Circula vs Moss

Perk

Pleo

N2F 

Pliant

finway

Flowers

Compare Circula and Moss based on features, pricing, verified reviews, integrations & more on GetApp. Find out which software is best for your business in 2026.

N2F is a mobile expense report platform for freelancers to companies of any size and industry, which helps users manage their expenses from receipt to accounting. Employees can submit expenses while on the go, and the smart scan feature automatically completes expense reports.

Flowers is an all-in-one workflow automation and resource management solution designed to streamline operations, reduce costs, and provide unparalleled visibility. Build custom workflows, manage resources, and gain real-time insights to revolutionize your business processes with ease and flexibility.

Automate expenses, bookings, and payments with Perk — one platform that simplifies spend and gives finance teams real-time control.

Circula is an expense management and benefits administration software, that focuses strongly on the best possible user experience and guarantees compliance with European law standards.

Accounting

Accounting Integration

Activity Dashboard

Activity Tracking

Alerts/Notifications

Approval Process Control

Approval Workflow

Audit Management

Benefits Dashboard

Budgeting/Forecasting

Categorization/Grouping

Compliance Management

Configurable Workflow

Corporate Card

Credit Card Management

Customizable Fields

Customizable Reports

Dashboard

Data Import/Export

Electronic Payments

Employee Self Service

ERP integration

Expense Claims

Expense Tracking

Financial Analysis

Fraud Detection

Invoice Management

Invoice Processing

Mileage Tracking

Mobile Access

Mobile App

Mobile Receipt Upload

Multi-Currency

Online Benefits Enrollment

Policy Management

QuickBooks Integration

Real-Time Analytics

Real-Time Data

Real-Time Notifications

Real-Time Reporting

Real-Time Updates

Receipt Management

Reimbursement Management

Reminders

Reporting & Statistics

Reporting/Analytics

Restriction Management

Self-Service Reporting

Single Sign On

Spend Control

Third-Party Integrations

Time & Expense Tracking

Timer

User Management

Workflow Management

Circula

Android

Web-based

iPhone

Strategic Operations Specialist

It is very easy and efficient  to use. I love the photo recognition that helps all my receipt data uploaded.

Working Student Business Development

I like that uploading receipts goes super fast and easy. The automatic recognition of invocie data is a nice feature.

Specialist Recruiting & HR

I like that it is very user friendly and intuitive. Using it on a daily basis for the daily meal benefit it really makes a difference by being so simple to use.

Accountant

The product is very effective in expenses management and seamlessly integrates with internal systems.

Accounting Manager

I like the Circula employees most about the software: The customer service of Circula replies very fast and in a very friendly and professional way.

Product Manager

Overall I enjoy using Circula and it provides the best user experience of the tools I have used so far (SAP and WorkDay).

Technology Consultant

Great Tool for Company benefits and Travel cost Management.

AML Analyst

Maybe the problem is my old phone but sometimes the receipts uploaded loose lot of quality.

Data Manager

Excellent integration with the German expense management system: correct calculation of the per diem is a big plus compared to most competitors.

Managing Director

Awesome product that makes the expense management process much more efficient.

VP Finance

The customer service is really really good and quick. Always every question/issue we have is solved within 24 hours max.

Warehouse Operations Manager

I like the simplicity of creating a single trip, where I can upload different invoices and get a overview of total money spent on the entire trip.

Circula is an easy to use software to file expenses. I like the mobile app and how it plays together with the webapp.

The cause was them trying to register without having received an invite from another user / admin. This path leads to a dead end.

VP Sales&Marketing

Circula - surprisingly easy to use for a topic like expenses.

Senior Internal Operations Manager

Happy to use Circula - it makes the life at work easier for Admin also for users.

iOS Developer

The user-friendly interface and streamlined process saved us a lot of time and hassle. The only downside was the lack of integration with our accounting system, but it was manageable.

