getapp-logo

App comparison

Add up to 4 apps below to see how they compare. You can also use the "Compare" buttons while browsing.

GetApp offers objective, independent research and verified user reviews. We may earn a referral fee when you visit a vendor through our links. 

Zum Logo

Simplifying the complexities of payments

Last updated: November 2025

Zum Alternatives & Competitors (2026)

Filter results

Features


Pricing model


Devices supported


User rating


Organization types


Integrated with


Industry


Company size


PayPal logo

Payment processing, fraud protection and risk management

learn more
logo
PayPal
logo
Zum

0.2

4.5

Value for money

4.7
0.09

Starting price

Empty state illustration for "No pricing info"

No pricing info

0.2

4.6

Functionality

4.4

Accounting

5/5

AI/Machine Learning

4.8/5

Anomaly Detection

4.7/5

Top Features

ACH Payment Processing

4.5/5

Accounting

4/5

Billing & Invoicing

2/5

Venmo logo

Digital wallet & mobile payment gateway

learn more
logo
Venmo
logo
Zum

0.1

4.8

Value for money

4.7
Empty state illustration for "No pricing info"

No pricing info

Starting price

Empty state illustration for "No pricing info"

No pricing info

0.2

4.6

Functionality

4.4

Mobile Payments

4.8/5

Electronic Payments

4.7/5

Online Payments

4.7/5

Top Features

ACH Payment Processing

4.5/5

Accounting

4/5

Billing & Invoicing

2/5

Stripe logo

Online payment processing for internet businesses

learn more
logo
Stripe
logo
Zum

0.3

4.4

Value for money

4.7
Empty state illustration for "No pricing info"

No pricing info

Starting price

Empty state illustration for "No pricing info"

No pricing info

0.1

4.5

Functionality

4.4

CRM

4.7/5

API

4.7/5

Credit Card Processing

4.6/5

Top Features

ACH Payment Processing

4.5/5

Accounting

4/5

Billing & Invoicing

2/5

Square Payments logo

Online payment processing for merchants & vendors

learn more
logo
Square Payments
logo
Zum

0.2

4.5

Value for money

4.7
Empty state illustration for "No pricing info"

No pricing info

Starting price

Empty state illustration for "No pricing info"

No pricing info

0.2

4.6

Functionality

4.4

CRM

5/5

Credit Card Processing

4.8/5

Billing & Invoicing

4.6/5

Top Features

ACH Payment Processing

4.5/5

Accounting

4/5

Billing & Invoicing

2/5

QuickBooks Online logo

Accounting and business management software

learn more
logo
QuickBooks Online
logo
Zum

0.5

4.2

Value for money

4.7
38
flat rate/per month

Starting price

Empty state illustration for "No pricing info"

No pricing info

0.1

4.3

Functionality

4.4

401(k) Tracking

5/5

ACH Payment Processing

4.8/5

1099 Preparation

4.8/5

Top Features

ACH Payment Processing

4.5/5

Accounting

4/5

Billing & Invoicing

2/5

NetSuite logo

AI-powered cloud-based business management suite

learn more
logo
NetSuite
logo
Zum

0.8

3.9

Value for money

4.7
Empty state illustration for "No pricing info"

No pricing info

Starting price

Empty state illustration for "No pricing info"

No pricing info

0.2

4.2

Functionality

4.4

Accounting Integration

4.7/5

Accounts Payable

4.5/5

Activity Tracking

4.4/5

Top Features

ACH Payment Processing

4.5/5

Accounting

4/5

Billing & Invoicing

2/5

Tipalti logo

Finance automation and accounts payable solution

learn more
logo
Tipalti
logo
Zum

0.2

4.5

Value for money

4.7
99
flat rate/per month

Starting price

Empty state illustration for "No pricing info"

No pricing info

4.4

Functionality

4.4

Accounting

5/5

Accounts Payable

4.8/5

Affiliate Management

4.5/5

Top Features

ACH Payment Processing

4.5/5

Accounting

4/5

Billing & Invoicing

2/5

Agicap logo

Manage your cashflow with ease

learn more
logo
Agicap
logo
Zum

1.0

3.7

Value for money

4.7
Empty state illustration for "No pricing info"

No pricing info

Starting price

Empty state illustration for "No pricing info"

No pricing info

0.2

4.2

Functionality

4.4

Accounting

4/5

Bank Reconciliation

3.8/5

Accounting Integration

3.7/5

Top Features

ACH Payment Processing

4.5/5

Accounting

4/5

Billing & Invoicing

2/5

ePayPolicy logo

Faster, Easier, Integrated Insurance Payment Services

learn more
logo
ePayPolicy
logo
Zum

0.1

4.8

Value for money

4.7
25
per feature/per month

Starting price

Empty state illustration for "No pricing info"

No pricing info

0.4

4.8

Functionality

4.4

ACH Payment Processing

5/5

Activity Tracking

4.7/5

Alerts/Notifications

4.7/5

Top Features

ACH Payment Processing

4.5/5

Accounting

4/5

Billing & Invoicing

2/5

Square Point of Sale logo

iPad & Android point of sale (POS) system

learn more
logo
Square Point of Sale
logo
Zum

0.2

4.5

Value for money

4.7
49
/per month

Starting price

Empty state illustration for "No pricing info"

