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App comparison

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Zip Logo

Make immediate purchases, pay later

Last updated: August 2025

Zip Alternatives & Competitors (2026)

Top 7 free alternatives

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Features


Pricing model


Devices supported


User rating


Organization types


Integrated with


Industry


Company size


PayPal logo

Payment processing, fraud protection and risk management

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logo
PayPal
logo
Zip

0.5

4.5

Value for money

5.0
0.09

Starting price

Empty state illustration for "No pricing info"

No pricing info

0.2

4.6

Functionality

4.8

Accounting

5/5

AI/Machine Learning

4.8/5

Anomaly Detection

4.7/5

Top Features

Data Security

5/5

ACH Payment Processing

4.8/5

Online Payments

4.7/5

Venmo logo

Digital wallet & mobile payment gateway

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logo
Venmo
logo
Zip

0.2

4.8

Value for money

5.0
Empty state illustration for "No pricing info"

No pricing info

Starting price

Empty state illustration for "No pricing info"

No pricing info

0.2

4.6

Functionality

4.8

Mobile Payments

4.8/5

Electronic Payments

4.7/5

Online Payments

4.7/5

Top Features

Data Security

5/5

ACH Payment Processing

4.8/5

Online Payments

4.7/5

Stripe logo

Online payment processing for internet businesses

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logo
Stripe
logo
Zip

0.6

4.4

Value for money

5.0
Empty state illustration for "No pricing info"

No pricing info

Starting price

Empty state illustration for "No pricing info"

No pricing info

0.3

4.5

Functionality

4.8

CRM

4.7/5

API

4.7/5

Credit Card Processing

4.6/5

Top Features

Data Security

5/5

ACH Payment Processing

4.8/5

Online Payments

4.7/5

Square Payments logo

Online payment processing for merchants & vendors

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logo
Square Payments
logo
Zip

0.5

4.5

Value for money

5.0
Empty state illustration for "No pricing info"

No pricing info

Starting price

Empty state illustration for "No pricing info"

No pricing info

0.2

4.6

Functionality

4.8

CRM

5/5

Credit Card Processing

4.8/5

Billing & Invoicing

4.6/5

Top Features

Data Security

5/5

ACH Payment Processing

4.8/5

Online Payments

4.7/5

Square Point of Sale logo

iPad & Android point of sale (POS) system

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logo
Square Point of Sale
logo
Zip

0.5

4.5

Value for money

5.0
49
/per month

Starting price

Empty state illustration for "No pricing info"

No pricing info

0.3

4.5

Functionality

4.8

API

5/5

Cash Management

5/5

Billing & Invoicing

4.7/5

Top Features

Data Security

5/5

ACH Payment Processing

4.8/5

Online Payments

4.7/5

Nomod logo

Take card payments anytime, anywhere.

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logo
Nomod
logo
Zip

0.3

4.7

Value for money

5.0
1
usage based

Starting price

Empty state illustration for "No pricing info"

No pricing info

0.2

4.6

Functionality

4.8

For Retail

4.8/5

Debit/Credit Card Processing

4.7/5

Data Security

4.7/5

Top Features

Data Security

5/5

ACH Payment Processing

4.8/5

Online Payments

4.7/5

Google Pay logo

Payment processing application

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logo
Google Pay
logo
Zip

0.4

4.6

Value for money

5.0
Empty state illustration for "No pricing info"

No pricing info

Starting price

Empty state illustration for "No pricing info"

No pricing info

0.3

4.5

Functionality

4.8

Mobile Access

4.8/5

Customer Accounts

4.7/5

Bill Payment

4.7/5

Top Features

Data Security

5/5

ACH Payment Processing

4.8/5

Online Payments

4.7/5

QuickBooks Online logo

Accounting and business management software

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logo
QuickBooks Online
logo
Zip

0.8

4.2

Value for money

5.0
38
flat rate/per month

Starting price

Empty state illustration for "No pricing info"

No pricing info

0.5

4.3

Functionality

4.8

401(k) Tracking

5/5

ACH Payment Processing

4.8/5

1099 Preparation

4.8/5

Top Features

Data Security

5/5

ACH Payment Processing

4.8/5

Online Payments

4.7/5

Cash App logo

Finance app with customizable debit cards

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logo
Cash App
logo
Zip

0.7

4.3

Value for money

5.0
Empty state illustration for "No pricing info"

No pricing info

Starting price

Empty state illustration for "No pricing info"

No pricing info

0.5

4.3

Functionality

4.8

Investment Management

4.7/5

Mobile Access

4.7/5

Electronic Payments

4.5/5

Top Features

Data Security

5/5

ACH Payment Processing

4.8/5

Online Payments

4.7/5

WeTravel logo

The booking & payments platform for group & multi-day travel

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logo
WeTravel
logo
Zip

0.3

4.7

Value for money

5.0
79
/per month

Starting price

Empty state illustration for "No pricing info"

