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Sage Accounting vs Xledger Comparison (2026)

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Good recommendations?

Sage Accounting logo

Sage Accounting

Xledger logo

Xledger

Overview

Sage Accounting is an accounting system for small business owners. It has features to help users forecast their cashflow, send and track invoices and act on real-time reporting. Users can manage their business from anywhere, at any time, from the cloud and with mobile functionality. Sage Accounting application is available for iOS and Android.

Xledger is a true cloud finance management platform, founded in 2000, and trusted by 100,000+ users worldwide. It automates accounting, unifies multi-entity reporting, and delivers real time insights, helping organisations modernise finance and outperform traditional ERPs

  • Platforms supported
  • Web-based
  • iPhone app
  • Android app
  • Windows Phone app
  • Typical customers
  • Freelancers
  • Small businesses
  • Mid size businesses
  • Large enterprises
  • Customer support
  • Phone
  • Online
  • Knowledge base
  • Video tutorials
  • Platforms supported
  • Web-based
  • iPhone app
  • Android app
  • Windows Phone app
  • Typical customers
  • Freelancers
  • Small businesses
  • Mid size businesses
  • Large enterprises
  • Customer support
  • Phone
  • Online
  • Knowledge base
  • Video tutorials

Video & Screenshots

No videos yet

Pricing

Starting from

20

Per month

  • Free trial available
  • Credit cardless trial
  • Free account
  • Subscription based

Starting from

750

Per month

  • Free trial available
  • Credit cardless trial
  • Free account
  • Subscription based

User reviews

4.1

653

5

4

3

2

1

301

227

56

30

39

  • Value for money
  • Ease of use
  • Features
  • Customer support
63%
would recommend this app

4.5

30

5

4

3

2

1

16

13

1

0

0

  • Value for money
  • Ease of use
  • Features
  • Customer support
69%
would recommend this app

Pros

“What we liked least about Sage Accounting was its limited functionality for not-for-profit–specific needs. While it handles basic bookkeeping well, it lacks more advanced features such as fund accounting, detailed grant tracking, and restricted fund management, which are often essential for not-for-profit organizations.”
CC

Czarina C.

Senior Finance Officer

“The financial reporting suite is another highlight: P&L statements, balance sheets, and VAT reports are generated quickly and are detailed enough for both internal review and external audits.”
SH

Syed H.

Management Accoutant

“Features like automated bank feeds and real-time financial visibility help reduce manual work and improve accuracy, which is important when resources are limited.”
CC

Czarina C.

Senior Finance Officer

Pros

Not enoughreviews yet

Cons

“Returns/refunds are confusing and writing stock off for store use is also a little difficult, as you need to open two tabs and search each item individually for their cost.”
AB

Alexis B.

Sales Associate

“The reconciliation process could be significantly improved, and both invoicing and expense tracking lack the level of efficiency and automation that is now standard in many competing tools. While Sage does market AI capabilities, they are not meaningfully integrated into the core user experience of Sage Business Cloud Accounting.”
BD

Blanka D.

Owner

“no report that captures P&L detailed together for cost centres, currently can only view one at a time, I need a report that lists all and breaks it down by Income and exp for comparison”
TI

Tara I.

bookkeeper

Cons

Not enoughreviews yet

  • Vendor responds to reviews
  • Last review17 days ago
  • Vendor responds to reviews
  • Last review7 days ago

