Xero vs Square Invoices

PayPal

QuickBooks Enterprise

QuickBooks Online

SumUp

Invoiced

MYOB Business

Compare Xero and Square Invoices based on features, pricing, verified reviews, integrations & more on GetApp. Find out which software is best for your business in 2026.

MYOB Business is accounting software designed to help businesses of any size across Australia and New Zealand take care of GST, invoices, reporting, expenses & payroll (including Single Touch Payroll). Designed to save time, increase productivity, and stay up to date with ATO obligations.

QuickBooks Desktop Enterprise is an accounting software for small businesses which provides users with real-time access to customer, employee, and vendor information. The software includes tools for managing inventory, shipping, sales orders, pricing, tasks, invoicing, reporting, and more.

QuickBooks Online is an all-in-one online business software designed to help manage business finances. The platform is built to scale businesses, unlocking insights and providing the functionality of a larger team, all on one integrated platform.

Xero is an award-winning online accounting software designed for small business owners and accountants, available on any computer or mobile device with an internet connection. Simplify business admin and get a range of financial insights to help you make better decisions for your business.

"What If" Scenarios

401(k) Tracking

Access Controls/Permissions

Accounting

Accounts Payable

Accounts Receivable

Accrual Accounting

ACH Payment Processing

Activity Dashboard

Activity Tracking

Ad hoc Reporting

Alerts/Notifications

Approval Process Control

Approval Workflow

Asset Accounting

Asset Tracking

Audit Trail

Automated Quoting

Automatic Backup

Automatic Billing

Bank Reconciliation

Benefits Management

Billing & Invoicing

Billing Portal

Budgeting/Forecasting

Calendar Management

Case Management

Cash Flow Management

Cash Management

Catalog Management

Check Printing

Check Processing

Check Writing

Client Management

Client Portal

Compliance Management

Consolidation/Roll-Up

Construction Breakdowns

Contact Database

Contact Management

Contingency Billing

Contract/License Management

Cost Tracking

CPA Firms

Credit Card Processing

Cross Ledger Posting

Currency Conversion

Customer Database

Customer History

Customer Statements

Customizable Branding

Customizable Invoices

Customizable Reports

Customizable Templates

Data Import/Export

Data Visualization

Delivery Management

Direct Deposit

Discount Management

Document Management

Document Storage

Document Templates

Drag & Drop

Due Date Tracking

Dunning Management

Duplicate Payment Alert

Electronic Payments

Email Management

Expense Claims

Expense Management

Expense Tracking

Fee Calculation & Posting

Financial Analysis

Financial Management

Financial Reporting

Fixed Asset Management

For Accountants

For AEC Industry

For CPA Firms

For Legal Professionals

For Real Estate

For Religious Organizations

For Schools

For Small Businesses

Forecasting

Fraud Detection

Fund Accounting

Fund Management

General Ledger

Hourly Billing

Income & Balance Sheet

Inventory Control

Inventory Management

Inventory Optimization

Inventory Tracking

Invoice Creation

Invoice History

Invoice Management

Invoice Processing

Xero

Android

Web-based

iPad

iPhone

Pres

I have been with Xero for many years. I love the sense of community and i LOVE that I am not being asked to upgrade or upcharge the way some other companies do.

Manager 

I love the app and gives me accounting on the go. Helps me track invoices and profits with ease.

General Manager

There are no delivery notes/packing slips. They tout a "workaround" but be warned, it's exactly 10 extra clicks so it's really not an option if you need this feature.

Director

The ease of use and reputation are by far the greatest part of this product. In addition to this, the range of potential integrations is fantastic.

Customer Success Manager

Really easy to submit expenses, categorise them and check the progress of you submitted expense - super easy to do all from the app.

Principal Consultant

Our main complaint is that Xero stopped doing payroll in 2018, so now you have to pay an additional fee to a payroll processor such as Gusto.

Founder

Changing accounting software from Xero is a horrible experience. They make it very difficult to pivot to other software.

Great that our external accountants and legal support can access online as they need. Seems to be continuously evolving  and its reassuring to see ongoing development of the product.

