Paynoramic - 2026 Pricing, Features, Reviews & Alternatives

Paynoramic builds white-label fintech and crypto platforms from a library of proven modules. Instead of commissioning a bespoke build that takes a year, you start from a finished platform, configure it to your requirements and launch it under your own brand.

Platforms you can start from:

- Crypto exchange: Marengo, with Lite and Pro trading on 24+ markets, a matching engine and native iOS and Android apps. Anyone can try it at marengo.paynoramic.com.

- Stock exchange: equities trading, portfolios and market data.

- Crypto card app: a stablecoin wallet with its own cards, top-ups in crypto and transfers to any bank.

- Crypto payment gateway: crypto and stablecoins next to cards, with a merchant dashboard.

- Stablecoin checkout: merchants accept USDT and USDC online and by QR, then keep them or get paid out to their bank.

- B2B stablecoin payments: dollars as stablecoins next to a euro IBAN, to pay suppliers abroad and get paid.

- Remittance app: money abroad, with the rate and the fee shown before anyone pays.

- Crypto on-ramp: buying and selling crypto inside wallets, games and marketplaces.

- Crypto OTC desk: firm quotes for large trades, settled from custody.

Every platform runs on the same module library: KYC and AML, sign-in, fraud and risk, a double-entry ledger, accounts, payouts, FX, card issuing, checkout, custody wallets, a matching engine, compliance reporting and a staff backoffice with an audit log. Each module connects to the providers you choose for identity checks, custody, cards, banking and market data, or to your own systems.

How it works:

- Ready platform: your brand, markets and providers on it, live in about 30 days.

- Custom build: assembled from the same modules in two to three months.

- Outsourcing: fintech and crypto engineers who join your team.

At handover you receive the full source code, the documentation and the keys. There is no licence fee and no revenue share afterwards.

Paynoramic is headquartered in Dubai, with an office in Bucharest. You can also design your platform first in Paynoramic Studio, free at studio.paynoramic.com.