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Plastiq Logo

PCI-compliant payment processing platform

Last updated: March 2026

Plastiq Alternatives & Competitors (2026)

Top 3 free alternatives

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Devices supported


User rating


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Integrated with


Industry


Company size


QuickBooks Online logo

Accounting and business management software

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logo
QuickBooks Online
logo
Plastiq

0.4

4.2

Value for money

3.8
38
flat rate/per month

Starting price

Empty state illustration for "No pricing info"

No pricing info

4.3

Functionality

4.3

401(k) Tracking

5/5

ACH Payment Processing

4.8/5

1099 Preparation

4.8/5

Top Features

Check Writing

5/5

Accounting Integration

4.7/5

Approval Process Control

4.6/5

Stampli logo

Stress-free finance operations

learn more
logo
Stampli
logo
Plastiq

0.8

4.6

Value for money

3.8
Empty state illustration for "No pricing info"

No pricing info

Starting price

Empty state illustration for "No pricing info"

No pricing info

0.4

4.7

Functionality

4.3

Activity Dashboard

5/5

Access Controls/Permissions

4.7/5

Accounting

4.7/5

Top Features

Check Writing

5/5

Accounting Integration

4.7/5

Approval Process Control

4.6/5

Xero logo

Cloud-based accounting software for small businesses

learn more
logo
Xero
logo
Plastiq

0.5

4.3

Value for money

3.8
25
flat rate/per month

Starting price

Empty state illustration for "No pricing info"

No pricing info

4.3

Functionality

4.3

401(k) Tracking

4.8/5

Accounting

4.6/5

Activity Dashboard

4.5/5

Top Features

Check Writing

5/5

Accounting Integration

4.7/5

Approval Process Control

4.6/5

QuickBooks Enterprise logo

Enterprise accounting, FSM and inventory management solution

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logo
QuickBooks Enterprise
logo
Plastiq

0.5

4.3

Value for money

3.8
2210
flat rate/per year

Starting price

Empty state illustration for "No pricing info"

No pricing info

0.1

4.4

Functionality

4.3

Activity Tracking

4.6/5

Accounts Receivable

4.6/5

Accounts Payable

4.6/5

Top Features

Check Writing

5/5

Accounting Integration

4.7/5

Approval Process Control

4.6/5

QuickBooks Desktop logo

Comprehensive business management solution

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logo
QuickBooks Desktop
logo
Plastiq

0.4

4.2

Value for money

3.8
1069.2
flat rate/per year

Starting price

Empty state illustration for "No pricing info"

No pricing info

4.3

Functionality

4.3

Accounting

5/5

Chart of Accounts

5/5

Credit Card Processing

5/5

Top Features

Check Writing

5/5

Accounting Integration

4.7/5

Approval Process Control

4.6/5

NetSuite logo

AI-powered cloud-based business management suite

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logo
NetSuite
logo
Plastiq

0.1

3.9

Value for money

3.8
Empty state illustration for "No pricing info"

No pricing info

Starting price

Empty state illustration for "No pricing info"

No pricing info

0.1

4.2

Functionality

4.3

Accounting Integration

4.7/5

Accounts Payable

4.5/5

Activity Tracking

4.4/5

Top Features

Check Writing

5/5

Accounting Integration

4.7/5

Approval Process Control

4.6/5

Melio logo

Accounts payable platform for businesses of all sizes

learn more
logo
Melio
logo
Plastiq

0.5

4.3

Value for money

3.8
25
per user/per month

Starting price

Empty state illustration for "No pricing info"

No pricing info

0.2

4.1

Functionality

4.3

Approval Workflow

5/5

Accounts Receivable

4.7/5

Accounts Payable

4.6/5

Top Features

Check Writing

5/5

Accounting Integration

4.7/5

Approval Process Control

4.6/5

FreshBooks logo

Invoice and accounting software tailored to small businesses

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logo
FreshBooks
logo
Plastiq

0.5

4.3

Value for money

3.8
21
flat rate/per month

Starting price

Empty state illustration for "No pricing info"

No pricing info

4.3

Functionality

4.3

Alerts/Notifications

5/5

Attendance Tracking

4.6/5

Accounting

4.5/5

Top Features

Check Writing

5/5

Accounting Integration

4.7/5

Approval Process Control

4.6/5

Sage Intacct logo

Best-in-class Cloud ERP for Finance

learn more
logo
Sage Intacct
logo
Plastiq

0.2

4.0

Value for money

3.8
Empty state illustration for "No pricing info"

No pricing info

Starting price

Empty state illustration for "No pricing info"

No pricing info

0.1

4.2

Functionality

4.3

Activity Tracking

5/5

Accounting

4.6/5

Activity Dashboard

4.6/5

Top Features

Check Writing

5/5

Accounting Integration

4.7/5

Approval Process Control

4.6/5

BILL Accounts Payable & Receivable logo

BILL, a leader in financial automation software for SMBs

learn more
logo
BILL Accounts Payable & Receivable
logo
Plastiq

0.1

3.9

Value for money

3.8
49
per user/per month

Starting price

Empty state illustration for "No pricing info"