No pricing info

0.2

4.6

Functionality

4.8

API

5/5

Booking Management

4.8/5

Activities Booking

4.7/5

Top Features

Data Security

5/5

ACH Payment Processing

4.8/5

Online Payments

4.7/5

Payoneer logo

Send and receive money locally and internationally

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logo
Payoneer
logo
Zip

1.0

4.0

Value for money

5.0
Empty state illustration for "No pricing info"

No pricing info

Starting price

Empty state illustration for "No pricing info"

No pricing info

0.6

4.2

Functionality

4.8

Bank Reconciliation

5/5

Data Security

4.4/5

API

4.3/5

Top Features

Data Security

5/5

ACH Payment Processing

4.8/5

Online Payments

4.7/5

Cashfree logo

Payment processing and banking platform

learn more
logo
Cashfree
logo
Zip

0.7

4.3

Value for money

5.0
Empty state illustration for "No pricing info"

No pricing info

Starting price

Empty state illustration for "No pricing info"

No pricing info

0.4

4.4

Functionality

4.8

Mobile Payments

4.6/5

Data Security

4.6/5

Multiple Payment Options

4.5/5

Top Features

Data Security

5/5

ACH Payment Processing

4.8/5

Online Payments

4.7/5

GCPay logo

Payment management software for the construction industry

learn more
logo
GCPay
logo
Zip

0.4

4.6

Value for money

5.0
Empty state illustration for "No pricing info"

No pricing info

Starting price

Empty state illustration for "No pricing info"

No pricing info

0.3

4.5

Functionality

4.8

Accounting

5/5

Accounts Payable

5/5

Activity Tracking

5/5

Top Features

Data Security

5/5

ACH Payment Processing

4.8/5

Online Payments

4.7/5

Zil Money logo

Software for streamlined transaction processing

learn more
logo
Zil Money
logo
Zip

0.4

4.6

Value for money

5.0
30
usage based/per month

Starting price

Empty state illustration for "No pricing info"

No pricing info

0.3

4.5

Functionality

4.8

Data Security

4.7/5

Multiple Payment Options

4.6/5

Mobile Payments

4.6/5

Top Features

Data Security

5/5

ACH Payment Processing

4.8/5

Online Payments

4.7/5

ePayPolicy logo

Faster, Easier, Integrated Insurance Payment Services

learn more
logo
ePayPolicy
logo
Zip

0.2

4.8

Value for money

5.0
25
per feature/per month

Starting price

Empty state illustration for "No pricing info"

No pricing info

4.8

Functionality

4.8

ACH Payment Processing

5/5

Activity Tracking

4.7/5

Alerts/Notifications

4.7/5

Top Features

Data Security

5/5

ACH Payment Processing

4.8/5

Online Payments

4.7/5

Stampli logo

Stress-free finance operations

learn more
logo
Stampli
logo
Zip

0.4

4.6

Value for money

5.0
Empty state illustration for "No pricing info"

No pricing info

Starting price

Empty state illustration for "No pricing info"

No pricing info

0.1

4.7

Functionality

4.8

Activity Dashboard

5/5

Access Controls/Permissions

4.7/5

Accounting

4.7/5

Top Features

Data Security

5/5

ACH Payment Processing

4.8/5

Online Payments

4.7/5

Afterpay logo

Buy Now, Pay Later

learn more
logo
Afterpay
logo
Zip

0.5

4.5

Value for money

5.0
Empty state illustration for "No pricing info"

No pricing info

Starting price

Empty state illustration for "No pricing info"

No pricing info

0.2

4.6

Functionality

4.8

Partial Payments

5/5

Online Payments

4.6/5

ACH Payment Processing

4.6/5

Top Features

Data Security

5/5

ACH Payment Processing

4.8/5

Online Payments

4.7/5

Amazon Pay logo

Sign Up for Amazon Pay

learn more
logo
Amazon Pay
logo
Zip

0.5

4.5

Value for money

5.0
Empty state illustration for "No pricing info"

No pricing info

Starting price

Empty state illustration for "No pricing info"

No pricing info

0.3

4.5

Functionality

4.8

Alerts/Notifications

4.8/5

Mobile Access

4.7/5

Data Security

4.7/5

Top Features

Data Security

5/5

ACH Payment Processing

4.8/5

Online Payments

4.7/5

Epos Now logo

An easy-to-use, adaptable point-of-sale and payment system.

learn more
logo
Epos Now
logo
Zip

1.4

3.6

Value for money

5.0
349
flat rate

Starting price

Empty state illustration for "No pricing info"

No pricing info

1.0

3.8

Functionality

4.8

Cash Management

4.3/5

Activity Dashboard

4.3/5

Access Controls/Permissions

4/5

Top Features

Data Security

5/5

ACH Payment Processing

4.8/5

Online Payments

4.7/5

Stax logo

All-In-One Payment Processing Platform

learn more
logo
Stax
logo
Zip

1.0

4.0

Value for money

5.0
99
flat rate/per month

Starting price

Empty state illustration for "No pricing info"

No pricing info

0.7

4.1

Functionality

4.8

Billing Portal

4.7/5

Credit Card Processing

4.3/5

ACH Payment Processing

1/5

Top Features

Data Security

5/5

ACH Payment Processing

4.8/5

Online Payments

4.7/5