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Plaid Pricing, Features, Reviews and Alternatives
Plaid product overview
What is Plaid?
Plaid is a technology platform which enables connection between applications and users’ bank accounts for account authentication, real-time balance checks, identity verification, income validation, asset verification, and more. Thousands of US and Canadian financial institutions are supported, as are business and consumer bank accounts.
Key benefits of using Plaid
Typical customers
Platforms supported
Support options
Training options
Plaid pricing information
Value for money
4.9
/5
19
Starting from
No pricing info
Value for money contenders
Plaid features
Functionality
4.4
/5
19
Total features
47
9 categories
Functionality contenders
Plaid users reviews
Overall Rating
4.5
/5
19
Positive reviews
- Value for money
- Ease of use
- Features
- Customer support
- Likelihood to recommend8.72/10
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14
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Anonymous Reviewer
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Anonymous Reviewer
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Erin C.
DR
DJ R.
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Anonymous Reviewer
DB
Dakari B.
Overall rating contenders
Kerby R.
Verified reviewer
Food & Beverages, 1-10 employees
Used daily for 1-2 years
Review source
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Great i love this product.
Very fast and very accurate. Saves a lot of time verifying bank accounts.
I really wish they had an app. So when you're out of the office you can still check.
David V.
Verified reviewer
Financial Services, 11-50 employees
Used weekly for 1-2 years
Review source
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We use Plaid to check bank balances and to accept ACH payments. It works great for both purposes. Be aware that some financial platforms (banks) are hostile to Plaid (to the extent of suing Plaid) and have sporadic availability. Some platforms have an arrangement with Plaid that requires you to complete additional documentation steps, like sharing your security policies and business information. Presumably, you get more reliable integration in exchange. For our use case, the cost of Plaid is trivial, but to accept ACH payments, Plaid integrates with Stripe, which does charge a fee for the actual payment. Bottom line, no other service can offer what Plaid can, so if you want your customers to connect to their financial institution to your product, Plaid is your only option.
Plaid is relatively easy to setup and use. The API documentation is great and API credential setup is easy. The SDK supports all common platforms, and rich code samples are provided.
Getting approved for production access was a paid. The support team ignored requests. We had to create a second account, which was finally approved. Why this was needed is a mystery. Plaid will push an expensive monthly plan, but it's not needed for sporadic access.
Tiffany M.
Verified reviewer
Computer Software, self-employed
Used daily for 6-12 months
Review source
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Instantly connects banks, is used for most platforms
malfunctions sometimes, doesn't allow manual input of routing/account numbers
Carly N.
Computer Software, 1,001-5,000 employees
Used daily for 1-2 years
Review source
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This has been a lifesaver! An incredibly easy way for my team to verify bank accounts without having to have a voided check on file. Easy for our customers, easy for our team! Win win!
Sometimes the Account Owner name would get logged incorrectly as just the type of account, instead of the person's or business name.
Erin C.
Verified reviewer
Hospitality, self-employed
Used daily for 2+ years
Review source
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I so love the Plaid software it makes it so easy to login directly to your online banking account. It has several online banking services listed to enter any of your accounts. Makes it so you dont have to always enter your card number and information makes it feel a little more secure.
There is not absolutely one negative down fall to this software. I applaud the creator of this software.
Plaid FAQs and common questions
Q. What type of pricing plans does Plaid offer?
Plaid has the following pricing plans:
Pricing model: Free, Subscription
Q. Who are the typical users of Plaid?
Plaid has the following typical customers:
Large Enterprises, Mid Size Business, Small Business
Q. What languages does Plaid support?
Plaid supports the following languages:
English
Q. Does Plaid support mobile devices?
Plaid supports the following devices:
Android, iPad, iPhone
Q. Does Plaid offer an API?
Yes, Plaid has an API available for use.
Q. What other apps does Plaid integrate with?
Plaid integrates with the following applications:
SoftLedger, ForwardAI, Floify, PayHOA, Rentec Direct, LendFoundry, Flatly, OneHash, Patriot Accounting, Beaver , MeridianLink Opening, Unqork, Dwolla, GiveForms, Blend, Landlord Studio , ExpensePoint
Q. What level of support does Plaid offer?
Plaid offers the following support options:
Email/Help Desk, FAQs/Forum, Knowledge Base, Chat
Common Plaid comparisons
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