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E-NACH API Logo

Automate Recurring Payments Easily with AOPAY E-NACH API

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E-NACH API - 2026 Pricing, Features, Reviews & Alternatives

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Last updated: January 2026

E-NACH API overview

What is E-NACH API?

AOPAY E-NACH API Solution is a powerful and secure platform designed to simplify and automate recurring bank debit transactions across India. Built on the NPCI E-NACH framework and fully RBI-compliant, it allows businesses to collect payments directly from customer bank accounts with minimal effort and maximum reliability.

With AOPAY E-NACH API, companies can create, authenticate, and manage electronic mandates digitally, eliminating paperwork and manual follow-ups. Our solution is ideal for NBFCs, fintech startups, lenders, insurance providers, subscription platforms, educational institutions, and utility service providers looking to streamline recurring collections such as EMIs, SIPs, premiums, and memberships.

AOPAY API supports quick integration with existing systems and provides real-time updates on mandate registration, debit success, failures, and cancellations. Advanced security protocols ensure data protection and compliance with banking standards, while automated retries and notifications help improve collection success rates.

By adopting AOPAY E-NACH API, businesses can reduce operational costs, improve cash flow predictability, and deliver a smoother payment experience to customers. AOPAY solution is scalable, reliable, and designed to support high transaction volumes without compromising performance.

Key benefits of using E-NACH API

• Fully RBI & NPCI compliant E-NACH solution.
• Secure and automated recurring bank debit collections.
• Paperless digital mandate creation and approval.
• Faster EMI, subscription, and premium collections.
• Easy API integration with existing systems.
• Real-time mandate and transaction status updates.
• Reduced payment failures with auto-retry mechanisms.
• Improved cash flow and predictable revenue cycles.
• Supports multiple industries and use cases.
• High success rates with optimized debit processing.
• Lower operational and administrative costs.
• Enhanced customer convenience and trust.
• Scalable infrastructure for high transaction volumes.
• Detailed reporting and reconciliation support
• Strong security and data encryption standards.

Starting price


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E-NACH API’s user interface

Ease of use rating:

E-NACH API reviews

Overall rating

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Rating breakdown
  • Value for money
  • Ease of use
  • Features
  • Customer support
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E-NACH API's features

ACH payment processing
Activity dashboard
Alerts/Notifications
API
Billing & invoicing
Customizable branding
Data import/export
Data security
Debit/Credit card processing
Digital wallet payments
Electronic signature
Expense tracking
In-Person payments
Loyalty program
Mobile payments
Multi-Currency
Multiple payment options
Online payments
Partial payments
Payment fraud prevention
Payment gateway integration
Payment links
Payment reconciliation
PCI compliance
Point of sale (pos) integration
Real-Time data
Receipt management
Recurring/Subscription billing
Reporting/Analytics
Search/Filter
Self service portal
Status tracking
Transaction monitoring

E-NACH API pricing

Pricing plans

Pricing details:

Free plan
Free trial
Subscription

Basic

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No pricing info

NACH Payment Solutions

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E-NACH API support options

Typical customers

Freelancers
Small businesses
Mid size businesses
Large enterprises

Platforms supported

Web
Android
iPhone/iPad

Support options

Email/Help Desk
FAQs/Forum
Knowledge Base
Phone Support
24/7 (Live rep)
Chat

Training options

In Person
Live Online
Webinars
Documentation

E-NACH API FAQs

Q. What type of pricing plans does E-NACH API offer?

E-NACH API has the following pricing plans:
Pricing model: One Time License

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Q. Who are the typical users of E-NACH API?

E-NACH API has the following typical customers:
Large Enterprises, Mid Size Business, Non Profit, Public Administrations, Small Business


Q. What languages does E-NACH API support?

E-NACH API supports the following languages:
English


Q. Does E-NACH API offer an API?

No, E-NACH API does not have an API available.


Q. What level of support does E-NACH API offer?

E-NACH API offers the following support options:
Email/Help Desk, FAQs/Forum, Knowledge Base, Phone Support, 24/7 (Live rep), Chat

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