LendingPad vs nCino’s Mortgage Suite

Jungo

Floify

Calyx Point

Shape

Encompass

Snapdocs

Compare LendingPad and nCino’s Mortgage Suite based on features, pricing, verified reviews, integrations & more on GetApp. Find out which software is best for your business in 2026.

Calyx Point is a cloud-based loan servicing software designed to help businesses streamline the entire loan origination process, from managing mortgage underwriting to preparing documentation. It allows professionals to create templates for standardizing loan programs, borrower files, closing costs, and more.


Encompass is a cloud-based origination system designed to help lenders of all sizes manage the origination and closure of loans via a unified portal. The platform includes artificial intelligence (AI) technology, which enables lenders to automate the borrower management operations.

Shape is a cloud-based CRM, sales, & marketing automation software for businesses in industries such as legal, real estate, mortgage, finance, & education. Shape offers tools to manage & automate online marketing & promotions, capture and service leads from online sources, & more

LendingPad is an integrated, cloud loan origination system (LOS) for mortgage brokers, lenders, banks,. and credit unions.

Amortization Schedule

Audit Trail

Automated Decisioning/Underwriting

Client Database

Compliance Management

Contact Management

Credit Reporting

Customer Management

Document Management

Document Storage

Electronic Applications

Electronic Signature

Financial Analysis

For Borrowers

For Brokers

Government Loans

HUD Settlement Statements

Lead Management

Lender Search

Loan Management

Loan Origination

Loan Portfolio Management

Loan Processing

Marketing Automation

Mortgages

Multi-Branch

Multi-Company

Online Applications

Outsource Processing

Payment Tracking

Pipeline Management

Pre-Qualification

Pricing Management

Promissory Notes

Real-Time Reporting

Refinance Management

Residential Mortgages

Search/Filter

Third Party Loan Origination

Third-Party Integrations

Visual Presentation

Workflow Management

LendingPad

Android

Web-based

Windows

iPad

iPhone

Mortgage Broker

It has been a great experience, I highly recommend as it is a user friendly LOS with good features and the best customer service team.

Loan Officer

It is user friendly and good to work with a tool that is on your side.

Owner

I enjoy the integration and the ability of the software to grow with my business.

Operations Manager

I really have only used this software for mortgage processing so I don't have anything to really compare it too. I do like the way it is laid out and the colors make it more interesting to use.

owner

And because I asked, they cancelled my service and took my data and refused to give it back without an extra fee of over $1,000 to get my own data back, even thought i did not give permission.

Broker/ Owner

Really impressed with the product and the service.

Loan officer

I've been in the mortgage business since 1999. Lending Pad is the worst LOS I've worked in.

President

I like that it's easy to use, mobile-friendly and cost-effective.

Mortgage Loan Officer 

Often Seller contributions don’t “stick” and have to be re-entered. The only other real complaint is I can’t figure out how to get a DPA program entered correctly, so I have to work around those.

Big fan of the LOS and the support team behind it.

Production Manager

It's downright PHENOMENAL!!! One of the best business decisions we have ever made.

I liked that lending pad was very easy to use.

I like their Free POS function and their new scenario builder.

I do like that it integrates with Loanzify as well.

It’s really a great product adding new features constantly without downtime also it works on any platform including Mac.

Once you know how to navigate, everything will be fine. Customer Service respond fast.

I honestly do not have any, I tried to get a refund but they do not stand behind their product and service.

LendingPad screenshot: The analytics dashboard provides reports on key performance indicators and loan statistics

LendingPad screenshot: Users can originate and access loans from anywhere using the LendingPad platform

Freelancers

Large Enterprises

Mid Size Business

Small Business

Floify is a cloud-based loan origination solution and mortgage point of sale which helps mortgage professionals automate lending processes and improve communication between stakeholders. An online portal enables efficient collection and verification of documents, progress tracking, and more.

Jungo is a cloud-based mortgage and real estate CRM solution that allows users to automate repetitive tasks, enhance marketing efforts, and streamline communication with everyone from prospects, clients, referral partners, and colleagues.

Snapdocs is an eClosing provider, automating the mortgage closing process by offering eClosing, eVault, and Notary Scheduling solutions.

Award-winning developer of mobile-first technology for modern mortgage lenders. As a leading homeownership platform, SimpleNexus unites the people, systems, and stages of the mortgage process into an end-to-end solution that spans engagement, origination, closing, and business intelligence.

Alerts/Notifications

Client Portal

Communication Management

Configurable Workflow

Customizable Branding

Customizable Templates

Digital Signature

Reporting & Statistics

Secure Data Storage

Status Tracking

Task Management

Template Management

nCino’s Mortgage Suite

Marketing Manager

The Encompass integration is very tight, solid performance. Overall very happy with this platform.

Senior Mortgage Planner

Ease of use - especially from my mobile devices. Being able to text to share is excellent.

The calcultator that can help a client find out their future mortgage payment with a few choices. I also loved the fact that it connected directly to my pricer and I was able to check rates, live.

Sr. Mortgage Loan Officer

Ease of use, integration are fantastic and has many options.

I am often out of the office and having an efficient tool that I can quickly text to prospects and to referral partners is invaluable. Technology that frees me from sitting at my desk is great.

It helps me be more productive and is extremely useful in my daily business. It gives prospective clients immediate access to start the process even when I am not in a position to take a 1003.

VP and General Counsel

Accessing the program is difficult if you forgot your PW. No simple password reminder or reset.

Sr. LO

Ease of use both on PC and cell phone. Very good compatability.

System admin

The support is incredible. Anytime I or my customers need help, the support staff is available and helpful.

We are thoroughly pleased with it's performance and the technical/customer service team behind it.

First Vice President

I have been a bit disappointed with the support process when our admin has questions. The response time has been tested at times.

The difficult portion for me as a new builder lender, was the pre-approval letter. It was very hard to customize.

Managing Member

The options for our clients to use their preference of smartphone or PC is great as some will only use one or another.

Loan Officer Assistant/Mortgage Advisor

I really like that borrowers can simply upload there information straight into the system which can be downloaded right away. It makes things so much easier.

I've had an overall great experience. Clients are able to easily apply online and upload documents directly to me all with the use of their phone.

Marketing Director

They also like the Point of Sale features, such as preapproval letters, credit, and pricing that they can use on the go.

Senior Loan Officer

This cuts down on time from both our end and the customer's end. We have seen a 20% quicker closing time than mortgage applications submitted via other methods.

Vice President Mason Inverstments, LLC

The simple format of tasks to complete as opposed to completed tasks is so easy to maneuver.

nCino’s Mortgage Suite screenshot: A single log-in experience for your borrowers from loan application to closing.

nCino’s Mortgage Suite screenshot: Grow referral network and collaborate with partners throughout the mortgage transaction.

nCino’s Mortgage Suite screenshot: Mobile signing convenience and flexible support for multiple closing scenarios: traditional, hybrid + eNote, RON, full digital closing.

nCino’s Mortgage Suite screenshot: With intuitive dashboards, instant pipeline and performance data views, loan-level drill-downs, scorecards, and more, our Mortgage Analytics product helps financial institutions deploy a unified data strategy to increase productivity and efficiency.

nCino’s Mortgage Suite screenshot: Enhances mortgage compensation workflows, eliminating reliance on chaotic email chains or manual payroll spreadsheets in favor of automated accuracy, transparency, flexibility, and efficiency.

LendingPad vs nCino’s Mortgage Suite Comparison (2026)

LendingPad

nCino’s Mortgage Suite

Overview

Video & Screenshots

Pricing

User reviews

Key features

Integrations

Alternatives