App comparison
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Totality
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Debt collection software for small to mid-sized businesses
Totality Alternatives & Competitors (2026)
Beyond ARM
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Accounts Receivable Management and debt collection software
1.2
Value for money
Starting price
1.5
Functionality
Billing & Invoicing
4/5
Callback Scheduling
1/5
Accounting Integration
N/A
Top Features
Transaction Management
5/5
Payment Plans
5/5
Contact Management
5/5
Lariat
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Debt collection technology with client portal & CRM
1.5
Value for money
Starting price
1.6
Functionality
Activity Dashboard
N/A
Reminders
N/A
Search/Filter
N/A
Top Features
Transaction Management
5/5
Payment Plans
5/5
Contact Management
5/5
Gaviti
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
A/R automation with zero-fee ACH & seamless customer payment
1.4
Value for money
No pricing info
Starting price
1.8
Functionality
Online Payments
5/5
User Management
5/5
Activity Dashboard
5/5
Top Features
Transaction Management
5/5
Payment Plans
5/5
Contact Management
5/5
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Debt collection recovery & compliance software solutions
1.4
Value for money
Starting price
1.3
Functionality
Transaction Management
5/5
Search/Filter
5/5
Credit Reporting
5/5
Top Features
Transaction Management
5/5
Payment Plans
5/5
Contact Management
5/5
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Debt collection platform for managing C&R operations
0.5
Value for money
Starting price
1.6
Functionality
User Management
N/A
Borrower Management
N/A
Customizable Reports
N/A
Top Features
Transaction Management
5/5
Payment Plans
5/5
Contact Management
5/5
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
AI & Cloud-based credit and cash flow management software
1.6
Value for money
Starting price
1.9
Functionality
Third-Party Integrations
5/5
Search/Filter
5/5
Reporting & Statistics
5/5
Top Features
Transaction Management
5/5
Payment Plans
5/5
Contact Management
5/5
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Dynamic, Scalable & Secure Debt Collection Software
1.6
Value for money
Starting price
1.4
Functionality
User Management
4.7/5
Payment Collection
4.6/5
Business Process Automation
4.6/5
Top Features
Transaction Management
5/5
Payment Plans
5/5
Contact Management
5/5
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Cloud-based call center solution
1.5
Value for money
Starting price
1.7
Functionality
For Call Centers
5/5
Compliance Management
5/5
Campaign Management
5/5
Top Features
Transaction Management
5/5
Payment Plans
5/5
Contact Management
5/5
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
All-in-One Business Communication Solution
1.3
Value for money
Starting price
1.8
Functionality
Customer Database
N/A
Call List Management
N/A
Inbound Call Center
N/A
Top Features
Transaction Management
5/5
Payment Plans
5/5
Contact Management
5/5
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Cloud-based ERP suite of business solutions
1.0
Value for money
Starting price
1.5
Functionality
Accounts Receivable
5/5
Compliance Management
5/5
Project Accounting
5/5
Top Features
Transaction Management
5/5
Payment Plans
5/5
Contact Management
5/5
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Certinia ERP Cloud
1.0
Value for money
Starting price
1.3
Functionality
Billing & Invoicing
5/5
Time & Expense Tracking
3/5
Expense Tracking
3/5
Top Features
Transaction Management
5/5
Payment Plans
5/5
Contact Management
5/5
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Debt Collection Software for Customer Centric Businesses
1.9
Value for money
Starting price
2.2
Functionality
Workflow Management
5/5
Receivables Ledger
5/5
Auto-Dialer
N/A
Top Features
Transaction Management
5/5
Payment Plans
5/5
Contact Management
5/5
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Unlocking Positive-Sum Growth with AI-Driven Solutions
1.5
Value for money
Starting price
1.8
Functionality
Billing & Invoicing
5/5
Reporting/Analytics
5/5
Reporting & Statistics
5/5
Top Features
Transaction Management
5/5
Payment Plans
5/5
Contact Management
5/5
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Accounts Receivable Automation Software for Teams
1.5
Value for money
Starting price
1.6
Functionality
Online Payments
5/5
Electronic Payments
5/5
Data Security
5/5
Top Features
Transaction Management
5/5
Payment Plans
5/5
Contact Management
5/5
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Debt collection solution for small to midsize firms
1.2
Value for money
Starting price
2.0
Functionality
Payment Collection
5/5
Multiple User Accounts
5/5
Automated Notices
5/5
Top Features
Transaction Management
5/5
Payment Plans
5/5
Contact Management
5/5
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Cloud-based outbound call center software
1.8
Value for money
No pricing info
Starting price
1.8
Functionality
Call Recording
5/5
Call Monitoring
5/5
Data Import/Export
5/5
Top Features
Transaction Management
5/5
Payment Plans
5/5
Contact Management
5/5
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Automated Arrears & Debt Management Software.
1.3
Value for money
No pricing info
Starting price
1.6
Functionality
Payment Collection
4.7/5
Multiple User Accounts
4.7/5
Electronic Payments
4.5/5
Top Features
Transaction Management
5/5
Payment Plans
5/5
Contact Management
5/5
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Software de Cobranzas automatizado
1.7
Value for money
Starting price
1.8
Functionality
Data Import/Export
5/5
Real-Time Reporting
5/5
Automated Scheduling
5/5
Top Features
Transaction Management
5/5
Payment Plans
5/5
Contact Management
5/5
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Serrala – automate finance without limits!
0.3
Value for money
No pricing info
Starting price
1.5
Functionality
Payment Management
5/5
Bank Reconciliation
4.8/5
Payment Collection
4.7/5
Top Features
Transaction Management
5/5
Payment Plans
5/5
Contact Management
5/5
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Online payment platforms for small to large size firms
2.0
Value for money
Starting price
2.3
Functionality
Electronic Payments
N/A
Accounting Integration
N/A
Partial Payments
N/A
Top Features
Transaction Management
5/5
Payment Plans
5/5
Contact Management
5/5