Toby - 2026 Pricing, Features, Reviews & Alternatives

Toby is a cloud-based, AI-assisted question-and-answer portal designed for Australian employers and payroll or HR practitioners who need fast, auditable answers on payroll, tax, and employment compliance. Hosted in Sydney, Toby covers income tax, GST and BAS, PAYG withholding, super guarantee, payroll tax, termination and redundancy, and FairWork modern awards across sectors including retail, hospitality, food service, clerical, and SCHADS. A Core tier addressing tax, super, and payroll obligations is live; a Plus tier extending coverage to FairWork award checks is in development.

Toby interprets natural-language questions and returns figures traced directly to pre-verified, attested data sources, with clause number, operative date, retrieval date, and sign-off recorded for every result. Award names entered in plain language are matched to the correct instrument; ambiguous entries prompt a clarifying question rather than an automatic selection. AI is used solely to interpret questions; rates, thresholds, dates, and legal positions are drawn exclusively from retained, auditable data, not generated by the AI. No personal identifiers, including names, tax file numbers, bank details, or salary figures, are transmitted to any external AI provider, and no user data is used to train any model. Data residency is maintained in Sydney, Australia.

Toby is broadly applicable to any Australian employer covered by FairWork modern awards. FairWork coverage includes minimum hourly and weekly rates by classification, wage and expense allowances, and National Employment Standards questions on leave, notice, and redundancy. A 14-day free trial is available with no charge until the trial period ends.