Plaid vs CreditOnline

Spreadsheet Server

Longview Tax

DigiFi

AccessPay Platform

IDL Konsis

Alkami Platform

Compare Plaid and CreditOnline based on features, pricing, verified reviews, integrations & more on GetApp. Find out which software is best for your business in 2026.

Longview Tax is a corporate tax management solution that provides businesses with tools for managing tax strategies, collecting data, provisioning, and reporting on taxes. The cloud-based platform also offers tools for tax planning and helps businesses create data-driven strategies.

IDL Konsis is a cloud-based account management tool. It enables firms to streamline financial consolidation, disclosure, reporting, and analysis. Key attributes include automated currency conversions, goodwill amortization, deferred taxes calculations, matrix consolidations, and deconsolidation.

Connect 140+ ERPs to Excel. Real-time financial reports using formulas you know. AI help built-in. Drill to details. Zero IT needed.

Plaid is a technology platform which allows users to create connections between applications and bank accounts to authenticate accounts, check balances in real time, verify identities, validate income, pull transaction data, and verify borrower assets

Access Management

ACH Payment Processing

Activity Monitoring

Address Validation

Age Verification

AML Compliance

Anomaly Detection

Applicant Tracking

Audit Management

Authentication

Auto Loans

Automated Decisioning/Underwriting

Automatic Funds Distribution

Background Screening

Bank Reconciliation

Behavior Tracking

Behavioral Analytics

Billing & Invoicing

Biometrics

Borrower Management

Budgeting/Forecasting

Business Loans

Candidate Profiles

Cash Flow Management

Cash Management

Check Fraud Detection

Claims Management

Claims Scrubbing

Client Management

Commercial Properties

Compliance Management

Compliance Tracking

Consent Management

Contact Database

Core Banking

Credit Card Processing

Credit Check

Credit Reporting

Credit Risk Management

Criminal History Verification

Cryptocurrency Processing

Custom Fraud Rules

Customer Data Management

Customer Experience Management

Customizable Templates

Dashboard

Data Import/Export

Data Management

Data Security

Data Synchronization

Data Verification

Debt Management

Digital Asset Management

Direct Deposit

Document Management

Duplicate Detection

Electronic Funds Transfer

Electronic Payments

Enterprise Risk Management

Expense Tracking

Financial Analysis

Financial Management

Financial Reporting

Financial Risk Reporting

For Banking

For eCommerce

For Insurance Industry

Fraud Detection

Geolocation

Graphical User Interface

Identity Verification

Income & Balance Sheet

Instant Check

Insurance Eligibility Verification

Integrated Development Environment

Internal Fraud Monitoring

Investment Management

Investments Tracking

KYC Compliance

Lending Management

Lifecycle Management

Liveness Detection

Loan Management

Loan Origination

Loan Portfolio Management

Loan Processing

Loan Servicing

Maintenance Management

Mobile Access

Mobile Card Reader

Mobile Payments

Monitoring

Mortgages

Multi-Factor Authentication

Multiple Authentication Methods

Multiple Payment Options

Onboarding

Online Applications

Plaid

Android

Web-based

iPad

iPhone

Everyday Use!

Kinda sucks that some Online Banking Apps with prepaid cards (Dave, CashApp/Sutton, PayPal, etc..) is unable to use Plaid’s services.

Administrator

This has been such an easy set up and is very useful to link together different apps to one simple payment processor. Utilizing the payment process has been very helpful in integration.

Business office manager

My experience was absolutely amazing. It was so easy, convenient, and quite simple.

Owner

Plaid helps you login with having to enter all your bank information like by your phone number or email. I personally think it’s very easy to use and really convenient.

Intern

I like that it’s a secure website for you banking and to login to your account.

Software Developer II

More recently I had a chance to integrate a large-scale software with Plaid for fraud detection and onboarding, and it was a very pleasant experience, with modern APIs and good support.

During the sales phase, Plaid makes all kinds of promises to the functionality and their willingness to work with you.

Product Designer

The overall experience with Plaid is pretty good.

Dispatcher

Easy to move money and refunding is made easy. Not much on the banking side, but pretty easy to use.

