App comparison
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ACH Universal
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Payment processing software for SMBs and government agencies
ACH Universal Alternatives & Competitors (2026)
Top 8 free alternatives
Clio
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Cloud-based legal practice management tool for law firms.
0.5
Value for money
Starting price
Functionality
Receipt Management
5/5
Archiving & Retention
5/5
Version Control
5/5
Top Features
Payment Management
5/5
Data Security
5/5
ACH Payment Processing
5/5
Stripe
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Online payment processing for internet businesses
0.6
Value for money
No pricing info
Starting price
Functionality
Reminders
5/5
Reporting & Statistics
4.8/5
API
4.7/5
Top Features
Payment Management
5/5
Data Security
5/5
ACH Payment Processing
5/5
ZarMoney
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Cloud-based accounting solution for businesses of all sizes
0.1
Value for money
Starting price
Functionality
Real-Time Data
5/5
Partial Payments
5/5
Dashboard
5/5
Top Features
Payment Management
5/5
Data Security
5/5
ACH Payment Processing
5/5
SumUp
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
POS and payments processing software
0.7
Value for money
Starting price
0.1
Functionality
Promotions Management
5/5
Billing & Invoicing
5/5
Restaurant POS
5/5
Top Features
Payment Management
5/5
Data Security
5/5
ACH Payment Processing
5/5
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Automate payments, collections & bank statement retrieval
Value for money
Starting price
Functionality
Trade Tracking
N/A
Customizable Reports
N/A
Financial Risk Reporting
N/A
Top Features
Payment Management
5/5
Data Security
5/5
ACH Payment Processing
5/5
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Finance app with customizable debit cards
0.7
Value for money
No pricing info
Starting price
0.2
Functionality
Stock Tracking
4.7/5
Investment Management
4.7/5
Tax Management
4.7/5
Top Features
Payment Management
5/5
Data Security
5/5
ACH Payment Processing
5/5
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
We enable fast, seamless instant payments (Pay-by-bank)
1.0
Value for money
No pricing info
Starting price
1.0
Functionality
Status Tracking
5/5
Self Service Portal
5/5
Multiple Payment Options
4/5
Top Features
Payment Management
5/5
Data Security
5/5
ACH Payment Processing
5/5
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
ScanPay is a payment app built for home service businesses.
Value for money
Starting price
0.5
Functionality
Payment Fraud Prevention
5/5
Payment Processing
5/5
Mobile Access
5/5
Top Features
Payment Management
5/5
Data Security
5/5
ACH Payment Processing
5/5
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Online invoicing tool for freelancers and SMBs.
0.2
Value for money
Starting price
0.1
Functionality
Reporting & Statistics
5/5
Customizable Branding
5/5
Project Time Tracking
5/5
Top Features
Payment Management
5/5
Data Security
5/5
ACH Payment Processing
5/5
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
All-in-one management solution built for small business
1.0
Value for money
Starting price
0.4
Functionality
SMS Messaging
5/5
Customer Engagement
5/5
Chat/Messaging
5/5
Top Features
Payment Management
5/5
Data Security
5/5
ACH Payment Processing
5/5
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Bank account management and mobile banking application
0.4
Value for money
No pricing info
Starting price
0.1
Functionality
Trade Confirmations
3.5/5
Reporting/Analytics
3.5/5
Real Time Currency Quotes
3/5
Top Features
Payment Management
5/5
Data Security
5/5
ACH Payment Processing
5/5
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Subscription and billing management software
0.3
Value for money
Starting price
0.2
Functionality
Subscription Plan Management
5/5
Credit Card Processing
5/5
Enrollments/Onboarding
4.9/5
Top Features
Payment Management
5/5
Data Security
5/5
ACH Payment Processing
5/5
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Cloud-based payment processing tool for retailers.
1.6
Value for money
Starting price
0.8
Functionality
Recurring/Subscription Billing
5/5
Reporting/Analytics
4.3/5
Data Security
3.4/5
Top Features
Payment Management
5/5
Data Security
5/5
ACH Payment Processing
5/5
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Cloud-based payment processing and invoice management tool
1.2
Value for money
Starting price
0.5
Functionality
Data Import/Export
5/5
Bank Reconciliation
5/5
Financial Reporting
4.5/5
Top Features
Payment Management
5/5
Data Security
5/5
ACH Payment Processing
5/5
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Cloud-based accounting software for automatic invoicing
0.6
Value for money
Starting price
0.1
Functionality
Billing & Invoicing
5/5
Reporting/Analytics
5/5
Multiple Payment Options
5/5
Top Features
Payment Management
5/5
Data Security
5/5
ACH Payment Processing
5/5
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Payments processing solution for small to large businesses
Value for money
No pricing info
Starting price
0.5
Functionality
PCI Compliance
N/A
Electronic Signature
N/A
Mobile Payments
N/A
Top Features
Payment Management
5/5
Data Security
5/5
ACH Payment Processing
5/5
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Focus on your customers instead of your payment processes
Value for money
No pricing info
Starting price
0.5
Functionality
Partial Payments
5/5
Multiple Payment Options
5/5
Debit/Credit Card Processing
5/5
Top Features
Payment Management
5/5
Data Security
5/5
ACH Payment Processing
5/5
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Payment processing software for digital transactions
Value for money
Starting price
0.5
Functionality
Receipt Management
N/A
In-Person Payments
N/A
Debit/Credit Card Processing
N/A
Top Features
Payment Management
5/5
Data Security
5/5
ACH Payment Processing
5/5
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Church software built to grow generosity and connection
0.9
Value for money
No pricing info
Starting price
0.3
Functionality
Payment Fraud Prevention
5/5
Online Payments
5/5
Multi-Location
5/5
Top Features
Payment Management
5/5
Data Security
5/5
ACH Payment Processing
5/5
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Software for processing and managing online payments
5.0
Value for money
Starting price
4.5
Functionality
Billing & Invoicing
N/A
Payment Fraud Prevention
N/A
Reporting/Analytics
N/A
Top Features
Payment Management
5/5
Data Security
5/5
ACH Payment Processing
5/5