LendingPad vs MeridianLink Mortgage

Calyx Point

Shape

Encompass

Centrex

DigiFi

Alkami Platform

Compare LendingPad and MeridianLink Mortgage based on features, pricing, verified reviews, integrations & more on GetApp. Find out which software is best for your business in 2026.

Calyx Point is a cloud-based loan servicing software designed to help businesses streamline the entire loan origination process, from managing mortgage underwriting to preparing documentation. It allows professionals to create templates for standardizing loan programs, borrower files, closing costs, and more.


Encompass is a cloud-based origination system designed to help lenders of all sizes manage the origination and closure of loans via a unified portal. The platform includes artificial intelligence (AI) technology, which enables lenders to automate the borrower management operations.

Shape is a cloud-based CRM, sales, & marketing automation software for businesses in industries such as legal, real estate, mortgage, finance, & education. Shape offers tools to manage & automate online marketing & promotions, capture and service leads from online sources, & more

LendingPad is an integrated, cloud loan origination system (LOS) for mortgage brokers, lenders, banks,. and credit unions.

Amortization Schedule

Audit Trail

Automated Decisioning/Underwriting

Client Database

Compliance Management

Contact Management

Credit Reporting

Customer Management

Document Management

Document Storage

Electronic Applications

Electronic Signature

Financial Analysis

For Borrowers

For Brokers

Government Loans

HUD Settlement Statements

Lead Management

Lender Search

Loan Management

Loan Origination

Loan Portfolio Management

Loan Processing

Marketing Automation

Mortgages

Multi-Branch

Multi-Company

Online Applications

Outsource Processing

Payment Tracking

Pipeline Management

Pre-Qualification

Pricing Management

Promissory Notes

Real-Time Reporting

Refinance Management

Residential Mortgages

Search/Filter

Third Party Loan Origination

Third-Party Integrations

Visual Presentation

Workflow Management

LendingPad

Android

Web-based

Windows

iPad

iPhone

Mortgage Broker

It has been a great experience, I highly recommend as it is a user friendly LOS with good features and the best customer service team.

Loan Officer

It is user friendly and good to work with a tool that is on your side.

Owner

I enjoy the integration and the ability of the software to grow with my business.

Operations Manager

I really have only used this software for mortgage processing so I don't have anything to really compare it too. I do like the way it is laid out and the colors make it more interesting to use.

owner

And because I asked, they cancelled my service and took my data and refused to give it back without an extra fee of over $1,000 to get my own data back, even thought i did not give permission.

Broker/ Owner

Really impressed with the product and the service.

Loan officer

I've been in the mortgage business since 1999. Lending Pad is the worst LOS I've worked in.

President

I like that it's easy to use, mobile-friendly and cost-effective.

Mortgage Loan Officer 

Often Seller contributions don’t “stick” and have to be re-entered. The only other real complaint is I can’t figure out how to get a DPA program entered correctly, so I have to work around those.

Big fan of the LOS and the support team behind it.

Production Manager

It's downright PHENOMENAL!!! One of the best business decisions we have ever made.

I liked that lending pad was very easy to use.

I like their Free POS function and their new scenario builder.

I do like that it integrates with Loanzify as well.

It’s really a great product adding new features constantly without downtime also it works on any platform including Mac.

Once you know how to navigate, everything will be fine. Customer Service respond fast.

I honestly do not have any, I tried to get a refund but they do not stand behind their product and service.

LendingPad screenshot: The analytics dashboard provides reports on key performance indicators and loan statistics

LendingPad screenshot: Users can originate and access loans from anywhere using the LendingPad platform

Freelancers

Large Enterprises

Mid Size Business

Small Business

The Alkami Platform provides financial institutions a complete digital banking solution to securely onboard, engage, & grow retail & business users for banks & credit unions. Clients set the pace of innovation with customized user experiences via our platform & extensive fintech partner ecosystem.


DigiFi is a cloud-based financial CRM software that helps businesses process loan applications, handle official documents, generate performance reports, and more.

Centrex is a cloud-based customer relationship management (CRM) software for the finance sector, which enables organizations to manage contacts, deals, team productivity, loan portfolio and email/text marketing campaigns on a centralized platform.

Cloud‑based mortgage loan origination system that streamlines digital workflows, compliance, and collaboration for lenders. 

Accounting

Activity Dashboard

Alerts/Notifications

Configurable Workflow

Customizable Reports

Digital Signature

Document Templates

Electronic Payments

Loan Servicing

Payment Collection

Rules-Based Workflow

Self Service Portal

Status Tracking

Task Management

MeridianLink Mortgage

Vice President

My experience with LQB has been nothing short than stellar. The support staff is super friendly and always answers the phone in a good mood.

Business Analyst II

My overall experience is that some days I love it and you can be amazed by some of the things we have been able to do.

VP Development & Support

Communication is outstanding. We even receive notices from LendingQB when other integration partners are having system issues.

Strategic Project Manager

We like that our voices are heard when we have suggestions on how to improve the software.

VP Systems & Training

Lack of business rules that can control auto firing of field.

Lack of developers with LQB experience out in the field.

Weak with compliance features. Lack of ability to customize.

Vice President, QC & Compliance

Although users are restricted based on their individual or role permissions, there is no warning alert or lock-out feature if more than one user is in the file at the same time.

MeridianLink Mortgage screenshot: PriceMyLoan® (PPE): Close mortgage loans faster with the industry’s most accurate, no-fee, cross-product pricing engine—natively built within our LOS.  

MeridianLink Mortgage screenshot: Mortgage® Access (POS): Deliver a faster, smoother application experience with our highly configurable POS, designed to simplify the borrower journey, accelerate submissions, and drive higher conversions.

MeridianLink Mortgage screenshot: Insight for Mortgage: Accelerate your business with our data intelligence solution, including actionable analytics and industry benchmarks to streamline operations, uncover ROI, and enhance borrower experiences without requiring deep technical resources.

LendingPad vs MeridianLink Mortgage Comparison (2026)

LendingPad

MeridianLink Mortgage

Overview

Video & Screenshots

Pricing

User reviews

Key features

Integrations

Alternatives