I very much like the ease of uploading expenses to Xero and the fact that you can save photos of your receipts rather than keep loads of paper receipts.

CRM Admin

I think that Xero is easy to use and setup, and the UI is great for beginners to use. Overall very friendly to the eyes.

Xero has been easy to use, it's streamlined our invoicing processes and ensured that the right members of the team all have suitable appropriate access and knows what's happening financially.

Manager

Removing/deleting of transactions and line items are difficult, imported by error and had to delete one by one.

Principal

Great Small Biz and Association software - Great Price.

Creative Marketing Genius | Small Business Marketing Expert

I loved how easy it was to integrate XERO with my bank accounts and Paypal.

Solid and simple cloud accounting solution that is easy to navigate and customise.

Xero is easy to use and is widely adopted. It has a nice UI and quite a few different integrations that make keeping it updated easier.

Finance & Operations Manager

Easy to use and implement and cost is very attractive.

Supply Chain & Operations Associate

Project tracking and automatic updates. Very supportive & available customer support.

Xero screenshot: Xero Dashboard

Xero screenshot: Xero Payroll

Xero screenshot: Xero Reporting

Xero screenshot: Xero Invoices

Xero screenshot: Xero Assurance Dashboard

Xero screenshot: Xero Accounts

Xero screenshot: Xero Contacts

Xero screenshot: Xero Mobile

Xero screenshot: Xero Profit and Loss Reports

Xero screenshot: Xero Summary Report

Xero screenshot: Xero Sales Account

Xero screenshot: Xero Timesheets, Payslips, and Leave

Xero screenshot: Xero Calendar

Freelancers

Large Enterprises

Mid Size Business

Non Profit

Public Administrations

Small Business

PayPal provides an end-to-end suite of tools that can integrate with a business's existing systems and service providers. Its network of shoppers and businesses provides AI-driven data insights to help businesses reach new customers and drive results.

SumUp offers card readers and POS systems designed for small businesses across various industries. The platform provides comprehensive payment solutions including portable card readers, self-service kiosks, and invoicing capabilities. SumUp also features financial management tools such as business checking accounts and customer engagement options through gift cards and reward programs, all accessible through a single mobile application.

Invoiced is an accounts receivable automation software designed to streamline and optimize invoice-to-cash processes. It helps businesses handle the entire accounts receivable workflow, from automated invoicing and collections to customizable workflows for AR processes. The software integrates with a company's existing ERP and CRM systems, improving performance across applications.

Square Invoices is a cloud-based invoice generation platform from which sellers can create, send, and track customized, professional-looking invoices for free

Contract Drafting

Data Security

Electronic Signature

Online Invoicing

Online Payments

Payment Links

Payment Processing

Pre-built Templates

Quotes/Estimates

Recurring/Subscription Billing

Reminders

Reporting & Statistics

Reporting/Analytics

Third-Party Integrations

Square Invoices

captain

I love using square invoice it is so easy to send invoices and my clients have an easy time paying I love that it goes out from my business address.

Owner

The program is thorough and very easy to use, and it keeps track of the outstanding invoices that I have.

owner

My clients love how easy it is to pay me, it is great not have checks laying around and it is really easy to check on the status of payment.

Need to be able to edit current line item in invoice if I make a mistake. I have invoices with a bad email address.

Love the online invoicing capabilities it has so far. Love the phone app so far.

Owner/Therapist

We like the ease of use, ability to invoice without hassle, and how it integrates into our payment system without issues.

Wireless Consultant

I liked the fact that you can create an invoice with payment processing integrated into it. You cannpersonalize your invoice and send with ease.

Owner/Operator

I also love the fact that customer/vendors can now opt to save client payment information securely on their systems to make payments faster and easier.

AuPair Coordinator

Its easy, its quick and most of all, i can send invoices right from my phone. It's absolutely the best.

Xero vs Square Invoices Comparison (2026)

Xero vs Square Invoices Comparison (2026)

Xero

Square Invoices

Overview

Video & Screenshots

Pricing

User reviews

Key features

Integrations

Alternatives