Key features

  • Total features101
  • ACH Payment Processing
  • AI/Machine Learning
  • API
  • Access Controls/Permissions
  • Accounting
  • Accounting Integration
  • Accounts Payable
  • Accounts Receivable
  • Activity Dashboard
  • Activity Tracking
  • Aging Tracking
  • Alerts/Notifications
  • Approval Process Control
  • Approval Workflow
  • Audit Management
  • Audit Trail
  • Automatic Billing
  • Bank Reconciliation
  • Bill of Materials
  • Billing & Invoicing
  • Billing Portal
  • Budget Management
  • Budget Tracking
  • Budgeting/Forecasting
  • Business Process Automation
  • CRM
  • Cash Flow Management
  • Cash Management
  • Change Order Management
  • Chart of Accounts
  • Check Printing
  • Check Processing
  • Check Writing
  • Client Management
  • Collaboration Tools
  • Commission Management
  • Communication Management
  • Compliance Management
  • Compliance Tracking
  • Construction Breakdowns
  • Contact Database
  • Contingency Billing
  • Core Accounting
  • Cost Management
  • Credit Card Processing
  • Customer Statements
  • Customizable Invoices
  • Customizable Reports
  • Customizable Templates
  • Dashboard
  • Data Import/Export
  • Data Integration
  • Data Security
  • Document Management
  • Document Storage
  • Donation Tracking
  • Donor Management
  • Dunning Management
  • Duplicate Payment Alert
  • ERP integration
  • Electronic Funds Transfer
  • Electronic Payments
  • Encryption
  • Estimating
  • Expense Claims
  • Expense Management
  • Expense Tracking
  • Financial Analysis
  • Financial Data Protection
  • Financial Management
  • Financial Reporting
  • Fixed Asset Management
  • For AEC Industry
  • For Accountants
  • For Medical Purposes
  • For Nonprofits
  • For Real Estate
  • For Small Businesses
  • Forecasting
  • Fraud Detection
  • Fund Accounting
  • General Ledger
  • Grant Management
  • Hourly Billing
  • Income & Balance Sheet
  • Inventory Control
  • Inventory Management
  • Inventory Tracking
  • Invoice Creation
  • Invoice History
  • Invoice Management
  • Invoice Processing
  • Job Costing
  • Journal Entry Processing
  • Member Database
  • Mobile Access
  • Mobile App
  • Mobile Payments
  • Multi-Company
  • Multi-Currency
  • Multi-Location
  • Multiple Projects
  • Notes Management
  • Online Invoicing
  • Online Payments
  • Order Management
  • Overpayment Processing
  • Partial Payments
  • Payment Collection
  • Payment Processing
  • Payment Reconciliation
  • Payroll Management
  • Procurement Management
  • Profit/Loss Statement
  • Project Accounting
  • Project Billing
  • Project Costing
  • Project Management
  • Project Planning/Scheduling
  • Project Time Tracking
  • Proposal Management
  • Purchase Order Management
  • Purchase Order Reconciliation
  • Purchasing & Receiving
  • Quotes/Estimates
  • Real-Time Data
  • Real-Time Reporting
  • Receipt Management
  • Receivables Ledger
  • Recurring/Subscription Billing
  • Reminders
  • Remote Access/Control
  • Reporting & Statistics
  • Reporting/Analytics
  • Resource Scheduling
  • Revenue Recognition
  • Sales Tax Management
  • Scheduling
  • Secure Data Storage
  • Self-Service Reporting
  • Spend Management
  • Status Tracking
  • Task Management
  • Tax Calculation
  • Tax Compliance
  • Tax Management
  • Third-Party Integrations
  • Time & Expense Tracking
  • Time Tracking
  • Timer
  • Transaction Management
  • Vendor Management
  • Workflow Automation
  • Workflow Management
  • Total features108
  • ACH Payment Processing
  • AI/Machine Learning
  • API
  • Access Controls/Permissions
  • Accounting
  • Accounting Integration
  • Accounts Payable
  • Accounts Receivable
  • Activity Dashboard
  • Activity Tracking
  • Aging Tracking
  • Alerts/Notifications
  • Approval Process Control
  • Approval Workflow
  • Audit Management
  • Audit Trail
  • Automatic Billing
  • Bank Reconciliation
  • Bill of Materials
  • Billing & Invoicing
  • Billing Portal
  • Budget Management
  • Budget Tracking
  • Budgeting/Forecasting
  • Business Process Automation
  • CRM
  • Cash Flow Management
  • Cash Management
  • Change Order Management
  • Chart of Accounts
  • Check Printing
  • Check Processing
  • Check Writing
  • Client Management
  • Collaboration Tools
  • Commission Management
  • Communication Management
  • Compliance Management
  • Compliance Tracking
  • Construction Breakdowns
  • Contact Database
  • Contingency Billing
  • Core Accounting
  • Cost Management
  • Credit Card Processing
  • Customer Statements
  • Customizable Invoices
  • Customizable Reports
  • Customizable Templates
  • Dashboard
  • Data Import/Export
  • Data Integration
  • Data Security
  • Document Management
  • Document Storage
  • Donation Tracking
  • Donor Management
  • Dunning Management
  • Duplicate Payment Alert
  • ERP integration
  • Electronic Funds Transfer
  • Electronic Payments
  • Encryption
  • Estimating
  • Expense Claims
  • Expense Management
  • Expense Tracking
  • Financial Analysis
  • Financial Data Protection
  • Financial Management
  • Financial Reporting
  • Fixed Asset Management
  • For AEC Industry
  • For Accountants
  • For Medical Purposes
  • For Nonprofits
  • For Real Estate
  • For Small Businesses
  • Forecasting
  • Fraud Detection
  • Fund Accounting
  • General Ledger
  • Grant Management
  • Hourly Billing
  • Income & Balance Sheet
  • Inventory Control
  • Inventory Management
  • Inventory Tracking
  • Invoice Creation
  • Invoice History
  • Invoice Management
  • Invoice Processing
  • Job Costing
  • Journal Entry Processing
  • Member Database
  • Mobile Access
  • Mobile App
  • Mobile Payments
  • Multi-Company
  • Multi-Currency
  • Multi-Location
  • Multiple Projects
  • Notes Management
  • Online Invoicing
  • Online Payments
  • Order Management
  • Overpayment Processing
  • Partial Payments
  • Payment Collection
  • Payment Processing
  • Payment Reconciliation
  • Payroll Management
  • Procurement Management
  • Profit/Loss Statement
  • Project Accounting
  • Project Billing
  • Project Costing
  • Project Management
  • Project Planning/Scheduling
  • Project Time Tracking
  • Proposal Management
  • Purchase Order Management
  • Purchase Order Reconciliation
  • Purchasing & Receiving
  • Quotes/Estimates
  • Real-Time Data
  • Real-Time Reporting
  • Receipt Management
  • Receivables Ledger
  • Recurring/Subscription Billing
  • Reminders
  • Remote Access/Control
  • Reporting & Statistics
  • Reporting/Analytics
  • Resource Scheduling
  • Revenue Recognition
  • Sales Tax Management
  • Scheduling
  • Secure Data Storage
  • Self-Service Reporting
  • Spend Management
  • Status Tracking
  • Task Management
  • Tax Calculation
  • Tax Compliance
  • Tax Management
  • Third-Party Integrations
  • Time & Expense Tracking
  • Time Tracking
  • Timer
  • Transaction Management
  • Vendor Management
  • Workflow Automation
  • Workflow Management

