Chime vs Cash App

PayPal

Venmo

Square Point of Sale

FraudNet

Interact

Alkami Platform

Compare Chime and Cash App based on features, pricing, verified reviews, integrations & more on GetApp. Find out which software is best for your business in 2026.

The Alkami Platform provides financial institutions a complete digital banking solution to securely onboard, engage, & grow retail & business users for banks & credit unions. Clients set the pace of innovation with customized user experiences via our platform & extensive fintech partner ecosystem.


FraudNet offers an enterprise-level AI fraud detection platform that helps businesses detect and prevent over six hundred fraud schemes in real-time. The system combines entity screening, continuous monitoring, and transaction protection with advanced machine learning models and intelligent risk decisioning. FraudNet serves multiple industries including payments, financial services, fintechs, and commerce with customizable solutions that adapt to specific business needs.

Xobin is a glitch-free online assessment platform. Conduct Pre Employment Skills Assessments, Psychometric Assessments and Job Tests using Xobin. Choose from an Assessment Library of over 800+ Pre-Built Tests and 30,000+ Questions and automate screening and shortlisting.

Chime is a mobile banking software designed to help teams and individuals streamline tax returns, unemployment benefits, paycheck deposits, and government stimulus payouts. It lets users track account balances and daily transactions, receive balance notifications and transaction alerts, and send money to friends and family.

ACH Payment Processing

Alerts/Escalation

Authentication

Bill Payment

Cash Management

Chat/Messaging

Compliance Management

Credit Card Management

Credit Card Processing

Digital Wallet

Electronic Funds Transfer

Electronic Payments

Electronic Statements

Mobile Access

Mobile Alerts

Multi-Currency

Online Banking

Real-Time Monitoring

Remote Deposit

Retail Banking

Secure Data Storage

Secure Login

Third-Party Integrations

Transaction History

Transaction Monitoring

Two-Factor Authentication

Chime

Web-based

Call center

I love the app overall, it’s a great way to manage your checking & savings while also building your credit, it’s a great & affordable way to control & oversee finances into great credit health.

Customer Support

It has saved me a few times. I believe they have options to help build or improve your credit as well.

Housekeeper

I like the authentication of the app I can easily use my fingerprint to login instead of the password. Overall I love how it lets me know through notifications that my money is on the way.

You can get paid up to 2 days early with chime and they have cool bonuses if you get a friend to sign up. Chime support is also very good and understanding when you go to them if you have any issues.

Owner

Ease of use and at beginning they were very nice and professional upon setup.

Student

I like that I could still have a checking and savings account with Chime. It was just like a regular bank account, but online.

Welder

The ease and integration of the credit builder checking and saving and external accounts also spot me feature is extremely easy and seemless and extremely useful.

Cleaner

My overall experience was amazing and I'm still having chime to this day and I will continue to be use it.

Own boss

This is one of the best mobile banking great bonuses.

I love that I can always access my money anytime if needed and always a customer service agent willing to help with issues.

Overall poor experience. It was the opposite of user-friendly.

I love everything except the overdraft part but other than that I love the authenticity of it and how my money is supposed to be ran.

Researcher

Ease of use and tools you can use to track your credit.

Professional Liability Claims Representative at Sedgwick

No actual physical locations to use. Everything has to be online.

Really no one to call for minor issues. It’s all done through chat.

OWNER

I LIKE THAT WHEN EVER A PROBLEM ARISES HOW QUICKLY CUSTOMER SERVICE IS TO STRAIGHTEN IT OUT. I LIKE THAT YOU CAN GET YOUR PAY TWO DAYS AHEAD.

Tester

I like the least about chime, that no matter what i did or how long i kept the account i lost money but nobody could tell me where it was going.

small business owner (Etsy)

It allows the user to get paid early, helps to control credit, and integrates a checking type account with a credit type account in a mobile app.

Chime screenshot: Chime build credit

Chime screenshot: Chime ATM map

Chime screenshot: Chime credit card settings

Chime screenshot: Chime pay or request

Freelancers

Large Enterprises

Small Business

Venmo is a digital wallet and payment gateway that allows customers to send money and make purchases via mobile device, and share activity via the purchase feed

PayPal provides an end-to-end suite of tools that can integrate with a business's existing systems and service providers. Its network of shoppers and businesses provides AI-driven data insights to help businesses reach new customers and drive results.

Square Point of Sale is a POS solution for Android and iOS devices which includes tools for managing payments, digital receipts, inventory, reports, and more.

Cash App is a web-based finance mobile application designed to help businesses send money, design debit cards, and buy stocks and bitcoins. With $cashtag, users can send and receive money using multiple devices.

Activity Tracking

Cryptocurrency Sending & Receiving

Customer Accounts

Customizable Branding

Data Security

Investment Management

Multi-Coin Support

P2P Payments

Payment Processing

Portfolio Accounting

Portfolio Reporting

Real-Time Data

Reporting/Analytics

SSL Security

Stock Management

Stock Tracking

Tax Calculation

Tax Filing

Tax Forms

Tax Management

Visual Analytics

Cash App

Android

iPad

iPhone

Media associate 

They are lying how can you deposit money but can't withdrawal money. My husband has money come up missing from his account all the time.

Educator and CEO

My experience was poor with Cash App due to the hacking and fraud. Customer Service was extremely rude and unhelpful.

Marketing Associate

It is free so it is great for the price. Always expect an issue can occur and then when they don't, it makes for an awesome day.

What i like most is that my loved ones will get any cash i send them within a matter of minutes. Its fast and easy just a click of a button.

Something really fun and unique is that you can order a free Cash App debit card (or a fancier one for a small fee) that you can customize with your signature or any type of doodle or icons you like.

What I like best about the cash app software is that it is super easy to use.

Freelancer

This is a fantastic tool for sending money from one person to another. I really appreciate the function that allows you to seek money from a person in the same way that an invoice would.

General Manager

Easy to use, works great!!! It integrates with all platforms with ease, haven't had any issues with crashes or app not loading.

Self Employed

Its absolutely great great way to receive money.

The software also gives you a little cash bonus just for signing up, and it does the same thing when you recruit new users. It's always a good thing to just get free money.

The app also provided a small monetary bonus just to sign up and does the same when you recruit new users. Free money is always a good thing.

Manager

I like the ease in sending and receiving money, and the instant transfer fee isn't that high.

Homemaker

I had problems logging in because my phone number changed.

Teammate

The cash app features is real time and at soonest possible time cash provider. It can easily be integrated with  small personal business or a slowly growing business at a small or affordable cost.

Cash App is easily recognizable,  easy to use, and I recommend this app to everyone.

Founder

The support staff at Cash App respond to any issues and rectify them as soon as possible. Will always recommend the app.

They never delivered and I had no recourse to go back at them so it was a lesson learned in caution.

Once one transaction fails no matters who fault it is , the app seems to flag you and not allow you to continue business in the manor previously held.

Chime vs Cash App Comparison (2026)

Chime

Cash App

Overview

Video & Screenshots

Pricing

User reviews

Key features

Integrations

Alternatives