FundingTracker - 2026 Pricing, Features, Reviews & Alternatives

FundingTracker is a cloud-based business financing management platform designed for small and mid-sized business owners, operators, brokers, independent sales organizations (ISOs), accountants, and financing advisors. Accessible via browser with bank data connected through Stripe Financial Connections (read-only), FundingTracker targets the post-funding operating layer: the period after a deal is funded and before it is fully paid off, when operators need a clear, independent record of what is active, what is being debited, what remains, and what requires review. The platform consolidates merchant cash advances (MCAs), term loans, and lines of credit into a single dashboard, eliminating reliance on multiple funder portals, spreadsheets, and email threads.

FundingTracker provides granular deal tracking across purchased amount, remaining-to-remit (RTR) balance, factor rate, daily or weekly debit schedule, paid-to-date figures, and estimated payoff timing. A payment review module connects to live bank transaction data to surface duplicate, missing, or unusual ACH withdrawals against expected debit schedules, with exception flagging for over-debits, missed postings, and unlinked transactions. A stacked-advance view displays total daily ACH exposure, remaining balances by funder, and payoff sequencing across overlapping positions. AI-assisted contract reading accepts uploaded PDF agreements and extracts structured deal fields including funder name, total payback amount, debit amount, and payment frequency; text-layer PDFs are PII-redacted before parsing, and contract content is sent to the configured AI provider for inference only and is not used for model training. Document control ties contracts, payoff quote requests, notes, disputes, and exported payment history to each individual deal record.

Additional capabilities include an MCA calculator that converts factor rates to APR, projects payoff timelines, and models daily or weekly payment impact on cash flow before a deal is signed. CSV and PDF-style exports cover payment history, active-deal summaries, accountant reports, and payoff quote request documents. A funder directory and educational MCA guides support pre-financing research and contract-term comprehension. FundingTracker also exposes MCA calculators, the funder directory, and guides via a Model Context Protocol (MCP) server endpoint for AI tool integrations. Priced at $5 per month following a 30-day free trial.