Wave vs Mint

QuickBooks Enterprise

QuickBooks Online

FreshBooks

Xero

NetSuite

Longview Tax

Compare Wave and Mint based on features, pricing, verified reviews, integrations & more on GetApp. Find out which software is best for your business in 2026.

FreshBooks is accounting software that helps small business perform accounting tasks, conduct invoicing, manage expenses, and more.

QuickBooks Desktop Enterprise is an accounting software for small businesses which provides users with real-time access to customer, employee, and vendor information. The software includes tools for managing inventory, shipping, sales orders, pricing, tasks, invoicing, reporting, and more.

QuickBooks Online is an all-in-one online business software designed to help manage business finances. The platform is built to scale businesses, unlocking insights and providing the functionality of a larger team, all on one integrated platform.

Wave is an integrated solution designed for small businesses. With our automatic bank connections, information flows into Wave, without manual entry. Users can collaborate with accountants or bookkeepers in real-time.

Access Controls/Permissions

Accounting

Accounting Integration

Accounts Payable

Accounts Receivable

ACH Payment Processing

Activity Dashboard

Activity Tracking

Alerts/Notifications

Automatic Billing

Bank Reconciliation

Billing & Invoicing

Budgeting/Forecasting

Cash Flow Management

Cash Management

Chart of Accounts

Collaboration Tools

Commission Management

CPA Firms

Credit Card Processing

Currency Conversion

Customer Statements

Customizable Branding

Customizable Templates

Dashboard

Data Import/Export

Data Security

Direct Deposit

Electronic Payments

Email Reminders

Encryption

Estimating

Expense Tracking

Financial Analysis

Financial Management

Financial Reporting

Fixed Asset Management

For Legal Professionals

For Medical Purposes

For Real Estate

For Religious Organizations

For Small Businesses

Fund Accounting

General Ledger

Income & Balance Sheet

Inventory Management

Invoice Creation

Invoice History

Invoice Management

Invoice Processing

Mobile App

Multi-Currency

Online Invoicing

Partial Payments

Payment Reconciliation

Payment Tracking

Payroll Management

Payroll Reporting

PCI Compliance

Profit/Loss Statement

Project Accounting

Projections

Purchase Order Management

Real-Time Notifications

Real-Time Updates

Receipt Management

Receivables Ledger

Recurring Invoicing

Recurring/Subscription Billing

Reminders

Remote Access/Control

Reporting & Statistics

Reporting/Analytics

Revenue Recognition

Sales Tax Management

Spend Management

SSL Security

Status Tracking

Tax Compliance

Tax Filing

Tax Management

Third-Party Integrations

Time & Expense Tracking

Transaction History

Transaction Management

Wave

Android

Web-based

iPhone

Online Content Creator

The interface is user-friendly and has a comprehensive set of features that can elevate any small business to great success.

Research Manager

I am not able to write off a partly paid bill as bad debt if all attempts to reclaim the payment from my clients fail. Sometimes, people pay about 70% and fail to pay for the rest.

Teacher

It's a great software and works well for my basic use case as a solopreneur. The payments feature is also nice and the reporting is great.

Digital Artist 

I thought it was going to be great when I saw that it functioned with Etsy. And I loved that it is free.

Photographer

This is a user friendly software that I have been using for years. It makes my invoicing very easy and has been great in tracking my finances.

It can be glitchy at times. I had problems with my transactions imported from my connected bank account, and then when I tried to remove the account and re-connect it, I received error messages.

Digital Marketer

I am really happy having moved over from Zoho Books and before than from Xero. I love that you can toggle between personal and business sides easily.

Technical Support Specialist

I love that this tool is free and has so many great features. It makes my invoices look professional and makes billing a breeze.

C. E. O

Wave accounting software is fully featured most advanced and easy to use accounting software available with all the training and tutorials. And the best thing is its totally free.

Principal Consultant

I like its ease of use, intuitive operation and its ability to just work the way you woudl expect it to.

CEO/President

Then, January of 2021, Paypal import was abandoned. Without those 2 features, the software is essentially useless since it creates extra work each month.

Coach

Simple and easy to use for a non-tech person, clear layout, easy navigation, reliable functioning, helpful customer support, syncs well with Stripe for receiving payments.