Software Engineer

I work in Prague and pay in Czech Crowns for my train tickets. During the submission, all the prices are converted to euro.

Circula screenshot: Circula is available on all devices

Circula screenshot: Circula web app overview travel expense

Circula screenshot: Expense payroll export (direct transfer to DATEV)

Circula screenshot: Employee benefits (Lunch & Mobility) on mobile app

Large Enterprises

Mid Size Business

Non Profit

Small Business

Pleo is a cloud-based expense management solution which provides virtual and plastic company cards, automatic expense categorization, receipt capture, and more

finway is a spend management software designed to help SMEs streamline budgeting, accounting, and invoicing operations via a unified portal. The platform enables employees to process one-time or recurring payments, track expenses, generate custom reports, and automate workflows in real-time.

Pliant is a payment platform that offers a comprehensive business credit card solution. Designed for companies of all sizes, Pliant provides both physical and virtual credit cards with high spending limits, attractive cashback terms, and premium perks such as comprehensive insurance packages and worldwide airport lounge access.

Moss is an expense management software that enables employees to spend in a decentralized way, giving finance managers complete visibility and control in real-time. By automating and digitizing spend, Moss frees finance teams from administrative tasks. 

Access Controls/Permissions

Audit Trail

Automated Receipt Matching

Billing & Invoicing

Budget Control

Document Management

Duplicate Payment Alert

Financial Management

Optical Character Recognition

Process/Workflow Automation

Recurring Payments

Rules-Based Workflow

Secure Data Storage

Self Service Portal

Spend Analysis

Transaction History

Moss

iPad

This is a great service. Super easy to use, all round a well polished service and I am happy to recommend.

Financial Controller

Easy to use & setup, saved lots of time in our month end processes, customer support is brilliant & always happy to help, overall a good experience & would highly recommend.

Growth Manager

The convenience of having a dedicated virtual card for monthly spending, along with the ability to effortlessly upload and categorize invoices, has significantly streamlined my financial tasks.

Project Manager

It helps me stay on top of all my transactions and assign cost centers accurately. I also appreciate being able to request travel funds in advance, like per diems or fuel.

Moss has been a great addition to our finance operations. It allowed us to centralize expense management, issue physical and virtual cards quickly, and gain better control over team budgets.

Maintenance

My experience with Moss is fantastic, i can recommend it to everyone, don't wait too much, go for it.

Product Designer

It has been an easy and secure experience overall. I like the look and feel and I can complete all my tasks pretty well.

Jr. People Business Partner

Also amazing that you could add the Moss card to your Apple Wallet. Their Customer Support is great.

I like to work with this product, you have a detailed overview of all costs and expenses, safe to work with (authentication features is very user friendly).

Director Customer Success

Uploading multiple receipts is fast and seamless, and the transparent approval process gives you a clear overview of your expected reimbursements.

Principal Industrial Designer

It’s not just a convenience—it’s a major improvement in accuracy, accountability, and peace of mind across the entire finance and operations workflow.

Application Manager

The app is intuitive and easy to use, making everyday financial tasks straightforward. Their website is equally well designed, with a clean interface that keeps everything organized and accessible.

Group Product Manger

3 authentication steps to get virtual card details. I know its about security, but as a user it bother.

Founder's Associate

I like toe integration with DATEV, we can automatically send receipts to our accountant. Card allocations for team members and certain services make it much easier to track and manage expenditure.

Head of ADB

Once I upload I then no longer have the option to add notes or assign a cost centre. The mobile app doesn't have this issue.

project manager

Apple Pay is not available in Belgium yet. The receipts finder feature only allows 1 email address to be connected with your account.

Datev integration is seamless. We don't pay out of Moss.

I use it on both my phone and laptop, which means I can access it no matter where I am. Uploading receipts is easy—just snap a photo with the app on my phone.

Circula vs Moss Comparison (2026)

Circula

Moss

Overview

Video & Screenshots

Pricing

User reviews

Key features

Integrations

Alternatives