Web Developer

Sometimes it takes months to remedy a problem. By the time a user's issue is rectified, they may have given up and terminated their accounts.

They are a consistent problem if you don't bank at a large bank.

Partner + Creative Director

I love the interface of a pop-up window that allows the user to log in to their online banking, select the account, and use that to complete an online payment.

If your financial tools mention that you connect your bank with "Plaid," but you have not done so because you are unsure what is all involved, have no fear.

It was extremely easy to use. Even in the beginning, it was easy to navigate.

Scientist I

Ive used Plaid a bunch of times to link my bank account to different apps like budgeting tools, investing platforms. Most of the time, it works smoothly.

Deli associate

I like how it recognizes the different needs & requirements each individual financial group/bank expects. Some simply need login information while others demand more details.

Senior Accountant 

Overall, I have had an excellent experience with Plaid. I had to contact customer service just 1x and I was able to get a human quickly.

Each issue we initiate with Plaid's support staff receives prompt attention, and they take the time to clarify faults and provide solutions.

Plaid screenshot: Verify bank account income with Plaid's Income product

Plaid screenshot: Verify user identity with Plaid's IDV product

Plaid screenshot: Enable users to instantly connect their bank accounts via Plaid Link

Plaid screenshot: Get an in-depth snapshot of a user's finances with Plaid's Assets product

Plaid screenshot: Create accurate and custom transaction risk assessments with Plaid's Signal product

Freelancers

Large Enterprises

Mid Size Business

Small Business

The Alkami Platform provides financial institutions a complete digital banking solution to securely onboard, engage, & grow retail & business users for banks & credit unions. Clients set the pace of innovation with customized user experiences via our platform & extensive fintech partner ecosystem.


DigiFi is a cloud-based financial CRM software that helps businesses process loan applications, handle official documents, generate performance reports, and more.

AccessPay is leading the way in driving digital transformation within finance and treasury teams, by modernising processes across banking operations, minimising the risk of fraud and error, enhancing efficiency and optimising cash visibility.

CREDITONLINE is a cloud-based solution, which helps lending businesses manage the entire lifecycle of loan origination and servicing based on various marketing requirements. Using multiple lending models, it lets users automate business processes to provide P2P and secured/unsecured loans.

Accounting

Alerts/Notifications

Amortization Schedule

Audit Trail

Collateral Tracking

Construction Loans

Customer Database

Customer Management

Customizable Reports

Electronic Signature

Investor Management

Multi-Company

Payment Collection

Pricing Management

Reporting & Statistics

Student Loans

Third-Party Integrations

Workflow Management

CreditOnline

Linux

Windows

man Friday

A very comprehensive product for credit management, in which you can set almost everything that is needed in this line of business. I would highlight the availability and willingness of support.

IT manager

Creditonline’s main attribute was integrity – it allowed our company to go into the market quickly and the solution offered by them was appropriate.

Chief Operations Officer

Powerful tool for daily use. Great design and features.

Report module is very weak, you can not construct reports that you need manually and need to program them.

Creditonline’s team has been great to work with.

Functionality  and easy to use, good value for money.

Aditional programming , sometimes tikes time to explain problem.

Director

We are thankful to the employees of UAB EGROUP EU for the constant development of the software, the creation of new modules and rapid responses to any needs and suggestions.

The advantage is certainly the very high level of automation of the entire loan management process and the consequent saving of human resources. The description of the API is very well done.

This software impproved a lot the management of our loans portfolio, I guess the only downside, if we can call it a downside, is the learning curve of our agents.

High-level programmers create unbelievable electronic business platforms. An appropriate pricing system and business module encourages us, the client, to look for new markets.

The complexity of the system can also be perceived as a certain disadvantage, mainly due to the need to initially "set everything up.

CreditOnline screenshot: Front-End

CreditOnline screenshot: Back-end

Plaid vs CreditOnline Comparison (2026)

Plaid vs CreditOnline Comparison (2026)

Plaid

CreditOnline

Overview

Video & Screenshots

Pricing

User reviews

Key features

Integrations

Alternatives