Credit Decision Platform offer an API?

No, ACTICO Credit Decision Platform does not have an API available.


Q. What level of support does ACTICO Credit Decision Platform offer?

ACTICO Credit Decision Platform offers the following support options:
Email/Help Desk, Knowledge Base, Phone Support

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