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Spenmo Logo

Payment processing and expense management solution

Last updated: March 2026

Spenmo Alternatives & Competitors (2026)

Top 6 free alternatives

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Features


Pricing model


Devices supported


User rating


Organization types


Integrated with


Industry


Company size


FreshBooks logo

Invoice and accounting software tailored to small businesses

learn more
logo
FreshBooks
logo
Spenmo

0.3

4.3

Value for money

4.0
21
flat rate/per month

Starting price

SGD
39
/per month

3.3

4.3

Functionality

1.0

Alerts/Notifications

5/5

Attendance Tracking

4.6/5

Accounting Integration

4.5/5

Top Features

Corporate Card

N/A

Debit/Credit Card Processing

N/A

Expense Claims

N/A

Zoho Invoice logo

Online invoicing tool for freelancers and SMBs.

learn more
logo
Zoho Invoice
logo
Spenmo

0.8

4.8

Value for money

4.0
Empty state illustration for "No pricing info"

No pricing info

Starting price

SGD
39
/per month

3.6

4.6

Functionality

1.0

Alerts/Notifications

5/5

Billing & Invoicing

4.9/5

Activity Dashboard

4.8/5

Top Features

Accounting Integration

N/A

Corporate Card

N/A

Debit/Credit Card Processing

N/A

Zoho Books logo

Online accounting software for businesses of all sizes

learn more
logo
Zoho Books
logo
Spenmo

0.4

4.4

Value for money

4.0
20
/per month

Starting price

SGD
39
/per month

3.3

4.3

Functionality

1.0

Approval Process Control

4.9/5

Billable & Non-Billable Hours

4.8/5

Accounting

4.5/5

Top Features

Accounting Integration

N/A

Corporate Card

N/A

Debit/Credit Card Processing

N/A

Tipalti logo

Finance automation and accounts payable solution

learn more
logo
Tipalti
logo
Spenmo

0.5

4.5

Value for money

4.0
99
flat rate/per month

Starting price

SGD
39
/per month

3.4

4.4

Functionality

1.0

Accounting

5/5

Accounts Payable

4.8/5

Affiliate Management

4.5/5

Top Features

Corporate Card

N/A

Debit/Credit Card Processing

N/A

Expense Claims

N/A

Melio logo

Accounts payable platform for businesses of all sizes

learn more
logo
Melio
logo
Spenmo

0.3

4.3

Value for money

4.0
25
per user/per month

Starting price

SGD
39
/per month

3.1

4.1

Functionality

1.0

Approval Workflow

5/5

Accounts Receivable

4.7/5

Accounts Payable

4.6/5

Top Features

Corporate Card

N/A

Debit/Credit Card Processing

N/A

Expense Claims

N/A

Stax logo

All-In-One Payment Processing Platform

learn more
logo
Stax
logo
Spenmo
4.0

Value for money

4.0
99
flat rate/per month

Starting price

SGD
39
/per month

3.1

4.1

Functionality

1.0

Billing Portal

4.7/5

Credit Card Processing

4.3/5

ACH Payment Processing

1/5

Top Features

Accounting

N/A

Accounting Integration

N/A

Corporate Card

N/A

Zoho Billing logo

End-to-end billing solution built for every business model.

