Wave vs PayRequest

PayPal

QuickBooks Enterprise

QuickBooks Online

FreshBooks

Stripe Billing

PayPal Enterprise Payments

Compare Wave and PayRequest based on features, pricing, verified reviews, integrations & more on GetApp. Find out which software is best for your business in 2026.

FreshBooks is accounting software that helps small business perform accounting tasks, conduct invoicing, manage expenses, and more.

QuickBooks Desktop Enterprise is an accounting software for small businesses which provides users with real-time access to customer, employee, and vendor information. The software includes tools for managing inventory, shipping, sales orders, pricing, tasks, invoicing, reporting, and more.

QuickBooks Online is an all-in-one online business software designed to help manage business finances. The platform is built to scale businesses, unlocking insights and providing the functionality of a larger team, all on one integrated platform.

Wave is an integrated solution designed for small businesses. With our automatic bank connections, information flows into Wave, without manual entry. Users can collaborate with accountants or bookkeepers in real-time.

Access Controls/Permissions

Accounting

Accounting Integration

Accounts Payable

Accounts Receivable

ACH Payment Processing

Activity Dashboard

Activity Tracking

Alerts/Notifications

Automatic Billing

Bank Reconciliation

Billing & Invoicing

Budgeting/Forecasting

Cash Flow Management

Cash Management

Chart of Accounts

Collaboration Tools

Commission Management

CPA Firms

Credit Card Processing

Currency Conversion

Customer Statements

Customizable Branding

Customizable Templates

Dashboard

Data Import/Export

Data Security

Direct Deposit

Electronic Payments

Email Reminders

Encryption

Estimating

Expense Tracking

Financial Analysis

Financial Management

Financial Reporting

Fixed Asset Management

For Legal Professionals

For Medical Purposes

For Real Estate

For Religious Organizations

For Small Businesses

Fund Accounting

General Ledger

Income & Balance Sheet

Inventory Management

Invoice Creation

Invoice History

Invoice Management

Invoice Processing

Mobile App

Multi-Currency

Online Invoicing

Partial Payments

Payment Reconciliation

Payment Tracking

Payroll Management

Payroll Reporting

PCI Compliance

Profit/Loss Statement

Project Accounting

Projections

Purchase Order Management

Real-Time Notifications

Real-Time Updates

Receipt Management

Receivables Ledger

Recurring Invoicing

Recurring/Subscription Billing

Reminders

Remote Access/Control

Reporting & Statistics

Reporting/Analytics

Revenue Recognition

Sales Tax Management

Spend Management

SSL Security

Status Tracking

Tax Compliance

Tax Filing

Tax Management

Third-Party Integrations

Time & Expense Tracking

Transaction History

Transaction Management

Wave

Android

Web-based

iPhone

Online Content Creator

The interface is user-friendly and has a comprehensive set of features that can elevate any small business to great success.

Research Manager

I am not able to write off a partly paid bill as bad debt if all attempts to reclaim the payment from my clients fail. Sometimes, people pay about 70% and fail to pay for the rest.

Teacher

It's a great software and works well for my basic use case as a solopreneur. The payments feature is also nice and the reporting is great.

Digital Artist 

I thought it was going to be great when I saw that it functioned with Etsy. And I loved that it is free.

Photographer

This is a user friendly software that I have been using for years. It makes my invoicing very easy and has been great in tracking my finances.

It can be glitchy at times. I had problems with my transactions imported from my connected bank account, and then when I tried to remove the account and re-connect it, I received error messages.

Digital Marketer

I am really happy having moved over from Zoho Books and before than from Xero. I love that you can toggle between personal and business sides easily.

Technical Support Specialist

I love that this tool is free and has so many great features. It makes my invoices look professional and makes billing a breeze.

C. E. O

Wave accounting software is fully featured most advanced and easy to use accounting software available with all the training and tutorials. And the best thing is its totally free.

Principal Consultant

I like its ease of use, intuitive operation and its ability to just work the way you woudl expect it to.

CEO/President

Then, January of 2021, Paypal import was abandoned. Without those 2 features, the software is essentially useless since it creates extra work each month.

Coach

Simple and easy to use for a non-tech person, clear layout, easy navigation, reliable functioning, helpful customer support, syncs well with Stripe for receiving payments.

Marketing and Web Services Consultant

I take Wave for its good point and have since 2015, and excellent billing, invoicing and payment processing system. It has added value through its Wave Money expansion as well.

