bips - 2026 Pricing, Features, Reviews & Alternatives

bips is a cloud-based SaaS platform built for licensed Canadian mortgage brokers and mortgage professionals. It matches borrower scenarios against a database of 40+ Canadian A, B, and alternative lenders in real time, returning ranked lender results with all qualifying calculations completed automatically. Brokers can submit scenarios via natural language input, paste from Filogix, or document upload with AI-powered data extraction, reducing manual data entry across deal types including insured and conventional residential mortgage transactions.

For every lender match, bips automatically calculates LTV, GDS, TDS, stress test, monthly payments, and CMHC premiums using lender-specific rules rather than generic assumptions. Lender-specific criteria such as rental income methods are applied individually per match. Results include lender ranking by rate and fit, product details, and BDM contact information to support faster placement decisions. Saved placements allow brokers to revisit and compare deals over time.

bips is accessible via web and mobile applications and billed monthly or annually in CAD. Subscription tiers include Free (3 placements, no credit card required), Professional, and Enterprise, making the platform accessible to independent brokers and larger brokerages alike. The platform serves brokers working across the full spectrum of Canadian residential mortgage transactions, from prime A-lender deals to B-lender and alternative or private lender placements.