Corniche - 2026 Pricing, Features, Reviews & Alternatives

Corniche is a cloud-based banking system which helps banks, lending, payments, FX and financial service companies with deposit and loans management, payment processing, documentation and compliance. Key features include commodity brokerage, records management, escrow payments, interest processing, and transaction management.

Corniche's multi-currency accounting module maintains inter-currency positions, separate ledger structures for currencies, and IFRS compliance. The platform stores digital currencies and commodities on a brokerage platform, allowing users to import exchange rates from an external data service, or directly input exchange rates.

An example of the flexibility of Corniche is managed cash investments - account classes which can be denominated in an internal, unique currency based on a variation of rate from another currency. Teams can offer these unique account classes in which the rate of return is based on the results of investing the cash in targeted markets - for example short-term, high interest project completion loans such as construction.

Teams can store due diligence records such as transaction sourcing, personal identity documents, employment, bank references, and addresses, enabling the verification of data by third-parties. Corniche's escrow system lets sellers and buyers self-manage the entire sales cycle, from transaction agreements to delivery and payments.

Corniche supports the processing of fixed and variable interest rates, enabling teams to offer structured products with a predefined length of investment and a banded range of interest rates depending on investment or loan balance.

For entities employing refering agents, commission payments can be split between multiple levels of agents, and defines commission rates based on transaction amounts.

Markets and branding are important and the Corniche API permits easy integration of your existing apps for online bankling or loans or payments management by end-users, borrowers and payors. This preserves investment in the apps and in the branding associated with them in the marketplace.

Corniche itself is based on the powerful Corniche API - and this means that teams can bring own specially developed internal software processes to Corniche and integrate them.

A wide range of integrations to external services is available and it is a simple matter for you to integrate with other services. Current integrations include but are not limited to identity and credit checking/scoring, compliance, bank-to-bank transfers, ISO 20022, cards, authentication and communications.