Sage Intacct vs Lendio

QuickBooks Enterprise

QuickBooks Online

FreshBooks

NetSuite

Wave

Quicken

Compare Sage Intacct and Lendio based on features, pricing, verified reviews, integrations & more on GetApp. Find out which software is best for your business in 2026.

QuickBooks Online is an all-in-one online business software designed to help manage business finances. The platform is built to scale businesses, unlocking insights and providing the functionality of a larger team, all on one integrated platform.

QuickBooks Desktop Enterprise is an accounting software for small businesses which provides users with real-time access to customer, employee, and vendor information. The software includes tools for managing inventory, shipping, sales orders, pricing, tasks, invoicing, reporting, and more.

Xero

Xero is an award-winning online accounting software designed for small business owners and accountants, available on any computer or mobile device with an internet connection. Simplify business admin and get a range of financial insights to help you make better decisions for your business.

Sage Intacct offers ASC 842-compliant lease accounting for organizations with 20+ employees and $5M+ revenue. Automate amortization schedules, journal entries, and reporting with real-time dashboards. Gain visibility across entities and currencies with a multi-dimensional GL.

1099 Preparation

Access Controls/Permissions

Accounting

Accounting Integration

Accounts Payable

Accounts Receivable

Accrual Accounting

ACH Payment Processing

Activity Dashboard

Activity Tracking

Ad hoc Reporting

Aging Tracking

Alerts/Notifications

Analytics

Approval Process Control

Approval Workflow

Asset Accounting

Asset Lifecycle Management

Asset Tracking

Attendance Management

Audit Management

Audit Trail

Automatic Billing

Bank Reconciliation

Bankruptcy Case Management

Billable Items Tracking

Billing & Invoicing

Billing Rate Management

Bills of Material

Budgeting/Forecasting

Budget Management

Business Intelligence

Calculators

Cancellation Management

Cash Flow Analysis

Cash Flow Management

Cash Management

Chart of Accounts

Check Processing

Check Writing

Claims Management

Client Portal

Collaboration Tools

Commission Management

Communication Management

Compliance Management

Configurable Workflow

Consolidation/Roll-Up

Contact Database

Contact Management

Contingency Billing

Contract/License Management

Controls Audit

Core Accounting

Corporate Card

Cost Management

Cost Tracking

Cross Ledger Posting

Currency Conversion

Currency Management

Customer Accounts

Customer Database

Customer History

Customer Statements

Customizable Fields

Customizable Invoices

Customizable Reports

Customizable Rules

Customizable Templates

Dashboard

Dashboard Creation

Data Extraction

Data Import/Export

Data Synchronization

Data Visualization

Deal Management

Deferred Billing

Distribution Management

Document Management

Document Storage

Donation Management

Donation Tracking

Donor Management

Drag & Drop

Dues Management

Dunning Management

Duplicate Payment Alert

Electronic Funds Transfer

Electronic Payments

Email Management

Enrollments/Onboarding

ERP integration

Event Management

Expense Claims

Expense Management

Expense Tracking

Fee Calculation & Posting

File Sharing

Reviews for Sage Intacct come from a wide variety of industries, including accounting (12% of reviewers), computer software (9%), and non-profit organization management (9%). The most frequent use case for Sage Intacct cited by reviewers is accounting (71% of reviewers).

Users and use cases

Reviewers indicate Sage Intacct offers reasonable pricing compared to similar products, and some users say it delivers good value for included features. However, many reviewers feel the pricing is high, and some users report complex, costly pricing structures.

Value for money

The Sage Intacct integration most frequently cited by reviewers is Expensify, an expense report product rated 4.5 out of 5 for its integration with Sage Intacct.

Integrations

Sage Intacct is an accounting solution with key features that include general ledger management, income and balance sheet tracking, bank reconciliation, financial reporting, and more.

Sage Intacct

Web-based

Basic

It provides clear visibility into programs, grants, and funding sources, which helps organizations make data-driven decisions and meet reporting requirements with confidence. While the setup and training require an upfront investment, the long-term benefits—streamlined audits, reduced manual work, and stronger financial oversight—make it a valuable solution for mission-driven organizations looking to scale their impact.

Corporate Controller

In order to get the Location ID of my AR data, I have to run an "Invoice Analysis" report, which has multiple lines per invoice (to show the individual line items on every invoice), export that detail, then create a pivot table by location.

Additionally, when Sage opens things in a separate "popup" window, it only allows me to have 1 "popup" window open at a time. If I'm looking at a transaction in a popup then I click on something else that requires a popup, the first popup is overridden by the second one.

The dimensional structure is a game changer — I can slice and filter data by program, department, or fund without creating hundreds of GL accounts.

It gets very frustrating when I know the information is in the system but I can't customize the columns in reports to show the date in the most useful way, I have to jump through hoops to get what I need.

From there I could click on the balance and drill down into the GL data and filter by dates and date ranges to quickly see what data I was looking at.

Accounting Specialist

That being said, Intacct does a good job with the core accounting functions of housing the ledger, offering all the modules you might need (even if you have to just import data into them or sync 3rd party applications with them), and providing extensive reporting capabilities and internal controls.

Sage Intacct has a wide range of capabilities and scalability, both in terms of the accounting functions it offers as well as the custom reporting, custom dimensions, etc.

Controller

The multi-dimensional general ledger is a standout feature—it allows us to track financials across departments, locations, and projects with ease.

For example, I previously worked with Business Central and my main starting point for finding GL data was the Chart of Accounts where I could see balances as of "right now".

Intacct houses our ledger, reporting, AR, project/contract, purchase order, and other accounting processes, but for many of our transaction-bulkier processes (AP & payroll primarily) we use 3rd party applications, some of which (Stampli for AP & bill payment, for example) integrate with Intacct seamlessly, and some of which we import data from via Excel exports (Paylocity for payroll, Center for credit cards).

