Lucinity - 2026 Pricing, Features, Reviews & Alternatives

Lucinity is a SaaS anti-money laundering (AML) software platform and compliance hub, on a mission to Make Money Good by solving productivity and efficiency issues in compliance. Lucinity solves alert fatigue and scaling issues for financial institutions through augmented intelligence that combines purpose-built AI with human insights and expertise.

By leveraging explainable AI, the software boosts compliance productivity as the system learns from every interaction and continues to improve indefinitely. Lucinity also reduces false positives and saves time with a human-centered user interface and workflows designed for efficiency. The software’s purpose-built compliance interface and visualizations put users first to create scalable, streamlined, and cost-effective compliance.

Lucinity specializes in four key AML areas with its core product modules: Transaction Monitoring, Case Manager, Actor Intelligence, and SAR Manager. These cover end-to-end workflows, from establishing and maintaining risk assessment to monitoring, investigating, and filing suspicious activity. Through the SaaS delivery model, Lucinity is continuously updating its solution to extend features and ensure compliance with the latest regulations without disrupting operations.

Transaction Monitoring

Lucinity’s Transaction Monitoring detects potentially suspicious behavior and transactions. Cases related to suspicious activity are generated automatically based on the advanced behavior detection engine, built on the Lucinity Knowledge Graph. This Knowledge Graph uses data science to map regulatory requirements to mathematical models. Continuous detection and network insights compare the customer’s actions to past behavior and peer group activity, relieving the compliance team from tedious and repetitive work. The behavior detection engine is transparent and explainable, with every observation easily explainable and traceable to the relevant regulation through the Knowledge Graph.

Case Manager

FinCrime analysts spend up to 80% of their time collecting and making sense of data, leaving little time to make decisions. Lucinity’s solution brings together multiple systems in a single-pane-of-glass user interface, delivering data processed by artificial intelligence, and thus allowing users to make complex decisions without perpetual context switching. Information is displayed in an intuitive and easily understood manner, creating compliance narratives suited for human insight. Narratives based on transaction activity, network connections, and peer-group comparisons, are collected into the configurable Case Management tool. Analysts can quickly and efficiently investigate cases using understandable and actionable information, and improve their productivity through storytelling, flexible workflows, and contextualized visualizations.

Actor Intelligence

Lucinity’s Actor Intelligence product provides compliance teams with a holistic view of their customers based on comprehensive, behavior-based data analysis. Actor Intelligence enables ongoing, dynamic risk rating as risk scores are automatically and continuously updated based on a customer’s actual behavior. Compliance teams no longer need to rely solely on static and self-reported KYC to determine their customers’ compliance risk. Lucinity brings together KYC and CDD risk scores at onboarding and overlays these crucial data points with transactional behaviors and product utilizations, allowing compliance teams to understand the risk that an individual or legal entity poses to their institution at any given time.

SAR Manager

Suspicious Activity Reports (SARs) are the key performance indicator for AML compliance. Filing SARs is understood to be error-prone and tedious, involving lengthy manual data entry, XML manipulation, and manual submission. Smart and flexible automation and straight-through filing to regulators can reduce the time spent submitting a report from 4 hours to one hour.