UPI & QR Payment Collection - 2026 Pricing, Features, Reviews & Alternatives

AOPAY UPI & QR Payment Collection solution from AoPay delivers a versatile digital payment processing platform that enables merchants and retailers to accept UPI transactions via dynamic QR codes and UPI intent flows. AOPAY system supports diverse business environments including retail outlets, e-commerce sites, ride-hailing services, educational platforms, and financial applications. AOPAY solution accommodates multiple payment models such as one-time purchases, subscription billing, marketplace transactions, and on-demand services while ensuring adherence to NPCI guidelines and central bank regulations.

Core functionalities include real-time UPI payment processing with support for all major applications, validation of virtual payment addresses, integration with mobile number and MMID schemes, and compatibility with Aadhaar-based payment channels. AOPAY QR code management framework allows generation of dynamic codes with variable amounts, static codes with fixed merchant details, and customization options for branding and expiry configurations. Bulk code generation and analytics tracking features enable high-volume environments to maintain operational efficiency.

Transaction monitoring and reporting capabilities provide real-time status updates, detailed dashboards, analytics on success and failure rates, customer payment behavior insights, automated reconciliation statements, and webhook alerts for status changes. Settlement processes support instant fund transfers to designated bank accounts, bulk payout distributions, scheduled automation of payouts, multi-beneficiary disbursements, and real-time tracking of settlement activities. AOPAY system architecture incorporates end-to-end encryption, industry-standard security certification, fraud detection algorithms, two-factor authentication, and comprehensive audit trails.