Razorpay vs Cashfree

PayPal

Stripe

Google Pay

PayPal Checkout

PayU

Compare Razorpay and Cashfree based on features, pricing, verified reviews, integrations & more on GetApp. Find out which software is best for your business in 2026.

PayU is a payment processing platform that enables global reach with local expertise through full payment methods coverage. PayU ensures the highest possible approval rates with the lowest fees and highest level of security  – with a single API connection.

Stripe is a comprehensive financial infrastructure platform that enables businesses to accept payments online and in person. It offers a suite of APIs for payment processing, subscription management, fraud prevention, and financial services integration, supporting over one hundred payment methods across multiple currencies. Stripe provides both developer-focused tools with extensive documentation and no-code solutions for businesses without technical staff.

Pi is an ML-driven decision-making engine that dynamically personalizes and manages risk for individual users throughout their lifecycle so that businesses can shoulder the burden of risk more easily and proactively pursue their growth strategies.

Razorpay is a cloud-based payment processing software designed to help midsize and large businesses manage finances through payment gateways, vendor payouts, and subscription options. It enables organizations to accept payments from customers through various methods and automate payouts to vendors and employees.

Benefits Management

Check Printing

Compensation Management

Compliance Management

Data Security

Debit/Credit Card Processing

Direct Deposit

Employee Database

Mobile Payments

Offboarding

Onboarding

Online Payments

Payment Links

Payroll Management

Payroll Reporting

Recurring/Subscription Billing

Reporting/Analytics

Self Service Portal

Tax Calculation

Tax Compliance

Third-Party Integrations

Razorpay

Android

Web-based

Windows

iPad

iPhone

Founder

I am too happy to have adopted RazorPay since the beginning of their journey. I am realy thrilled to see how fast they are growing and providing unbelievable solutions to all their clients.

Business Development Manager

The customer support of Razorpay is also great as they offer a dedicated relationship manager for every account which helps to sort out payment issues quickly.

Overall, we are happy with Razorpay. Their support is good and the payment interface is sleek.

Cofounder and CEO

Razorpay is super easy to setup: I tried to set up other software for collecting the payments on our website but Razorpay is more comfortable to set up and start using in a few clicks.

Director

Extremely rude customer support and unethical company. Do not use their payment integration services, as they don't offer refund of transaction fees on reversal.

Founder & CEO

Payments are instant and secure with Razorpay. Setup and website integration is super easy and instant also.

Senior Technical engineer

The product is very useful and easy to use. Even a shop vendor can easily access and make a good of that.

One of worst irresponsible team they have, no values for client.

The best thing about Razorpay is it allows many useful features and the commission fee is very low.

Project head

Customer service is pathetic, no one is there to guide merchants.

Even if there was any reason for rejection, they should have done it right in the start, and not after 1 year of usage and after more than a lakh was collected.

Manager - IT

Charges are high and customer support is poor.

Also they recenly launche their ThirdWatch integration to convcert COD payments into Online payments is a life saver. The most fun fact is that they have ZERO annual maintainence cost.

I checked with other startups within my incubators and other forums, all are frustrated with their service. They make it easy to subscribe to services and almost impossible to stop the subscription.

After using them for 1 year, they suddenly block the service on my live site stating that the partner banks have rejected the company.

Freelancer

Integrating Razorpay with my online store allowed me to process and settle payments without any problems - and it continues to work without any glitches.

Owner

There is tons of cons, here are few. Account activation will take at least a month, and documents will be asked randomly and no standard process will be followed.

Digital Marketing Manager

Expanding your online store reach outside India is a little bit difficult with Razorpay as it still lacks the feature of handling international payments.

Razorpay screenshot: Razorpay payment processing

Freelancers

Large Enterprises

Mid Size Business

Small Business

PayPal provides an end-to-end suite of tools that can integrate with a business's existing systems and service providers. Its network of shoppers and businesses provides AI-driven data insights to help businesses reach new customers and drive results.

Google Pay is a mobile payment platform that allows users to make online payments, in-app purchases, and send money to others. It is available on Android devices, iPhones, and other mobile devices such as Chromebooks and tablets.

PayPal Checkout is a payment checkout platform that enables retailers to process payments via various payment modes.

Cashfree Payments is a cloud-based banking platform, which enables businesses in the Indian market to collect payments via a gateway, send payouts, and manage international payments. Users can collect payments across multiple channels, automate recurring payments, and reduce subscription churn.

ACH Payment Processing

Activity Dashboard

Data Import/Export

Multi-Currency

Multiple Payment Options

Partial Payments

Payment Fraud Prevention

Payment Gateway Integration

PCI Compliance

Real-Time Data

Search/Filter

Transaction Monitoring

Cashfree

Engineer trainee

Cashfree is one of the best payment gateway supports multiple payment methods like debit card, credit card, internet Banking, upi payments etc. Clean user interface helps to make payments easily.

Co-founder

Overall, the experience after on-boarding has been wonderful. While we have not had to reach out to the account manager often, we have gotten the required support when we did.

Entrepreneur

Customer service is fantastic - the ease of communication with the team is great.

Partner

The ease of use and a clean interface is excellent. It has been a no hassle experience so far which every business owner would want.

Software Developer

I like the checkout ways most in this software which are highly customizable according to your website like your seamless checkout version.

Security Analyst

I like the seamless integration with online marketplaces like woocommerce.

Mobile application Developer 

Easy to use and it's user friendly and now am happy to use in native applications.

Editor 

Cashfree I recommend it because accounts are protected and secure holding of funds.

Fraud detection puts genuine transactions in suspicious category.

Co-Founder

Over-all experience is very positive and I will surely recommend my friends and colleagues about it.

Full Stack Web Developer

We never had an issue using Cashfree. Easy to integrate, and affordable pricing, I would say best payment Gateway for India.

Tutor

Overall an amazing product and solves the purpose very well.

Accounting Manager

I like that with this integration I can collect all money in one place (domestic and International) and send it to any kind of accounts.

Wost experience, managers & even head menagers are fraud.

Cost is really high when compared with other payment gateways. Especially the verification suite which literally killed the entire money of us.

Director 

Missing the emi option, no cost emi also missing.

It makes a merchant's job easier to receive payments. The process to integrate is relatively easy and well documented and I found it better than other payment gateways.

Razorpay vs Cashfree Comparison (2026)

Razorpay

Cashfree

Overview

Video & Screenshots

Pricing

User reviews

Key features

Integrations

Alternatives