learn more
logo
Zoho Billing
logo
Spenmo

0.4

4.4

Value for money

4.0
29
/per month

Starting price

SGD
39
/per month

3.2

4.2

Functionality

1.0

Accounting

5/5

Activity Dashboard

5/5

Billing & Invoicing

4.8/5

Top Features

Corporate Card

N/A

Debit/Credit Card Processing

N/A

Expense Claims

N/A

Plooto logo

Accounts payable and receivable software

learn more
logo
Plooto
logo
Spenmo

0.2

4.2

Value for money

4.0
9
flat rate/per month

Starting price

SGD
39
/per month

3.2

4.2

Functionality

1.0

Accounting Integration

5/5

Alerts/Notifications

5/5

Accounting

4.8/5

Top Features

Corporate Card

N/A

Debit/Credit Card Processing

N/A

Expense Claims

N/A

Paystand logo

B2B payment automation platform for finance teams

learn more
logo
Paystand
logo
Spenmo

0.3

4.3

Value for money

4.0
Empty state illustration for "No pricing info"

No pricing info

Starting price

SGD
39
/per month

3.2

4.2

Functionality

1.0

Activity Dashboard

4.8/5

Bulk Send

4.8/5

Billing & Invoicing

4.5/5

Top Features

Corporate Card

N/A

Debit/Credit Card Processing

N/A

Expense Claims

N/A

Maxio logo

Maxio is a financial operations platform for B2B SaaS compan

learn more
logo
Maxio
logo
Spenmo
4.0

Value for money

4.0
599
/per year

Starting price

SGD
39
/per month

3.1

4.1

Functionality

1.0

Accounting Integration

5/5

ACH Payment Processing

5/5

Billing & Invoicing

4.4/5

Top Features

Corporate Card

N/A

Debit/Credit Card Processing

N/A

Expense Claims

N/A

QuickBooks Online logo

Accounting and business management software

learn more
logo
QuickBooks Online
logo
Spenmo

0.2

4.2

Value for money

4.0
38
flat rate/per month

Starting price

SGD
39
/per month

3.3

4.3

Functionality

1.0

401(k) Tracking

5/5

ACH Payment Processing

4.8/5

1099 Preparation

4.8/5

Top Features

Accounting Integration

N/A

Corporate Card

N/A

Debit/Credit Card Processing

N/A

EzPay America logo

POS, billing, invoicing, and payment processing software

learn more
logo
EzPay America
logo
Spenmo

1.0

5.0

Value for money

4.0
Empty state illustration for "No pricing info"

No pricing info

Starting price

SGD
39
/per month

4.0

5.0

Functionality

1.0

Access Controls/Permissions

N/A

ACH Payment Processing

N/A

Activity Dashboard

N/A

Top Features

Corporate Card

N/A

Debit/Credit Card Processing

N/A

Expense Claims

N/A

QuickBooks Enterprise logo

Enterprise accounting, FSM and inventory management solution

learn more
logo
QuickBooks Enterprise
logo
Spenmo

0.3

4.3

Value for money

4.0
2210
flat rate/per year

Starting price

SGD
39
/per month

3.4

4.4

Functionality

1.0

Activity Tracking

4.6/5

Accounts Receivable

4.6/5

Accounts Payable

4.6/5

Top Features

Corporate Card

N/A

Debit/Credit Card Processing

N/A

Expense Claims

N/A

PayPal logo

Payment processing, fraud protection and risk management

learn more
logo
PayPal
logo
Spenmo

0.5

4.5

Value for money

4.0
0.09

Starting price

SGD
39
/per month

3.6

4.6

Functionality

1.0

Accounting

5/5

AI/Machine Learning

4.8/5

Anomaly Detection

4.7/5

Top Features

Accounting Integration

N/A

Corporate Card

N/A

Debit/Credit Card Processing

N/A

NetSuite logo

AI-powered cloud-based business management suite

learn more
logo
NetSuite
logo
Spenmo

0.1

3.9

Value for money

4.0
Empty state illustration for "No pricing info"

No pricing info

Starting price

SGD
39
/per month

3.2

4.2

Functionality

1.0

Accounting Integration

4.7/5

Accounts Payable

4.5/5

Activity Tracking

4.4/5

Top Features

Corporate Card

N/A

Debit/Credit Card Processing

N/A

Expense Claims

N/A

Stripe logo

Online payment processing for internet businesses

learn more
logo
Stripe
logo
Spenmo

0.4

4.4

Value for money

4.0
Empty state illustration for "No pricing info"

No pricing info

Starting price

SGD
39
/per month

3.5

4.5

Functionality

1.0

CRM

4.7/5

API

4.7/5

Credit Card Processing

4.6/5

Top Features

Accounting

N/A

Corporate Card

N/A

Debit/Credit Card Processing

N/A

Wave logo

Accounting, invoicing, and payroll management platform

learn more
logo
Wave
logo
Spenmo

0.6

4.6

Value for money

4.0
19
flat rate/per month

Starting price

SGD
39
/per month

3.2

4.2

Functionality

1.0

Accounts Receivable

4.5/5

Activity Dashboard

4.5/5

Accounting

4.5/5

Top Features

Corporate Card

N/A

Debit/Credit Card Processing

N/A

Expense Claims

N/A

Stampli logo

Stress-free finance operations

learn more
logo
Stampli
logo
Spenmo

0.6

4.6

Value for money

4.0
Empty state illustration for "No pricing info"

No pricing info

Starting price

SGD
39
/per month

3.7

4.7

Functionality

1.0

Activity Dashboard

5/5

Access Controls/Permissions

4.7/5

Accounting

4.7/5

Top Features

Corporate Card

N/A

Debit/Credit Card Processing

N/A

Expense Claims

N/A

HoneyBook logo

Client management for freelancers & SMBs

learn more
logo
HoneyBook
logo
Spenmo

0.6

4.6

Value for money

4.0
36
flat rate/per month

Starting price

SGD
39
/per month

3.6

4.6

Functionality

1.0

Accounting Integration

5/5

API

5/5

Activity Dashboard

4.6/5

Top Features

Corporate Card

N/A

Debit/Credit Card Processing

N/A

Expense Claims

N/A

Payoneer logo

Send and receive money locally and internationally

learn more
logo
Payoneer
logo
Spenmo
4.0

Value for money

4.0
Empty state illustration for "No pricing info"

No pricing info

Starting price

SGD
39
/per month

3.2

4.2

Functionality

1.0

Bank Reconciliation

5/5

Data Security

4.4/5

API

4.3/5

Top Features

Accounting

N/A

Accounting Integration

N/A

Corporate Card

N/A