Integrations

  • Total integrations42
  • 9Spokes
  • AutoEntry
  • Business Importer
  • Capsule
  • Chaser
  • Clockodo
  • Coastr
  • Commusoft
  • Construction Manager
  • Coretime
  • Cyclr
  • Dext
  • DocFlite
  • Dynamics 365
  • EZRentOut
  • Eworks Manager
  • Fathom
  • Findity
  • Flowgear
  • Futrli
  • G-Accon
  • Gas Engineer Software
  • GoCardless
  • GoldFinch ERP
  • Joiin
  • Lightspeed Retail
  • LiveCosts
  • Manu Online
  • Matters.Cloud
  • Mollie
  • MotorDesk
  • OnePageCRM
  • Opayo
  • Satago
  • ScaleXP
  • Silverfin
  • Soldo
  • Stripe Payments
  • Syft Analytics
  • Synergist
  • Zapier
  • Zoho Analytics
  • Zoho Expense
  • talech
  • Total integrations2
  • 9Spokes
  • AutoEntry
  • Business Importer
  • Capsule
  • Chaser
  • Clockodo
  • Coastr
  • Commusoft
  • Construction Manager
  • Coretime
  • Cyclr
  • Dext
  • DocFlite
  • Dynamics 365
  • EZRentOut
  • Eworks Manager
  • Fathom
  • Findity
  • Flowgear
  • Futrli
  • G-Accon
  • Gas Engineer Software
  • GoCardless
  • GoldFinch ERP
  • Joiin
  • Lightspeed Retail
  • LiveCosts
  • Manu Online
  • Matters.Cloud
  • Mollie
  • MotorDesk
  • OnePageCRM
  • Opayo
  • Satago
  • ScaleXP
  • Silverfin
  • Soldo
  • Stripe Payments
  • Syft Analytics
  • Synergist
  • Zapier
  • Zoho Analytics
  • Zoho Expense
  • talech