Xero vs Circula

QuickBooks Enterprise

QuickBooks Online

Perk

MYOB Business

N2F 

Flowers

Compare Xero and Circula based on features, pricing, verified reviews, integrations & more on GetApp. Find out which software is best for your business in 2026.

MYOB Business is accounting software designed to help businesses of any size across Australia and New Zealand take care of GST, invoices, reporting, expenses & payroll (including Single Touch Payroll). Designed to save time, increase productivity, and stay up to date with ATO obligations.

QuickBooks Desktop Enterprise is an accounting software for small businesses which provides users with real-time access to customer, employee, and vendor information. The software includes tools for managing inventory, shipping, sales orders, pricing, tasks, invoicing, reporting, and more.

QuickBooks Online is an all-in-one online business software designed to help manage business finances. The platform is built to scale businesses, unlocking insights and providing the functionality of a larger team, all on one integrated platform.

Xero is an award-winning online accounting software designed for small business owners and accountants, available on any computer or mobile device with an internet connection. Simplify business admin and get a range of financial insights to help you make better decisions for your business.

"What If" Scenarios

401(k) Tracking

Access Controls/Permissions

Accounting

Accounts Payable

Accounts Receivable

Accrual Accounting

ACH Payment Processing

Activity Dashboard

Activity Tracking

Ad hoc Reporting

Alerts/Notifications

Approval Process Control

Approval Workflow

Asset Accounting

Asset Tracking

Audit Trail

Automated Quoting

Automatic Backup

Automatic Billing

Bank Reconciliation

Benefits Management

Billing & Invoicing

Billing Portal

Budgeting/Forecasting

Calendar Management

Case Management

Cash Flow Management

Cash Management

Catalog Management

Check Printing

Check Processing

Check Writing

Client Management

Client Portal

Compliance Management

Consolidation/Roll-Up

Construction Breakdowns

Contact Database

Contact Management

Contingency Billing

Contract/License Management

Cost Tracking

CPA Firms

Credit Card Processing

Cross Ledger Posting

Currency Conversion

Customer Database

Customer History

Customer Statements

Customizable Branding

Customizable Invoices

Customizable Reports

Customizable Templates

Data Import/Export

Data Visualization

Delivery Management

Direct Deposit

Discount Management

Document Management

Document Storage

Document Templates

Drag & Drop

Due Date Tracking

Dunning Management

Duplicate Payment Alert

Electronic Payments

Email Management

Expense Claims

Expense Management

Expense Tracking

Fee Calculation & Posting

Financial Analysis

Financial Management

Financial Reporting

Fixed Asset Management

For Accountants

For AEC Industry

For CPA Firms

For Legal Professionals

For Real Estate

For Religious Organizations

For Schools

For Small Businesses

Forecasting

Fraud Detection

Fund Accounting

Fund Management

General Ledger

Hourly Billing

Income & Balance Sheet

Inventory Control

Inventory Management

Inventory Optimization

Inventory Tracking

Invoice Creation

Invoice History

Invoice Management

Invoice Processing

Xero

Android

Web-based

iPad

iPhone

Pres

I have been with Xero for many years. I love the sense of community and i LOVE that I am not being asked to upgrade or upcharge the way some other companies do.

Manager 

I love the app and gives me accounting on the go. Helps me track invoices and profits with ease.

General Manager

There are no delivery notes/packing slips. They tout a "workaround" but be warned, it's exactly 10 extra clicks so it's really not an option if you need this feature.

Director

The ease of use and reputation are by far the greatest part of this product. In addition to this, the range of potential integrations is fantastic.

Customer Success Manager

Really easy to submit expenses, categorise them and check the progress of you submitted expense - super easy to do all from the app.

Principal Consultant

Our main complaint is that Xero stopped doing payroll in 2018, so now you have to pay an additional fee to a payroll processor such as Gusto.

Founder

Changing accounting software from Xero is a horrible experience. They make it very difficult to pivot to other software.

Great that our external accountants and legal support can access online as they need. Seems to be continuously evolving  and its reassuring to see ongoing development of the product.

I very much like the ease of uploading expenses to Xero and the fact that you can save photos of your receipts rather than keep loads of paper receipts.

CRM Admin

I think that Xero is easy to use and setup, and the UI is great for beginners to use. Overall very friendly to the eyes.

Xero has been easy to use, it's streamlined our invoicing processes and ensured that the right members of the team all have suitable appropriate access and knows what's happening financially.

Manager

Removing/deleting of transactions and line items are difficult, imported by error and had to delete one by one.

Principal

Great Small Biz and Association software - Great Price.

Creative Marketing Genius | Small Business Marketing Expert

I loved how easy it was to integrate XERO with my bank accounts and Paypal.

Solid and simple cloud accounting solution that is easy to navigate and customise.

Xero is easy to use and is widely adopted. It has a nice UI and quite a few different integrations that make keeping it updated easier.

Finance & Operations Manager

Easy to use and implement and cost is very attractive.

Supply Chain & Operations Associate

Project tracking and automatic updates. Very supportive & available customer support.

Xero screenshot: Xero Dashboard

Xero screenshot: Xero Payroll

Xero screenshot: Xero Reporting

Xero screenshot: Xero Invoices

Xero screenshot: Xero Assurance Dashboard

Xero screenshot: Xero Accounts

Xero screenshot: Xero Contacts

Xero screenshot: Xero Mobile

Xero screenshot: Xero Profit and Loss Reports

Xero screenshot: Xero Summary Report

Xero screenshot: Xero Sales Account

Xero screenshot: Xero Timesheets, Payslips, and Leave

Xero screenshot: Xero Calendar

Freelancers

Large Enterprises

Mid Size Business

Non Profit

Public Administrations

Small Business

N2F is a mobile expense report platform for freelancers to companies of any size and industry, which helps users manage their expenses from receipt to accounting. Employees can submit expenses while on the go, and the smart scan feature automatically completes expense reports.

Flowers is an all-in-one workflow automation and resource management solution designed to streamline operations, reduce costs, and provide unparalleled visibility. Build custom workflows, manage resources, and gain real-time insights to revolutionize your business processes with ease and flexibility.

Automate expenses, bookings, and payments with Perk — one platform that simplifies spend and gives finance teams real-time control.

Circula is an expense management and benefits administration software, that focuses strongly on the best possible user experience and guarantees compliance with European law standards.

Xero vs Circula Comparison (2026)

Xero

Circula

Overview

Video & Screenshots

Pricing

User reviews

Key features

Integrations

Alternatives