Marketing and Web Services Consultant

I take Wave for its good point and have since 2015, and excellent billing, invoicing and payment processing system. It has added value through its Wave Money expansion as well.

Data & Operations

It's easy to use their receipt app to take a photo or forward a receipt to have it auto-capture. And the ability to integrate through tools like Zapier makes automating invoices a breeze.

Wave review 

Wave is excellent especially when it comes to credit card processing which is done automatically with a very low 1% fee. It is very easy to set up and use and the cost is low or even free.

President

In my case, I must tediously click on each daily ATM transaction and designate this to transfer to an account. After 30 times in a row it is tedious and boring.

They also have integrated a payroll service that prepares the taxes for the federal and state. Best of all you can do that all in the browser and stored online.

Their customer service has been very helpful when I've had questions.

Wave screenshot: Wave dashboard

Wave screenshot: Wave accounting

Wave screenshot: Wave invoice creation

Wave screenshot: Wave invoice schedule

Wave screenshot: Wave invoice list

Wave screenshot: Wave payments

Freelancers

Large Enterprises

Mid Size Business

Non Profit

Public Administrations

Small Business

NetSuite is an AI-powered cloud-based business management suite. It helps organizations streamline their operations and gain real-time insights into their performance. The suite caters to a range of industries such as manufacturing, retail, and professional services.

Xero is an award-winning online accounting software designed for small business owners and accountants, available on any computer or mobile device with an internet connection. Simplify business admin and get a range of financial insights to help you make better decisions for your business.

Longview Tax is a corporate tax management solution that provides businesses with tools for managing tax strategies, collecting data, provisioning, and reporting on taxes. The cloud-based platform also offers tools for tax planning and helps businesses create data-driven strategies.

Mint pulls all your financial accounts into one place. Already more than 7 million users who know their information is always secure. All data is protected and validated by VeriSign and TRUSTe. Mint automatically pulls all your financial information into one place.

"What If" Scenarios

Approval Process Control

Data Visualization

Expense Management

Forecasting

Investments Tracking

Performance Metrics

Planning Tools

Transaction Monitoring

Vendor Management

Mint

Owner

I love mint and all of its features. I truly love the ease of tracking all transactions and being able to set budgets and integrate all your accounts automatically.

Design Engineer

Mint has been a tremendous lifesaver in helping me to aggregate all of my personal finance data into one single location.

Accountant

They killed it off unceremoniously while not providing a new Canadian solaution.

I love that Mint connects with all of your credit cards, bank accounts, and loans and gives you an easy to read list of balances, due dates, progress towards goals, and much more.

Owner & Designer 

It's very easy to use and refill your service. It really has user friendly features features, very easy to figure out on your own.

Entrepreneur 

I really like how Mint categorizes purchases and keeps track of your spending history for you and lays it out in an easy-to-read graph. I also like how educational the app is.

I like how the program provides a simple, elegant interface for tracking a wide variety of financial components all in one place.

Manager

Once I connected all my accounts this is a great way to have a consistent snapshot of my financial standing on a daily basis.

Retail Operations Specialist

I have about 25 accounts hooked up and it fails on 2-3 on a monthly basis. Typically you click it and reconnect and are fine, but frustrating when it doesn't update the correct budget information.

Teaching Assistant

This was a great tool for me when I first budgeting as a college student.

I use Mint to keep track of my personal finances. It's easy to use and has a lot of great features.

Tax Auditor

The automatic categorization makes the same mistakes until the user applies manual adjustments. The manual adjustment process is slow and has not been updated for at least 3 years.

Data Scientist

There are a lot of ads in Mint's UI, which is annoying.

It is still the best free-to-use personal finance tracking. If you can handle the ad and regular manual adjustment to correct the automatic categorization, Mint would work for you.

Data Integration Engineer 

Very comfortable and easy to navigate and review the bank and credit card accounts.

I was an early adopter to Mint and have enjoyed seeing it blossom into a fully featured program for tracking finances, transactions, investments, debts, expenditures, credit, and much more.

Wave vs Mint Comparison (2026)

Wave

Mint

Overview

Video & Screenshots

Pricing

User reviews

Key features

Integrations

Alternatives