App comparison
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NMI Payment Gateway
Freedom to Build, Brand, and Scale Payments
NMI Payment Gateway Alternatives & Competitors (2026)
Top 7 free alternatives

Zoho Invoice
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Online invoicing tool for freelancers and SMBs.


Value for money
Starting price
Functionality
Reporting & Statistics
5/5
Customizable Branding
5/5
Project Time Tracking
5/5
Top Features
Debit/Credit Card Processing
N/A
Self Service Portal
N/A
API
N/A

Clio
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Cloud-based legal practice management tool for law firms.


Value for money
Starting price
Functionality
Receipt Management
5/5
Archiving & Retention
5/5
Version Control
5/5
Top Features
Payment Gateway Integration
N/A
PCI Compliance
N/A
In-Person Payments
N/A

Stripe
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Online payment processing for internet businesses


Value for money
No pricing info
Starting price
Functionality
Reminders
5/5
Reporting & Statistics
4.8/5
Transaction History
4.7/5
Top Features
Digital Wallet Payments
N/A
Point of Sale (POS) Integration
N/A
Customizable Branding
N/A

ZarMoney
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Cloud-based accounting solution for businesses of all sizes


Value for money
Starting price
Functionality
Real-Time Data
5/5
Partial Payments
5/5
Dashboard
5/5
Top Features
Digital Wallet Payments
N/A
Debit/Credit Card Processing
N/A
Transaction Monitoring
N/A

SumUp
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
POS and payments processing software


Value for money
Starting price
Functionality
Promotions Management
5/5
Billing & Invoicing
5/5
Restaurant POS
5/5
Top Features
Multi-Currency
N/A
PCI Compliance
N/A
Digital Wallet Payments
N/A

ChargeOver
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Subscription Billing for SMBs


Value for money
Starting price
Functionality
Recurring Invoicing
5/5
Reporting/Analytics
5/5
Refund Management
5/5
Top Features
In-Person Payments
N/A
Payment Fraud Prevention
N/A
Digital Wallet Payments
N/A


Value for money
No pricing info
Starting price
Functionality
Online Payments
4.8/5
Reporting/Analytics
4.8/5
Mobile Payments
4.8/5
Top Features
Payment Gateway Integration
N/A
Activity Dashboard
N/A
Point of Sale (POS) Integration
N/A


Value for money
No pricing info
Starting price
Functionality
Stock Tracking
4.7/5
Investment Management
4.7/5
Tax Management
4.7/5
Top Features
Payment Fraud Prevention
N/A
Activity Dashboard
N/A
PCI Compliance
N/A


Value for money
Starting price
Functionality
Payment Fraud Prevention
5/5
Payment Processing
5/5
Mobile Access
5/5
Top Features
Digital Wallet Payments
N/A
Data Security
N/A
Transaction Monitoring
N/A


Value for money
Starting price
Functionality
Multiple Payment Options
5/5
Customer Database
5/5
Payment Processing
4.8/5
Top Features
PCI Compliance
N/A
Alerts/Notifications
N/A
Recurring/Subscription Billing
N/A


Value for money
Starting price
Functionality
Chart of Accounts
5/5
Receivables Ledger
5/5
Payment Tracking
5/5
Top Features
Digital Wallet Payments
N/A
Self Service Portal
N/A
Debit/Credit Card Processing
N/A


Value for money
No pricing info
Starting price
Functionality
Payment Gateway Integration
5/5
Contact Database
5/5
Property Database
5/5
Top Features
Digital Wallet Payments
N/A
Debit/Credit Card Processing
N/A
Multiple Payment Options
N/A


Value for money
Starting price
Functionality
Transaction Monitoring
5/5
PCI Compliance
5/5
Payment Fraud Prevention
5/5
Top Features
Point of Sale (POS) Integration
N/A
Payment Links
N/A
Digital Wallet Payments
N/A


Value for money
Starting price
Functionality
Electronic Payments
5/5
Ordering Automation
5/5
Customizable Fields
5/5
Top Features
Multiple Payment Options
N/A
Payment Gateway Integration
N/A
Multi-Currency
N/A


Value for money
Starting price
Functionality
Recurring/Subscription Billing
5/5
Reporting/Analytics
4.3/5
Data Security
3.4/5
Top Features
Billing & Invoicing
N/A
Alerts/Notifications
N/A
Transaction Monitoring
N/A


Value for money
Starting price
Functionality
Data Import/Export
5/5
Bank Reconciliation
5/5
Financial Reporting
4.5/5
Top Features
Digital Wallet Payments
N/A
Recurring/Subscription Billing
N/A
Debit/Credit Card Processing
N/A


Value for money
Starting price
Functionality
Contact Database
N/A
Billing Portal
N/A
Online Invoicing
N/A
Top Features
Point of Sale (POS) Integration
N/A
Multi-Currency
N/A
Activity Dashboard
N/A


Value for money
Starting price
Functionality
Recurring/Subscription Billing
5/5
HIPAA Compliant
5/5
Reminders
5/5
Top Features
Customizable Branding
N/A
API
N/A
Transaction Monitoring
N/A


Value for money
Starting price
Functionality
Billing & Invoicing
5/5
Reporting/Analytics
5/5
Multiple Payment Options
5/5
Top Features
Data Security
N/A
Customizable Branding
N/A
Mobile Payments
N/A


Value for money
Starting price
Functionality
Workflow Management
N/A
Real-Time Reporting
N/A
Real-Time Analytics
N/A
Top Features
Transaction Monitoring
N/A
Payment Fraud Prevention
N/A
Billing & Invoicing
N/A
