Mint vs Upmetrics

QuickBooks Online

Xero

Datarails

QuickBooks Online is an all-in-one online business software designed to help manage business finances. The platform is built to scale businesses, unlocking insights and providing the functionality of a larger team, all on one integrated platform.

Xero is an award-winning online accounting software designed for small business owners and accountants, available on any computer or mobile device with an internet connection. Simplify business admin and get a range of financial insights to help you make better decisions for your business.

Datarails is an FP&A solution that enables finance experts to conduct financial planning and analysis, budgeting, and forecasting. The platform automates data consolidation, reporting, and planning while enabling finance teams to continue using their own Microsoft Excel spreadsheets and financial models.

Mint pulls all your financial accounts into one place. Already more than 7 million users who know their information is always secure. All data is protected and validated by VeriSign and TRUSTe. Mint automatically pulls all your financial information into one place.

Activity Dashboard

Alerts/Notifications

Approval Process Control

Budgeting/Forecasting

Data Import/Export

Data Visualization

Expense Management

Expense Tracking

Financial Analysis

Financial Management

Financial Reporting

Forecasting

General Ledger

Income & Balance Sheet

Investments Tracking

Invoice Processing

Performance Metrics

Planning Tools

Profit/Loss Statement

Transaction Monitoring

Vendor Management

"What If" Scenarios

Mint

Web-based

Android

NetSuite

Wave

Basic

Owner, Accountant

It was great for aggregating all my financial data into one place.

Founder

After the first year, when I was able to dial in my budget, it worked very well to help me track business and personal expenses

I only disliked that Mint was eventually sold to Credit Karma.

Owner

Used for money management and monthly budgeting

I was able to fully customize my accounts and categories

Controller

It makes it easy to analyze income and expenses over time.

It was great for money management and budgeting

Main Accountant

They're cancelling the service for most user

That when you do taxes its a free service avaiablen

veteran

It integrates all my personal finance accounts in one place, permitted me to take regular snapshots of my financial picture.

Management

It is very user friendly, offer many tools for budgeting,  gives lots of recommendations to what actions need to be considered

Manager

Budgeting tools: Mint has various tools that help us better understand our spending habits and create a budget that works for us.

health Information management specialist

For a beginner looking forard to take control of your finances, be it personal or for your business, this is a great tool for simplifying the ins and out of all the transactions in some simple app.

Small Business Owner

They can't sync with my credit card carries, and the website crashes when I try to set certain transactions as "transfers".

Director

I don't like that after the new month I can't go back and make any kind of correction and I HATE it when I move an expense to the right budget category and put notes in about an expense and then I go back and it has completely lost everything.

Freelancer

I check it every day, and it has been quite helpful in keeping all of my funds organized, especially with keeping track of multiple streams of income. 

Mint allows us to track investments such as stocks, mutual funds, and other securities.

Account Manager

It set up a budgeting system for us and allowed us to tweak it to our personal/family needs.

Mobile app: Mint has a mobile app that allows us to access our financial information on the go.

Architect

The tracking of each account is great, and it helps me see all spending and investing in one spot

Human Resources Manager

Mint allowed me to develop the habits of tracking and utilizing the spending plan.

Educator

I wish Mint had a way to create a budget that you could manually input spending into instead of it all being automatic.

Editor

I also have found that I can't add my 401k account in Mint (they do not have Transamerica Retirement available as an investment option), so I've sort of "hacked" the software by manually inputting my retirement balance as "Property" to get an accurate read of my net worth.

Engineering Intern

The software lets you add and link your accounts with more secure way and understand your spending trend and showing the pie chart for each category

Executive Director 

All of my other financial accounts easily integrate to provide a complete overview in a flash.

Project Manager

Not a great tool for financial forecasting or tracking future income and bills.

It takes several minutes to update the accounts once the web-based UI is invoked.

If you input your checking and credit card accounts into Mint, Mint will analyze your purchases and categorize your spending (Groceries, Restaurants, Clothing, Gas & Fuel, Fast Food, Movies & DVDs, Alcohol & Bars, and Coffee Shops), and help you stay within predetermined budgets you've set for each category.

There will always be months of overspending and months of underspending... and everyone's "income" is a bit variable (monetary gifts, product returns, etc).  

Engineer

I could link it with my bank accounts easily, and it displays the amounts in all the various accounts nicely categorized and quickly refreshed.

With all the integrations with my banking app and other financial tools, i am often concerned the security of my data.

Mint is a helpful piece of software if you're looking to centralize all of your financial accounts (checking, savings, credit cards, loans, retirement, investments, etc.) in one place.

The budgeting aspect of mint does not match the reality of how people "really" budget.  

This platform takes all of your spending and shows you where your money is going.

Being one of the first groups to do this, almost all financial accounts can be linked to mint.  

My only complaint is the categories of my spending are sometimes wrong, and it's a hassle to go back and change the categories so the data visualization tools such as the pie chart displays correct information.

Pastor

I would like to be able to adjust past budgets for instance and have everything updated to the present.

Founder / Publisher

Getting notices and being able to see where all my finances are

Health Assistant

I like its powerful alert system, which notifies you not only bill reminder or late fees but also about budget in a category.

Operations

Mint is great for managing accounts all in one place and being able to track expenses, income, goals, and budgets.