No pricing info

0.2

4.1

Functionality

4.3

ACH Payment Processing

4.5/5

Access Controls/Permissions

4.5/5

Accounts Receivable

4.2/5

Top Features

Check Writing

5/5

Accounting Integration

4.7/5

Approval Process Control

4.6/5

SAP Concur logo

Travel, expense and invoice, automated and in control

learn more
logo
SAP Concur
logo
Plastiq

0.3

4.1

Value for money

3.8
Empty state illustration for "No pricing info"

No pricing info

Starting price

Empty state illustration for "No pricing info"

No pricing info

0.1

4.2

Functionality

4.3

Accounting

5/5

ACH Payment Processing

5/5

Aging Tracking

5/5

Top Features

Check Writing

5/5

Accounting Integration

4.7/5

Approval Process Control

4.6/5

Zoho Books logo

Online accounting software for businesses of all sizes

learn more
logo
Zoho Books
logo
Plastiq

0.6

4.4

Value for money

3.8
20
/per month

Starting price

Empty state illustration for "No pricing info"

No pricing info

4.3

Functionality

4.3

Approval Process Control

4.9/5

Billable & Non-Billable Hours

4.8/5

Accounting

4.5/5

Top Features

Check Writing

5/5

Accounting Integration

4.7/5

Approval Process Control

4.6/5

Online Check Writer logo

Software for managing payments and accounting operations

learn more
logo
Online Check Writer
logo
Plastiq

0.6

4.4

Value for money

3.8
30
flat rate/per month

Starting price

Empty state illustration for "No pricing info"

No pricing info

0.2

4.5

Functionality

4.3

ACH Payment Processing

5/5

Accounts Payable

4.9/5

Accounts Receivable

4.4/5

Top Features

Check Writing

5/5

Accounting Integration

4.7/5

Approval Process Control

4.6/5

TallyPrime logo

Solution for managing accounting and financial operations

learn more
logo
TallyPrime
logo
Plastiq

0.4

4.2

Value for money

3.8
99
flat rate

Starting price

Empty state illustration for "No pricing info"

No pricing info

4.3

Functionality

4.3

Activity Dashboard

5/5

API

5/5

Accounting

4.9/5

Top Features

Check Writing

5/5

Accounting Integration

4.7/5

Approval Process Control

4.6/5

Yooz logo

AI-powered accounts payable automation platform

learn more
logo
Yooz
logo
Plastiq

0.5

4.3

Value for money

3.8
199
/per month

Starting price

Empty state illustration for "No pricing info"

No pricing info

4.3

Functionality

4.3

Accounts Payable

4.6/5

Approval Process Control

4.4/5

Activity Dashboard

4.3/5

Top Features

Check Writing

5/5

Accounting Integration

4.7/5

Approval Process Control

4.6/5

Sage 50 Accounting logo

Cloud-based accounting tool for small and midsized business

learn more
logo
Sage 50 Accounting
logo
Plastiq

0.3

3.5

Value for money

3.8
124.42
flat rate/per month

Starting price

Empty state illustration for "No pricing info"

No pricing info

0.6

3.7

Functionality

4.3

Accounting

4.5/5

Access Controls/Permissions

4.5/5

Bank Reconciliation

4.1/5

Top Features

Check Writing

5/5

Accounting Integration

4.7/5

Approval Process Control

4.6/5

Multiview ERP logo

Enterprise resource planning (ERP) solution

learn more
logo
Multiview ERP
logo
Plastiq

0.4

4.2

Value for money

3.8
Empty state illustration for "No pricing info"

No pricing info

Starting price

Empty state illustration for "No pricing info"

No pricing info

4.3

Functionality

4.3

Accounts Receivable

5/5

Approval Process Control

4.7/5

API

4.7/5

Top Features

Check Writing

5/5

Accounting Integration

4.7/5

Approval Process Control

4.6/5

Sage Accounting logo

Accounting software for small businesses

learn more
logo
Sage Accounting
logo
Plastiq

0.1

3.9

Value for money

3.8
20
flat rate/per month

Starting price

Empty state illustration for "No pricing info"

No pricing info

0.3

4.0

Functionality

4.3

ACH Payment Processing

5/5

Accounting

4.4/5

Accounts Receivable

4.4/5

Top Features

Check Writing

5/5

Accounting Integration

4.7/5

Approval Process Control

4.6/5

Plooto logo

Accounts payable and receivable software

learn more
logo
Plooto
logo
Plastiq

0.4

4.2

Value for money

3.8
9
flat rate/per month

Starting price

Empty state illustration for "No pricing info"

No pricing info

0.1

4.2

Functionality

4.3

Accounting Integration

5/5

Alerts/Notifications

5/5

Accounting

4.8/5

Top Features

Check Writing

5/5

Accounting Integration

4.7/5

Approval Process Control

4.6/5

AvidXchange logo

Automated AP for mid-market businesses

learn more
logo
AvidXchange
logo
Plastiq

0.5

4.3

Value for money

3.8
Empty state illustration for "No pricing info"

No pricing info

Starting price

Empty state illustration for "No pricing info"

No pricing info

0.1

4.4

Functionality

4.3

Accounting Integration

4.7/5

Approval Process Control

4.7/5

Accounts Receivable

4.7/5

Top Features

Check Writing

5/5

Accounting Integration

4.7/5

Approval Process Control

4.6/5