The Loan Office vs LendingPad

Calyx Point

Shape

Encompass

Centrex

DigiFi

Alkami Platform

Compare The Loan Office and LendingPad based on features, pricing, verified reviews, integrations & more on GetApp. Find out which software is best for your business in 2026.

The Alkami Platform provides financial institutions a complete digital banking solution to securely onboard, engage, & grow retail & business users for banks & credit unions. Clients set the pace of innovation with customized user experiences via our platform & extensive fintech partner ecosystem.


DigiFi is a cloud-based financial CRM software that helps businesses process loan applications, handle official documents, generate performance reports, and more.

Centrex is a cloud-based customer relationship management (CRM) software for the finance sector, which enables organizations to manage contacts, deals, team productivity, loan portfolio and email/text marketing campaigns on a centralized platform.

The Loan Office is a loan servicing system designed for small lenders, including mortgage lenders, consumer finance lenders, hard-money lenders & note servicers

Accounting

ACH Payment Processing

Activity Dashboard

Activity Tracking

Alerts/Notifications

Amortization Schedule

Approval Process Control

Audit Trail

Auto Loans

Automated Decisioning/Underwriting

Automatic Funds Distribution

Borrower Management

Business Loans

Client Database

Client Management

Client Portal

Collateral Tracking

Commercial Mortgages

Communication Management

Compliance Management

Configurable Workflow

Construction Loans

Contact Management

Credit Reporting

Customer Database

Customer Management

Customer Statements

Customizable Branding

Customizable Reports

Customizable Templates

Data Import/Export

Digital Signature

Document Management

Document Storage

Document Templates

Electronic Applications

Electronic Payments

Electronic Signature

Escrow Management

Financial Analysis

Financial Management

For Borrowers

For Brokers

Government Loans

HUD Settlement Statements

Investor Management

Lead Management

Lender Search

Loan Management

Loan Origination

Loan Portfolio Management

Loan Processing

Loan Servicing

Marketing Automation

Mortgages

Multi-Branch

Multi-Channel Communication

Multi-Company

Multi-Currency

Online Applications

Outsource Processing

Payment Collection

Payment Reminders

Payment Tracking

Pipeline Management

Pre-Qualification

Pricing Management

Promissory Notes

Property Tax Management

Real-Time Reporting

Refinance Management

Reminders

Reporting & Statistics

Reporting/Analytics

Residential Mortgages

Role-Based Permissions

Rules-Based Workflow

Search/Filter

Secure Data Storage

Self Service Portal

Status Tracking

Student Loans

Task Management

Task Scheduling

Template Management

Third Party Loan Origination

Third-Party Integrations

Transaction History

Visual Presentation

Workflow Management

The Loan Office

Android

Web-based

iPad

iPhone

Investment Accountant

With only 25 loans in our portfolio we were thrilled to find this cost effective solution.

Portfolio Manager

Overall, I am very pleased and would definitely recommend this program to anyone who carries and services notes. Excellent product and well worth the money.

Loan Processor

Its very user friendly and again the tech support is fantastic. This program for our company has been a great assist in growing our company.

Manager 

We love how we can process the payments and keep track of the delinquent borrowers. We are very pleased with the software and it helps us achieve our business goals.

Vice-President of Finance

It is excellent software that completely meets our needs and is very affordable. It has features that are light-years ahead of the software that we had been using previously.

Owner

We used to spend many hours monitoring all activity and then hours getting them to correct mistakes. The mistakes became so painful that we decided to take the chance to do it ourselves.

Director of Operations

It is definitely worth finding out if it fits your lending needs. We are very glad we did.

President

Great Software...Small Learning Curve but Great Customer Service.

Assistant IT manager

This software is the best in such a way that it very complete and easy to use. It saves time and completely does the work for you.

VP of Operations

The software provides the necessary tools to service our loans. The customer service department is excellent and has always done a superior job making sure that our needs are met.

Manager, Finance & Operations

Ease of use, ability to store & organize attached files, multi user capability. The integration with Quick Books for exporting payment transactions is smooth.

W're thrilled we left a full service servicer to switch to The Loan Office.

Investment Operations Associate

Loan Office is really helpful for servicing and management that offers integration with QuickBooks and is really easy to integrate with existing reports.

Member 

The reports and notices are a pain to customize (in MS Word), but that is my only complaint. My portfolio is very small, so I generally do personalized collections notices anyway.

As it turns out, it takes no more time for us to enter the data ourselves into The Loan Office than it took to monitor and correct the outside service.

We use the custom fields extensively, but find it difficult to report on those fields.

The Loan Office screenshot: The Loan Office includes customizable dashboards for users to view their Tasks. Loan Aging, YTD Revenues and more.

The Loan Office screenshot: Electronically collect borrower payments and directly deposit funds to your lenders.

The Loan Office screenshot: Collect and track escrow payments and automatically calculate new escrow impound amounts.

The Loan Office screenshot: This tool calculates and produces amortization schedules for interest only, fully and partially amortized loans, variable rate loans, and loans with graduated payments.

Freelancers

Public Administrations

Small Business

Calyx Point is a cloud-based loan servicing software designed to help businesses streamline the entire loan origination process, from managing mortgage underwriting to preparing documentation. It allows professionals to create templates for standardizing loan programs, borrower files, closing costs, and more.


Encompass is a cloud-based origination system designed to help lenders of all sizes manage the origination and closure of loans via a unified portal. The platform includes artificial intelligence (AI) technology, which enables lenders to automate the borrower management operations.

Shape is a cloud-based CRM, sales, & marketing automation software for businesses in industries such as legal, real estate, mortgage, finance, & education. Shape offers tools to manage & automate online marketing & promotions, capture and service leads from online sources, & more

LendingPad is an integrated, cloud loan origination system (LOS) for mortgage brokers, lenders, banks,. and credit unions.

LendingPad

Windows

Mortgage Broker

It has been a great experience, I highly recommend as it is a user friendly LOS with good features and the best customer service team.

Loan Officer

It is user friendly and good to work with a tool that is on your side.

I enjoy the integration and the ability of the software to grow with my business.

Operations Manager

I really have only used this software for mortgage processing so I don't have anything to really compare it too. I do like the way it is laid out and the colors make it more interesting to use.

owner

And because I asked, they cancelled my service and took my data and refused to give it back without an extra fee of over $1,000 to get my own data back, even thought i did not give permission.

Broker/ Owner

Really impressed with the product and the service.

Loan officer

I've been in the mortgage business since 1999. Lending Pad is the worst LOS I've worked in.

I like that it's easy to use, mobile-friendly and cost-effective.

Mortgage Loan Officer 

Often Seller contributions don’t “stick” and have to be re-entered. The only other real complaint is I can’t figure out how to get a DPA program entered correctly, so I have to work around those.

Big fan of the LOS and the support team behind it.

Production Manager

It's downright PHENOMENAL!!! One of the best business decisions we have ever made.

I liked that lending pad was very easy to use.

I like their Free POS function and their new scenario builder.

I do like that it integrates with Loanzify as well.

It’s really a great product adding new features constantly without downtime also it works on any platform including Mac.

Once you know how to navigate, everything will be fine. Customer Service respond fast.

I honestly do not have any, I tried to get a refund but they do not stand behind their product and service.

The Loan Office vs LendingPad Comparison (2026)

The Loan Office

LendingPad

Overview

Video & Screenshots

Pricing

User reviews

Key features

Integrations

Alternatives