Brex vs Moss

Ramp

Pleo

Pliant

PayEm

finway

Airwallex

Compare Brex and Moss based on features, pricing, verified reviews, integrations & more on GetApp. Find out which software is best for your business in 2026.

Ramp is a cloud-based expense and spend management solution that provides businesses with virtual corporate cards for employees and allows them to track and manage company spending. The platform helps businesses to track trends in spending and identify areas where costs could be cut.

Airwallex provides global businesses with an all-in-one account to help businesses grow and operate globally, offering access to domestic and foreign currency accounts, high speed international transfers, global bill pay, online payment links and plugins, multi-currency cards, expense management, software integrations and APIs to programmatically manage finances.

Cloud-based spend management platform with AI-powered invoice processing, corporate cards, and native ERP integrations. Features mobile apps, SOC 2 compliance, RESTful API, and real-time reconciliation. Built for growing SMBs requiring technical integration depth.


Brex is a finance platform that helps businesses control and manage spend. From corporate cards and banking to expense management and bill pay, it provides a comprehensive suite of tools to automate financial processes and improve the strategic impact of finance teams.

Accounting

Accounting Integration

Activity Dashboard

Activity Tracking

Alerts/Notifications

Approval Workflow

Bank Reconciliation

Compliance Management

Corporate Card

Expense Tracking

Invoice Management

Invoice Processing

Mobile Receipt Upload

Multi-Currency

Online Banking

Performance Management

Receipt Management

Reporting/Analytics

Risk Management

Spend Analysis

Spend Control

Third-Party Integrations

Vendor Management

Brex

Android

Web-based

iPhone

Founder 

Here’s also partners with great companies like TravelBank and Lyft for additional rewards that much better match our culture and needs than legacy cards.

Customer Success Manager

Their customer service team is easy to communicate with, friendly, and efficient at resolving any questions that arise. I love the tracking through texts.

VP of Strategy & Content

The ease of use and tracking with Brex is great, I love that you can upload via text or with the web and it makes the daunting task of tracking expenses a breeze.

They have great loyalty programs too and are constantly improving the product.

manager

I love that fact that when I make a purchase I get that chance to screenshot my receipt immediately after.

Extremely positive, and I recommend it to all of my friends starting/running companies.

Nurse 

The software is very user friendly and helps budgeting easy.

Account Manager

First and foremost, I am very impressed with the corporate card itself. It is very sleek and also easy to identify (being black) within my wallet.

Manager, Clinical Affairs

As a user, it is very easy to use and makes completing my expense reports easier. I love the fact that I can take a picture of my receipt and it automatically uploads to the specific charge.

Head of Finance

The support team is the best part of the product with 24/7 service and prompt response. Integrations with accounting software are a breeze making it easy for my team to handle accounting processes.

Assistant Financial Controller

Efficient, streamlined expense process, great customer support and overall extraordinary tool for new startups like us.

Product Designer

I like the app, super intuitive, easy to use and connects with Apple pay.

Project Manager

It looked like I was double-charged for something on my Brex dashboard. I reached out to support and it was cleaned up very quickly.

Accounting Manager

The availability calculation isn't particularly transparent and can be hard to predict.

Co-Founder & COO

Managing cash flow is a daily task, even with our customer base and revenues increasing at an astronomical rate. Brex knows that we are a terrific credit risk and allows us to grow even faster.

Today I could have $10K and tomorrow it could be $7800. Hard to plan with such a fast moving target.

Office Manager

I haven't found anything about Brex that I don't like yet.

A little more stringent on merchant dispute resolution that say Amex.

Brex screenshot: Brex manage spend requests

Large Enterprises

Mid Size Business

Non Profit

Small Business

Pleo is a cloud-based expense management solution which provides virtual and plastic company cards, automatic expense categorization, receipt capture, and more

finway is a spend management software designed to help SMEs streamline budgeting, accounting, and invoicing operations via a unified portal. The platform enables employees to process one-time or recurring payments, track expenses, generate custom reports, and automate workflows in real-time.

Pliant is a payment platform that offers a comprehensive business credit card solution. Designed for companies of all sizes, Pliant provides both physical and virtual credit cards with high spending limits, attractive cashback terms, and premium perks such as comprehensive insurance packages and worldwide airport lounge access.

Moss is an expense management software that enables employees to spend in a decentralized way, giving finance managers complete visibility and control in real-time. By automating and digitizing spend, Moss frees finance teams from administrative tasks. 

Access Controls/Permissions

Approval Process Control

Audit Trail

Automated Receipt Matching

Billing & Invoicing

Budget Control

Budgeting/Forecasting

Categorization/Grouping

Configurable Workflow

Credit Card Management

Customizable Fields

Data Import/Export

Document Management

Duplicate Payment Alert

Electronic Payments

ERP integration

Expense Claims

Financial Management

Fraud Detection

Mileage Tracking

Mobile Access

Optical Character Recognition

Policy Management

Process/Workflow Automation

Real-Time Data

Real-Time Notifications

Real-Time Updates

Recurring Payments

Reimbursement Management

Reminders

Reporting & Statistics

Rules-Based Workflow

Secure Data Storage

Self Service Portal

Single Sign On

Transaction History

Workflow Management

Moss

iPad

This is a great service. Super easy to use, all round a well polished service and I am happy to recommend.

Financial Controller

Easy to use & setup, saved lots of time in our month end processes, customer support is brilliant & always happy to help, overall a good experience & would highly recommend.

Growth Manager

The convenience of having a dedicated virtual card for monthly spending, along with the ability to effortlessly upload and categorize invoices, has significantly streamlined my financial tasks.

It helps me stay on top of all my transactions and assign cost centers accurately. I also appreciate being able to request travel funds in advance, like per diems or fuel.

Moss has been a great addition to our finance operations. It allowed us to centralize expense management, issue physical and virtual cards quickly, and gain better control over team budgets.

Maintenance

My experience with Moss is fantastic, i can recommend it to everyone, don't wait too much, go for it.

It has been an easy and secure experience overall. I like the look and feel and I can complete all my tasks pretty well.

Jr. People Business Partner

Also amazing that you could add the Moss card to your Apple Wallet. Their Customer Support is great.

I like to work with this product, you have a detailed overview of all costs and expenses, safe to work with (authentication features is very user friendly).

Director Customer Success

Uploading multiple receipts is fast and seamless, and the transparent approval process gives you a clear overview of your expected reimbursements.

Principal Industrial Designer

It’s not just a convenience—it’s a major improvement in accuracy, accountability, and peace of mind across the entire finance and operations workflow.

Application Manager

The app is intuitive and easy to use, making everyday financial tasks straightforward. Their website is equally well designed, with a clean interface that keeps everything organized and accessible.

Group Product Manger

3 authentication steps to get virtual card details. I know its about security, but as a user it bother.

Founder's Associate

I like toe integration with DATEV, we can automatically send receipts to our accountant. Card allocations for team members and certain services make it much easier to track and manage expenditure.

Head of ADB

Once I upload I then no longer have the option to add notes or assign a cost centre. The mobile app doesn't have this issue.

project manager

Apple Pay is not available in Belgium yet. The receipts finder feature only allows 1 email address to be connected with your account.

Datev integration is seamless. We don't pay out of Moss.

I use it on both my phone and laptop, which means I can access it no matter where I am. Uploading receipts is easy—just snap a photo with the app on my phone.

Brex vs Moss Comparison (2026)

Brex

Moss

Overview

Video & Screenshots

Pricing

User reviews

Key features

Integrations

Alternatives