Works better for reporting on expenses that have already occurred.

Mechanical Engineer

I sometimes had issues with Mint syncing up with some of my accounts.

Their ad-free version is only $1 a month, and ad-supported is free.

Mint is relatively easy to setup and allows you to link a broad category of accounts including: bank accounts, credit cards accounts, utilities (such as gas and electric), internet, and even investment accounts.

User-friendly interface: Mint has a clean and easy-to-use interface that makes navigating and understanding our financial information simple.

Research Scientist

Of late, they try a lot to push in credit card and other financial product offers on the platform, this can be distracting for an user who primarily uses the platform for accounting.

veterinary assistant

I think the categories of the software could be made to be manipulated a little easier.

It has served my purposes in personal finance and in business which thrills me.

Budget Tracking

Account Synchronization

Account Linking

Spending Categories

Expense Overview

Bill Reminders

Pricing

Security and Access Control

Spending Charts

Credit Card Management

Freelancers

Small Business

Large Enterprises

Mid-size Business

Most users consider Mint’s value for money to be excellent, highlighting its completely free access and wide range of functionalities for managing finances. Reviewers appreciate that the free version allows them to view all accounts in one place, though some mention the presence of ads. Some users say the ad-free option is available for a small monthly fee, which they find reasonable. Some reviewers feel the frequent ads can be a nuisance, but they indicate the core features remain accessible without paywalls. Users think the free model is important for their budgeting needs.

Intuit

LivePlan

LivePlan is the business planning and management software created to support the success of small businesses and entrepreneurs. Confidently plan, fund, and grow your business with LivePlan.

IdeaBuddy

IdeaBuddy is an innovative business planning software that helps entrepreneurs, startups, SME owners, incubators and business schools to plan and develop their ideas.

Users can use the one-page plan template, step-by-step business guide, financial forecasting tool, and business plan builder.

Business Base

Business Base is business management software that helps businesses set, measure, and execute their goals while supporting their day-to-day operations.

Upmetrics is modern, AI-powered business plan software that simplifies planning for entrepreneurs and small business owners. Equipped with industry-specific templates, a drag-and-drop builder, and an automatic forecasting tool, Upmetrics helps you create a business plan in less than an hour.


Access Controls/Permissions

Accounting

Business Plan Templates

Cash Flow Management

Chart of Accounts

Collaboration Tools

Commenting/Notes

Competitive Analysis

Configurable Workflow

Currency Management

Customizable Fields

Customizable Reports

Dashboard

Drag & Drop

Financial Modeling

Financial Templates

For Investors & Traders

For Small Businesses

Goal Setting/Tracking

Graphical Data Presentation

Multi-Currency

Pitch Presentation

Progress Tracking

Projections

Project Management

Project Tracking

Real-Time Data

Real-Time Monitoring

Real-Time Reporting

Reporting & Statistics

Sales Trend Analysis

Scenario Planning

Self-Service Reporting

Step-by-Step Wizard

Strategic Planning

Task Management

Third-Party Integrations

User Management

Visual Analytics

Proprietary

Upmetrics

Windows

Linux

Premium

Professional Plan

The structure provided was extremely helpful in organizing quickly the sections required in a business plan while allowing for easy addition of images and cut and paste text needed to explain the concept, industry, review competition, as well as develop the mission, vision and projected optional structure of the business.

Marketing Lead

The tool is incredibly comprehensive and covers pretty much every base imaginable for building a business plan (and beyond) from start to finish.

Probably would have been good to have AU option for Australia (possibly other currencies as well) instead of USD or even a conversion calculator to make the journey easier at checkout.

Lecturer

The intuitive interface allowed students with varying levels of business planning experience to quickly get started.

Occasionally, the export formatting required small manual adjustments for competition submission standards.

General Manager

The financial part was a bit quirky and someone without a financial statement background might have some challenges but I am confident assistance from the Upmetrics team can help resolve that.

Senior Business Consultant

With Upmetrics, clients can make business/strategic plans, pitch decks, and financial forecasts in one place. Since our consulting team can easily review plans and add their feedback using collaborative workspaces, our processes became more seamless and consultants productive.

Investor Relations Specialist

Upmetrics’s financial forecasting, budgeting, and reporting features significantly improved the quality of periodic updates to investors.

We use a different business plan structure for different types of clients. Since they can't provide templates for all those types, we had to create some of our custom templates.

Not to mention, it makes collaboration across teams a breeze and is mostly easy to use – even for those who aren't used to doing this kind of a work in a tech-forward way. And finally, the UI is clean, intuitive, and well organized.

As an Investor relationship specialist, my job is to create investment reports, periodic updates for investors, and manage investor communication.

The AI-assisted writing features helped non-native English speakers articulate their ideas clearly.

At least, that's how we felt – we appreciated the comprehensiveness of the tool but were equally overwhelmed by how much ground to cover...that we weren't quite yet ready to cover.)

Whole sections of inputs can be deleted without warning and I had to re input data again on more than one occasion.

Founding and Chief Operating Officer

While Upmetrics is praised for affordability and comprehensive features, some users mention that the financial tools may require time to master and that it lacks a dedicated mobile app.

Mint vs Upmetrics Comparison (2026)

Mint

Upmetrics

Overview

Video & Screenshots

Pricing

User reviews

Key features

Integrations

Alternatives