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Calyx Point vs Encompass Comparison (2026)

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Good recommendations?

Calyx Point logo

Calyx Point

Encompass logo

Encompass

Overview

Calyx Point is a cloud-based loan servicing software designed to help businesses streamline the entire loan origination process, from managing mortgage underwriting to preparing documentation. It allows professionals to create templates for standardizing loan programs, borrower files, closing costs, and more.

Encompass is a cloud-based origination system designed to help lenders of all sizes manage the origination and closure of loans via a unified portal. The platform includes artificial intelligence (AI) technology, which enables lenders to automate the borrower management operations.

  • Platforms supported
  • Web-based
  • iPhone app
  • Android app
  • Windows Phone app
  • Typical customers
  • Freelancers
  • Small businesses
  • Mid size businesses
  • Large enterprises
  • Customer support
  • Phone
  • Online
  • Knowledge base
  • Video tutorials
  • Platforms supported
  • Web-based
  • iPhone app
  • Android app
  • Windows Phone app
  • Typical customers
  • Freelancers
  • Small businesses
  • Mid size businesses
  • Large enterprises
  • Customer support
  • Phone
  • Online
  • Knowledge base
  • Video tutorials

Video & Screenshots

Pricing

Starting from

Empty state illustration for "No pricing info"

No pricing info

  • Free trial available
  • Credit cardless trial
  • Free account
  • Subscription based

Starting from

Empty state illustration for "No pricing info"

No pricing info

  • Free trial available
  • Credit cardless trial
  • Free account
  • Subscription based

User reviews

3.5

53

5

4

3

2

1

17

14

8

7

7

  • Value for money
  • Ease of use
  • Features
  • Customer support
43%
would recommend this app

4.0

42

5

4

3

2

1

18

11

9

2

2

  • Value for money
  • Ease of use
  • Features
  • Customer support
62%
would recommend this app

Pros

“Calyx point is a fair and entry level Loan Origination System that seeks to benefits its loan originators by a simple and easy to use system, but due to its old interface, it is hard to grow and advance on a system like this, especially when expanding.”
RG

Ron G.

Operatons Manager

“Its simple system allows a steamline imports and exports of basic information that is core and needed to a loan file.”
RG

Ron G.

Operatons Manager

“It was easier to customize and personalize than Encompass (our prior software), because Encompass was more built for giant lenders.”
LH

Lauran H.

Production Manager

Pros

“I am in accounting, and I heavily utilized their reporting functions which I found to be user friendly and extremely robust. ”
AB

Alysson B.

Controller

“I personally felt that more admin services could be included at this price point.”
AB

Alysson B.

Controller

“Their support team regarding technical support with the software, they were extremely knoledgable.”
RG

Ron G.

Loan Store

Cons

“It's a bit of a dinosaur of a software and isn't at all easy to update, adapt, or keep up with industry changes.”
LH

Lauran H.

Production Manager

“There were a lot of ongoing issues and we decided we weren't willing to stay any longer.”
LH

Lauran H.

Production Manager

“There's some work-arounds, but that isn't always efficient.”
LH

Lauran H.

Production Manager

Cons

Not enoughreviews yet

  • Vendor responds to reviews
  • Last review2 years ago
  • Vendor responds to reviews
  • Last review2 years ago

Key features

  • Total features26
  • API
  • Amortization Schedule
  • Audit Trail
  • Automated Decisioning/Underwriting
  • Borrower Management
  • Client Database
  • Compliance Management
  • Construction Loans
  • Contact Management
  • Credit Reporting
  • Customer Management
  • Customer Statements
  • Document Management
  • Electronic Applications
  • Electronic Signature
  • Escrow Management
  • For Borrowers
  • Government Loans
  • HUD Settlement Statements
  • Lead Management
  • Lender Search
  • Loan Management
  • Loan Origination
  • Loan Portfolio Management
  • Loan Processing
  • Loan Servicing
  • Marketing Automation
  • Mortgages
  • Multi-Branch
  • Multi-Company
  • Online Applications
  • Pipeline Management
  • Pre-Qualification
  • Pricing Management
  • Promissory Notes
  • Refinance Management
  • Residential Mortgages
  • Risk Management
  • Third Party Loan Origination
  • Visual Presentation
  • Total features35
  • API
  • Amortization Schedule
  • Audit Trail
  • Automated Decisioning/Underwriting
  • Borrower Management
  • Client Database
  • Compliance Management
  • Construction Loans
  • Contact Management
  • Credit Reporting
  • Customer Management
  • Customer Statements
  • Document Management
  • Electronic Applications
  • Electronic Signature
  • Escrow Management
  • For Borrowers
  • Government Loans
  • HUD Settlement Statements
  • Lead Management
  • Lender Search
  • Loan Management
  • Loan Origination
  • Loan Portfolio Management
  • Loan Processing
  • Loan Servicing
  • Marketing Automation
  • Mortgages
  • Multi-Branch
  • Multi-Company
  • Online Applications
  • Pipeline Management
  • Pre-Qualification
  • Pricing Management
  • Promissory Notes
  • Refinance Management
  • Residential Mortgages
  • Risk Management
  • Third Party Loan Origination
  • Visual Presentation

Integrations

  • Total integrationsN/A
    • Total integrationsN/A