No pricing info

0.1

4.5

Functionality

4.4

API

5/5

Cash Management

5/5

Billing & Invoicing

4.7/5

Top Features

ACH Payment Processing

4.5/5

Accounting

4/5

Billing & Invoicing

2/5

Wave logo

Accounting, invoicing, and payroll management platform

learn more
logo
Wave
logo
Zum

0.1

4.6

Value for money

4.7
19
flat rate/per month

Starting price

Empty state illustration for "No pricing info"

No pricing info

0.2

4.2

Functionality

4.4

Accounts Receivable

4.5/5

Activity Dashboard

4.5/5

Accounting

4.5/5

Top Features

ACH Payment Processing

4.5/5

Accounting

4/5

Billing & Invoicing

2/5

Melio logo

Accounts payable platform for businesses of all sizes

learn more
logo
Melio
logo
Zum

0.4

4.3

Value for money

4.7
25
per user/per month

Starting price

Empty state illustration for "No pricing info"

No pricing info

0.3

4.1

Functionality

4.4

Approval Workflow

5/5

Accounts Receivable

4.7/5

Accounts Payable

4.6/5

Top Features

ACH Payment Processing

4.5/5

Accounting

4/5

Billing & Invoicing

2/5

BILL Accounts Payable & Receivable logo

BILL, a leader in financial automation software for SMBs

learn more
logo
BILL Accounts Payable & Receivable
logo
Zum

0.8

3.9

Value for money

4.7
49
per user/per month

Starting price

Empty state illustration for "No pricing info"

No pricing info

0.3

4.1

Functionality

4.4

ACH Payment Processing

4.5/5

Access Controls/Permissions

4.5/5

Accounts Receivable

4.2/5

Top Features

ACH Payment Processing

4.5/5

Accounting

4/5

Billing & Invoicing

2/5

Serrala Suite logo

Serrala – automate finance without limits!

learn more
logo
Serrala Suite
logo
Zum

1.3

3.4

Value for money

4.7
Empty state illustration for "No pricing info"

No pricing info

Starting price

Empty state illustration for "No pricing info"

No pricing info

0.2

4.2

Functionality

4.4

Accounting Integration

4.5/5

Accounting

4/5

ACH Payment Processing

4/5

Top Features

ACH Payment Processing

4.5/5

Accounting

4/5

Billing & Invoicing

2/5

FreshBooks logo

Invoice and accounting software tailored to small businesses

learn more
logo
FreshBooks
logo
Zum

0.4

4.3

Value for money

4.7
21
flat rate/per month

Starting price

Empty state illustration for "No pricing info"

No pricing info

0.1

4.3

Functionality

4.4

Alerts/Notifications

5/5

Attendance Tracking

4.6/5

Accounting

4.5/5

Top Features

ACH Payment Processing

4.5/5

Accounting

4/5

Billing & Invoicing

2/5

Payoneer logo

Send and receive money locally and internationally

learn more
logo
Payoneer
logo
Zum

0.7

4.0

Value for money

4.7
Empty state illustration for "No pricing info"

No pricing info

Starting price

Empty state illustration for "No pricing info"

No pricing info

0.2

4.2

Functionality

4.4

Bank Reconciliation

5/5

Data Security

4.4/5

API

4.3/5

Top Features

ACH Payment Processing

4.5/5

Accounting

4/5

Billing & Invoicing

2/5

QuickBooks Enterprise logo

Enterprise accounting, FSM and inventory management solution

learn more
logo
QuickBooks Enterprise
logo
Zum

0.4

4.3

Value for money

4.7
2210
flat rate/per year

Starting price

Empty state illustration for "No pricing info"

No pricing info

4.4

Functionality

4.4

Activity Tracking

4.6/5

Accounts Receivable

4.6/5

Accounts Payable

4.6/5

Top Features

ACH Payment Processing

4.5/5

Accounting

4/5

Billing & Invoicing

2/5

Chargebee logo

Subscription management and recurring billing software

learn more
logo
Chargebee
logo
Zum

0.7

4.0

Value for money

4.7
250
usage based/per month

Starting price

Empty state illustration for "No pricing info"

No pricing info

0.2

4.2

Functionality

4.4

Accounting Integration

4.7/5

Bank Reconciliation

4.5/5

Billing Portal

4.5/5

Top Features

ACH Payment Processing

4.5/5

Accounting

4/5

Billing & Invoicing

2/5

Zoho Books logo

Online accounting software for businesses of all sizes

learn more
logo
Zoho Books
logo
Zum

0.3

4.4

Value for money

4.7
20
/per month

Starting price

Empty state illustration for "No pricing info"

No pricing info

0.1

4.3

Functionality

4.4

Approval Process Control

4.9/5

Billable & Non-Billable Hours

4.8/5

Accounting

4.5/5

Top Features

ACH Payment Processing

4.5/5

Accounting

4/5

Billing & Invoicing

2/5

Plooto logo

Accounts payable and receivable software

learn more
logo
Plooto
logo
Zum

0.5

4.2

Value for money

4.7
9
flat rate/per month

Starting price

Empty state illustration for "No pricing info"

No pricing info

0.2

4.2

Functionality

4.4

Accounting Integration

5/5

Alerts/Notifications

5/5

Accounting

4.8/5

Top Features

ACH Payment Processing

4.5/5

Accounting

4/5

Billing & Invoicing

2/5