Holded vs Refrens

QuickBooks Online

Odoo 

Zoho Invoice

Sage 50 Accounting

Zahara

FACTUSOL

Compare Holded and Refrens based on features, pricing, verified reviews, integrations & more on GetApp. Find out which software is best for your business in 2026.

FACTUSOL is a cloud-based billing and invoicing solution that helps businesses manage digital invoices and inventory on a centralized interface. It allows users to manage the complete sales cycle including quotes, orders, delivery notes, and invoices. FACTUSOL also provides control over accounts receivable, allowing users to track pending payments, settle commissions with agents, and set up payment reminders.

Sage 50 Accounting is an online accounting solution for SMBs with Office 365 integration that helps manage accounting, invoicing, cash flow, inventory, taxes, and more.

Odoo is an all-in-one, open-source business platform covering CRM, Sales, Accounting, Inventory, Manufacturing, and Projects. It’s fully integrated, customizable, and scalable for companies of any size or budget.

It's a cloud-based invoicing software for freelancers, SMBs and accountant offices to control all aspects of their business and optimise their management.

Access Controls/Permissions

Accounting

Accounting Integration

Accounts Payable

Accounts Receivable

Activity Dashboard

Activity Tracking

Alerts/Notifications

Bank Reconciliation

Billing & Invoicing

Billing Portal

Budgeting/Forecasting

Calendar Management

Client Portal

Contact Database

Contact Management

Customer Statements

Customizable Invoices

Customizable Reports

Data Import/Export

Document Storage

Electronic Payments

Employee Management

Estimating

Expense Tracking

Financial Management

Financial Reporting

Fixed Asset Management

General Ledger

Income & Balance Sheet

Integrated Business Operations

Inventory Management

Inventory Optimization

Inventory Tracking

Invoice Creation

Invoice History

Invoice Management

Invoice Processing

Marketing Automation

Mobile Access

Multi-Currency

Online Invoicing

Online Payments

Order Management

Payroll Management

Performance Metrics

Product Identification

Productivity Tools

Project Accounting

Project Billing

Project Management

Project Time Tracking

Purchase Order Management

Purchasing & Receiving

Quotes/Estimates

Real-Time Data

Receipt Management

Receivables Ledger

Recurring Invoicing

Recurring/Subscription Billing

Reporting & Statistics

Sales Tax Management

Scheduling

Task Management

Tax Calculation

Tax Management

Third-Party Integrations

Time & Expense Tracking

Time Tracking

Timer

Training Management

Workflow Management

Holded

Web-based

Business Analyst

Wonderful interface with a ton of useful features for small and medium business management. Invoicing and accounting work great.

Managing Director

The ease of use is great and helps you to keep on top of who hasn’t paid.

Partner

It has proven to be a great tool to organise all aspects of our business: CRM, invoicing and finance, projects, HR. Very complete and useful.

Finance Director

This can be frustrating when urgent issues arise that need immediate attention.

Administrative

How easy to start with, everything is super simple, and understandable to work with the programe.

Director

Holded is a nice easy to use software, there are some elements when we first started using the software that had still presented in spanish (I think most of these are gone now!).

Finance Manager

The system works very easy. If the bank is connected that is a great tool.

Big Data Engineer

Also, the [SENSITIVE CONTENT] complains about the difficulty of uploading payrolls (he has to upload one by one, filling a lot of fields).

Technical accounting

Holded's interface is user-friendly and the accounting features are comprehensive. It's made bookkeeping a breeze.

Senior Advisor

Holded's intuitive interface and comprehensive features make managing my business a breeze. The customer support is also top-notch.

If I had known about this limitation in Holded, we would have opted for another more serious company, the truth.

It is not just to create invoices or bills but It allows you to see you company situations and to identify your most profitable revenue and costs streams.

It's annoying we need to select the right period in order to have a right starting balance. I would also like to see that we can export our receipts from Qonto into Holded.

It is saving me a lot of  time and money. Everything is very intuitive, organized, well design and the accounting is made automatically.

