App comparison
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XTRM
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Receive, exchange, embed and send global payments.
XTRM Alternatives & Competitors (2026)
Top 8 free alternatives

Zoho Invoice
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Online invoicing tool for freelancers and SMBs.


0.2
Value for money
Starting price
No pricing info
0.4
Functionality
Reporting & Statistics
5/5
Customizable Branding
5/5
Project Time Tracking
5/5
Top Features
PCI Compliance
N/A
Electronic Signature
N/A
Payment Fraud Prevention
N/A

Clio
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Cloud-based legal practice management tool for law firms.


0.5
Value for money
Starting price
No pricing info
0.5
Functionality
Receipt Management
5/5
Archiving & Retention
5/5
Version Control
5/5
Top Features
PCI Compliance
N/A
Payment Gateway Integration
N/A

Stripe
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Online payment processing for internet businesses


0.6
Value for money
No pricing info
Starting price
No pricing info
0.5
Functionality
Reminders
5/5
Reporting & Statistics
4.8/5
Transaction History
4.7/5
Top Features
Payment Gateway Integration
N/A
Electronic Signature
N/A

ZarMoney
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Cloud-based accounting solution for businesses of all sizes


0.1
Value for money
Starting price
No pricing info
0.5
Functionality
Real-Time Data
5/5
Partial Payments
5/5
Dashboard
5/5
Top Features
Payment Fraud Prevention
N/A
PCI Compliance
N/A
Multiple Payment Options
N/A

SumUp
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
POS and payments processing software


0.7
Value for money
Starting price
No pricing info
0.6
Functionality
Promotions Management
5/5
Billing & Invoicing
5/5
Restaurant POS
5/5
Top Features
PCI Compliance
N/A
Multi-Currency
N/A

ChargeOver
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Subscription Billing for SMBs


0.2
Value for money
Starting price
No pricing info
0.5
Functionality
Recurring Invoicing
5/5
Reporting/Analytics
5/5
Refund Management
5/5
Top Features
Payment Fraud Prevention
N/A
Payment Gateway Integration
N/A
Mobile Payments
N/A


0.3
Value for money
No pricing info
Starting price
No pricing info
0.2
Functionality
Online Payments
4.8/5
Reporting/Analytics
4.8/5
Mobile Payments
4.8/5
Top Features
Payment Gateway Integration
N/A
PCI Compliance
N/A
Multiple Payment Options
N/A


0.7
Value for money
No pricing info
Starting price
No pricing info
0.7
Functionality
Stock Tracking
4.7/5
Investment Management
4.7/5
Tax Management
4.7/5
Top Features
Online Payments
N/A
Payment Fraud Prevention
N/A
Electronic Signature
N/A


Value for money
Starting price
No pricing info
Functionality
Payment Fraud Prevention
5/5
Payment Processing
5/5
Mobile Access
5/5
Top Features
Recurring/Subscription Billing
N/A
Reporting/Analytics
N/A
PCI Compliance
N/A


0.7
Value for money
No pricing info
Starting price
No pricing info
0.6
Functionality
Payment Gateway Integration
5/5
Contact Database
5/5
Property Database
5/5
Top Features
Multiple Payment Options
N/A
PCI Compliance
N/A
Multi-Currency
N/A


0.4
Value for money
No pricing info
Starting price
No pricing info
0.4
Functionality
Trade Confirmations
3.5/5
Reporting/Analytics
3.5/5
Real Time Currency Quotes
3/5
Top Features
Payment Fraud Prevention
N/A
Payment Gateway Integration
N/A
Electronic Signature
N/A


Value for money
Starting price
No pricing info
Functionality
Transaction Monitoring
5/5
PCI Compliance
5/5
Payment Fraud Prevention
5/5
Top Features
No unique features


0.7
Value for money
Starting price
No pricing info
0.7
Functionality
Electronic Payments
5/5
Ordering Automation
5/5
Customizable Fields
5/5
Top Features
Payment Fraud Prevention
N/A
Payment Gateway Integration
N/A
Multiple Payment Options
N/A


1.6
Value for money
Starting price
No pricing info
1.3
Functionality
Recurring/Subscription Billing
5/5
Reporting/Analytics
4.3/5
Data Security
3.4/5
Top Features
PCI Compliance
N/A
Billing & Invoicing
N/A
Multi-Currency
N/A


1.2
Value for money
Starting price
No pricing info
1.0
Functionality
Data Import/Export
5/5
Bank Reconciliation
5/5
Financial Reporting
4.5/5
Top Features
Recurring/Subscription Billing
N/A
Online Payments
N/A
Payment Gateway Integration
N/A


0.4
Value for money
No pricing info
Starting price
No pricing info
0.5
Functionality
Third-Party Integrations
5/5
Invoice Management
5/5
Expense Tracking
5/5
Top Features
PCI Compliance
N/A
Mobile Payments
N/A
Payment Fraud Prevention
N/A


0.5
Value for money
Starting price
No pricing info
0.3
Functionality
Recurring/Subscription Billing
5/5
HIPAA Compliant
5/5
Reminders
5/5
Top Features
Reporting/Analytics
N/A
Payment Gateway Integration
N/A
API
N/A


0.6
Value for money
Starting price
No pricing info
0.6
Functionality
Billing & Invoicing
5/5
Reporting/Analytics
5/5
Multiple Payment Options
5/5
Top Features
Mobile Payments
N/A
Payment Gateway Integration
N/A
Electronic Signature
N/A


Value for money
Starting price
No pricing info
1.0
Functionality
Activity Dashboard
N/A
Real-Time Analytics
N/A
Workflow Management
N/A
Top Features
Multiple Payment Options
N/A
Recurring/Subscription Billing
N/A
Online Payments
N/A


Value for money
Starting price
No pricing info
Functionality
Partial Payments
N/A
Transaction Monitoring
N/A
Status Tracking
N/A
Top Features
Payment Fraud Prevention
N/A
Payment Gateway Integration
N/A
Electronic Signature
N/A