Data & Operations

It's easy to use their receipt app to take a photo or forward a receipt to have it auto-capture. And the ability to integrate through tools like Zapier makes automating invoices a breeze.

Wave review 

Wave is excellent especially when it comes to credit card processing which is done automatically with a very low 1% fee. It is very easy to set up and use and the cost is low or even free.

President

In my case, I must tediously click on each daily ATM transaction and designate this to transfer to an account. After 30 times in a row it is tedious and boring.

They also have integrated a payroll service that prepares the taxes for the federal and state. Best of all you can do that all in the browser and stored online.

Their customer service has been very helpful when I've had questions.

Wave screenshot: Wave dashboard

Wave screenshot: Wave accounting

Wave screenshot: Wave invoice creation

Wave screenshot: Wave invoice schedule

Wave screenshot: Wave invoice list

Wave screenshot: Wave payments

Freelancers

Large Enterprises

Mid Size Business

Non Profit

Public Administrations

Small Business

PayPal provides an end-to-end suite of tools that can integrate with a business's existing systems and service providers. Its network of shoppers and businesses provides AI-driven data insights to help businesses reach new customers and drive results.

Stripe Billing is an end-to-end billing automation solution that helps businesses manage subscriptions and invoices with flexible billing components and billing logic. Stripe Billing helps businesses support new billing models, capture more revenue, and accept more payments globally.

PayPal Braintree is a cloud-based payment solutions that allows businesses to process eCommerce transactions on mobile platforms and desktop. It provides multi-lingual sales and live support with fraud protection assessments. It also enables users to customize design of the checkout to match application or website interface.

PayRequest is a cloud-based platform designed to help businesses streamline billing and subscription management operations. It offers white-labeling capabilities, which allow users to create personalized payment pages with custom CSS, logos, and colors to establish brand identity with clients.

Cancellation Management

Client Portal

Customer Accounts

Debit/Credit Card Processing

Enrollments/Onboarding

Mobile Payments

Multi-Language

Multiple Payment Options

Online Payments

Payment Fraud Prevention

Payment Gateway Integration

Payment Links

Search/Filter

Subscription Management

Subscription Plan Management

Usage Tracking/Analytics

PayRequest

Sales and marketing executive 

The most helpful feature of payrequest to our company is its integration with other popular gateways that we use for example PayPal, stripe etc, to make payments seamless.

Senior Accountant

I have used it for quite a long time and i like how it enables me to send and receive payments. It is very safe and secure since it provides very strong security for all your information.

Relationship Officer

The tool has a much user-friendly and intuitive  user interface and powerful features that makes it the best suitable solution to all payment management needs.

Business owner 

Was very easy and very comprehensive especially people when you don't have enough time the self-explanatory and I love the process of the payroll platform.

DevOps engineer

PayRequest has made it easy to integrate with payment gateways like Stripe, Mollie, and PayPal to provide payment solutions like payment links, payment pages, subscriptions, and donation pages.

Project Manager

Project cost management system and very easy on project workflow management and compliance management ability is good.

PayRequest is the best and most secure online payments processing software.

Quality Manager

With the PayRequest you are offered a secure payment processing platform that is efficient and effective. Its also easy to use both in end user and front user.

DevOps Developer

Secure online payment and easy for the user to make effective and real-time cancellations. Easy to process payments with both credit card and debit card and quickly send payment link via SMS or email.

Account Operations Manager 

Extremely fantastic and sensational online payment solution.

Lead Software Engineer

How it allows me to send and request payment through email, QR codes and SMS is the best thing that I like.

Life Business Division Manager 

Thats the most satisfying feature in PayRequest. With its latest money laundering detection and protection features, it guarantees and protect your money from any fraud practices.

Senior Account Manager

I can't remember anything that disappointed me while using PayRequest.

Accountant

It is the safest application i have ever encountered since it provides high security for all my transactions. The customer support team behind it is the best team i have ever interacted with.

Human Resources Consultant

It was a bit overwhelming to customize some tools due to lack of enough tutorials.

Assistant Dean 

We just send a link to clients to collect payments, saves both of us a lot of time and cost. Customer service is very helpful.

Head of Sales

I would not recommend payrequest, Payment Failed Many times.

Web Developer

My only nag is the email-based login as I have to copy and paste the link into the browser, since just clicking it doesn't work with my email provider.

Wave vs PayRequest Comparison (2026)

Wave

PayRequest

Overview

Video & Screenshots

Pricing

User reviews

Key features

Integrations

Alternatives