Holded screenshot: Holded Home Page

Holded screenshot: Holded Invoice

Holded screenshot: Holded Banking

Holded screenshot: Holded chart of accounts

Holded screenshot: Holded Control Panel

Freelancers

Mid Size Business

Non Profit

Public Administrations

Small Business

QuickBooks Online is an all-in-one online business software designed to help manage business finances. The platform is built to scale businesses, unlocking insights and providing the functionality of a larger team, all on one integrated platform.

Zoho Invoice is an online invoicing software for freelancers and small to medium enterprises (SMEs). It helps you craft professional invoices, send payment reminders, and get paid faster online.

Zahara is a cloud-based accounts payables automation system which controls the process from purchase requisition to invoice matching integrating with Sage, Xero & QuickBooks. Zahara is a great fit for multi-location organisations or project leads businesses like construction.

Accounting software for startups, service businesses, agencies, SMEs, manufacturers, and more.

Manage your billing, accounting, vendors, inventory, and sales in one place.

AI Copilot

Approval Process Control

Audit Management

Audit Trail

Backup and Recovery

Bulk Send

Cash Flow Management

Categorization/Grouping

Chart of Accounts

Client Management

Compliance Management

Credit Card Processing

Credit Note

Currency Conversion

Customizable Branding

Customizable Fields

Customizable Templates

Data Security

Document Management

Dunning Management

Email Management

Encryption

File Sharing

Financial Analysis

Financial Consolidation & Close Management

Generative AI

Hourly Billing

Mobile Payments

Mobile Receipt Upload

Multi-Language

Multi-Location

Optical Character Recognition

Payment Processing

Process/Workflow Automation

Real-Time Notifications

Real-Time Reporting

Real-Time Updates

Reimbursement Management

Reminders

Secure Data Storage

Status Tracking

Refrens

Android

Linux

Windows

iPad

iPhone

FOunder

I also loved the ability to track payments and expenses in one place. The CRM and lead management features are a big plus for growing agencies like ours.

Offline Functionality: If you often work in areas with poor internet connectivity, the reliance on an internet connection for using Refrens on your phone may sometimes be inconvenient.

Graphic Designer

The interface is clean, easy to use, and saves me a lot of time. I also like how professional the invoices look, which really helps in building trust with clients.

My overall all experience  with Refrens is till date is outstanding , we have also integrated their ERP system in our client webapp worth the price.

Founder

My overall experience with Refrens has been excellent. The platform is intuitive, easy to navigate, and makes managing invoices and payments seamless.

Co-Founder

Collaboration tools are helpful, and it's a good way for freelancers to expand their network.

It is amazing app, very professional , ease of use and powerful support team.

Lawyer

If we count how much it costs per day, plus after a year i got a discount, i can’t be more happy. Fantastic customer support, always there for us, any time of the day.

Owner

Different services and different tiers per service makes it super awesome.

Manager

It’s a perfect fit for small and medium businesses looking for a complete accounting software solution.

IT Specialist

My eastimate costing and transaction invoicing in my projects have been automatic since I stopped using spreadsheets and switched to refrens, thank you very much refrens, you are the best.

We at Pathik Trips couldn't be happier with the billing solution provided by Refrens. From the moment we integrated their system into our operations, we've experienced nothing but efficiency and ease.

Sales Director

AI Mode missing, Auto responder missinge, More add, when we will printing and invoice there have some glich.

Business Owner

The marketplace feature and the inability to turn it off. Plus, the mobile App's UX.

Adninistartor

The platform is user friendly , the look and feel as well as the functionality.

HR manager

Their customer support team is also quick and helpful whenever I had a question.

Devops

This would reduce the risk of errors and improve the overall experience for both users and clients.

Holded vs Refrens Comparison (2026)

Holded vs Refrens Comparison (2026)

Holded

Refrens

Overview

Video & Screenshots

Pricing

User reviews

Key features

Integrations

Alternatives