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Chime vs Acorns Comparison (2026)

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Chime

Acorns logo

Acorns

Overview

Chime is a mobile banking software designed to help teams and individuals streamline tax returns, unemployment benefits, paycheck deposits, and government stimulus payouts. It lets users track account balances and daily transactions, receive balance notifications and transaction alerts, and send money to friends and family.

Acorns is a personal banking solution for individuals or groups that consolidates personal checking, investments, and retirement financial accounts in one location. The system manages daily checking deposits such as direct deposits, check deposits, and mobile check deposits while providing a smart deposit assistant, which automatically sets money aside before the funds have been received.

  • Platforms supported
  • Web-based
  • iPhone app
  • Android app
  • Windows Phone app
  • Typical customers
  • Freelancers
  • Small businesses
  • Mid size businesses
  • Large enterprises
  • Customer support
  • Phone
  • Online
  • Knowledge base
  • Video tutorials
  • Platforms supported
  • Web-based
  • iPhone app
  • Android app
  • Windows Phone app
  • Typical customers
  • Freelancers
  • Small businesses
  • Mid size businesses
  • Large enterprises
  • Customer support
  • Phone
  • Online
  • Knowledge base
  • Video tutorials

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