Director of Operations CFO

The main downside is the cost for additional features, such as individual licensures or integrations like the BILL/Divy credit card.

Senior Accountant

We love the utilization of GL outlier detection, bank match rules, and recurring J/E. Sage integration with RAMP AP is amazing and was such a breath of fresh air that it was so easy to connect.

Automation for things like allocations, recurring entries, and approvals saves a huge amount of time each month.

Sr. Account

PO matching and line level variation, AI will save the basic entry posting ready after review the entry can go in.

ERP Senior System Analyst

Sage has some limitations one is closing a project but can still see it in a dashboard and some features we didn't have previously which is nice like federal invoicing.

The dashboards are clean and customizable, which makes it simple to share real-time numbers with leadership or the board.

Accountant

We previously used Sage 50, so moving to a cloud-based system gave us real-time visibility and much better reporting capabilities.

Director of finance

While the reporting is quite robust, it is a steep learning curve on building reports. If there was one thing I could change, it would be making a few report builds more accessible to those with limited knowledge and limited needs - while still maintaining the current structure for more complex needs.

For example, if I'm trying to understand the value of invoices sent out in a certain date range by location, I can't just run the "AR ledger" report.

Quite frankly, a basic subscription to QBO (15x less expensive) will add more value to your company than Sage Intacct. When we expressed our concerns about the utility of the product the response was basically, "sorry, you bought it, so deal with it."

What we like most about Sage is the ability to automate a portion of the closing process that used to be very manual.

Accounting Manager

AP approval rules are very limited, and the system allows approvals to be done in any order, instead of requiring a specific order.

Sage doesn't have some things and you can't just sync it to a database to get information out of it without another subscription so value for the money is not great.

For very small businesses or those with simple, single-entity operations, the price tag may be hard to justify as they wouldn't be leveraging its powerful features.

The combination of a more modern platform plus automated workflows really streamlined our financial processes.

Senior Director of Finance

figuring out solutions to problems can't change chart of account numbers, payments don't show up on invoices.

While those add-ons mentioned above can get expensive, the overall performance and usability of the system makes it a solid choice for a small financial department such as us.

Smooth connections with systems like Salesforce, bill-pay platforms, and budgeting tools.

The ability to drill down quickly, to spin up adhoc reports, and the creation of dashboards that have all the key financial data at your fingertips.

Sage Intacct has a pretty robust system for all the day to day needs of managing a company's financial information with invoicing, billing, and financial statement reporting.  

It offers powerful financial management, real-time reporting, and scalability. While there’s a learning curve and the cost can be high, its automation and flexibility make it valuable for streamlining accounting processes and improving efficiency.

Director of Finance and Human Resources

For example:  If there's a deposit that contains multiple payments and the total deposit amount is not  reflected in the Cash GL but it is posted by individual invoice line items.   If a deposit of $20,000 contains 20 checks ( or credit card payments) from vendors that are paying multiple invoices (for this example, 5 invoices for each payment) the deposit total of $20K doesn't appear as a single debit to the Cash, GL account but 100 lines appear on the Cash GL.  

Sage Intacct doesn’t connect directly to our bank, and syncing with Concur came with added fees.

Fractional CFO, Project Manager

Strong quality control with smart events and triggers to support consistency in data entry and outlier transactions that require additional review.

The import function for journal entries has been heavily used in our month end close process which has sped up reconciliations.

Finance Director

We needed to use other software for payroll and for accounts receivable due to the specialties of reporting and billing to medicare, insurances etc.

IT engineer

I was admin assigned with task to configure it with Microsoft SSO, I had no issues with it so there is not much I do not like about the software.

Director Operations

The reporting module is very difficult and we can never get reporting support, always told we need to contact professional services for non-complex reporting that should be basic reports. And don't like having to log in to a site to submit cases, would rather email and be able to see the email history versus signing in to review the full case.

Accounting and Finance Director, Director of SHIINE

No invoice approvals in the system to assign to users to sign off to keep it paperless.

They pretend to do their due diligence in matching the customer needs to the product, so I suppose acting is a strength as well.

Manager

some advanced configurations and customizations required a fair amount of technical expertise or partner support

HR Generalist

It also has a good way of tracking approvals so we know where the up in the line the approvals have stopped at.

Project Manager

Due to the amount of line items that we are using, and different manufacturers of materials it has become more of a headache to use the Sage inventory system than to use Excel.

Being able to customize users and the access to the system.

Reporting does not allow inclusion of unposted entries to allow users to see effects of entries before posting.  

I wish there were a world that I could just pick what accounts I want listed on a report and not "groups".

So although you can get Intacct modules for some of these functions added into your Intacct program, they are not as good as 3rd party applications.

Sales Representative

Sage Intacct is our centralized accounting platform used by multiple users.

Financial Administrator

The manual data entry into templates for importing JE historical data appeared cumbersome and took several weeks.

Accounts Receivable and Payable

Financial Reporting

Users report that Sage Intacct’s Financial Reporting capabilities are flexible, offering customizable reports, ad-hoc report creation, and out-of-the-box templates. Reviewers highlight the ability to filter, drill down into transactions, and generate detailed, up-to-date reports for various stakeholders. They find saving and reusing reports helpful, but some mention that advanced customization can be cumbersome or require extra costs. Users appreciate the integration with other Sage Intacct modules for instant data updates. Of the 23 Sage Intacct users who gave detailed accounts of their use of Financial Reporting, 96% rated this feature as important or highly important.

Sage Intacct vs Lendio Comparison (2026)

Sage Intacct

Lendio

Overview

Video & Screenshots

Pricing

User reviews

Key features

Integrations

Alternatives