AllCloud Enterprise - 2026 Pricing, Features, Reviews & Alternatives

AllCloud – Unified Lending Technology Platform for Modern Lenders

AllCloud is a SaaS-based Unified Lending Technology Platform that digitizes and automates the entire loan lifecycle—from origination to servicing to collections—for NBFCs, banks, fintechs, and micro-lenders. With a modular, API-first architecture and deep integrations across India’s financial ecosystem, AllCloud empowers lenders to scale faster, reduce operational complexity, and launch innovative loan products with confidence.

Designed specifically for the needs of Indian lenders, AllCloud brings together all critical loan operations into one cloud-native solution. Whether you're offering personal loans, MSME finance, vehicle loans, gold loans, or microfinance, AllCloud supports your journey from lead generation to final settlement—seamlessly and securely.

Core Modules:

Loan Origination System (LOS):

Automate onboarding, credit checks, documentation, underwriting, and approval workflows. Enable faster time-to-yes and time-to-cash with Aadhaar eKYC, CIBIL integrations, rule-based engines, and digital document management.

Loan Management System (LMS):

Handle disbursals, repayment scheduling, part-prepayments, closures, and ledger management in real time. Ensure accuracy, transparency, and compliance throughout the lifecycle.

Collections & Recovery:

Minimize delinquencies with intelligent follow-up workflows, bounce tracking, field agent apps, UPI/NACH integrations, and configurable escalation matrices.

Analytics & Reporting:

Get actionable insights on loan performance, portfolio health, and borrower behavior. Custom dashboards help you manage risk and improve business outcomes.

Key Platform Features:

Modular & API-First Architecture:

Plug-and-play modules enable quick customization for any loan product. Integrate seamlessly with KYC, credit bureaus, accounting, payments, eSign, eMandate, and more.

Scalable Infrastructure:

Built on cloud-native technologies, AllCloud supports high concurrency, real-time processing, and zero-downtime deployments—ideal for high-volume lenders.

Compliant by Design:

Ensure regulatory alignment with built-in audit trails, maker-checker flows, consent capture, and traceable digital journeys.

Multi-Branch & Multi-Product Ready:

Manage multiple branches, geographies, and lending models in a single platform. Enable co-lending, phygital models, and embedded finance scenarios.

Quick Go-to-Market:

Pre-configured loan workflows, templates, and integrations help reduce implementation time and let lenders go live in weeks, not months.

Why AllCloud?

Trusted by 100+ financial institutions across India

Processed 3 million+ loans

Supports 600+ concurrent users per deployment

Powering traditional NBFCs, digital-first lenders, and hybrid models alike

Whether you’re building a digital lending stack from scratch or modernizing legacy infrastructure, AllCloud is the future-proof foundation for your lending operations. With continuous updates, expert onboarding support, and deep domain expertise, AllCloud lets you focus on growing your portfolio—while we handle the tech.