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Qonto Logo

The finance solution that energizes SMEs and freelancers.

Last updated: March 2026

Qonto Alternatives & Competitors (2026)

Top 3 free alternatives

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Features


Pricing model


Devices supported


User rating


Organization types


Integrated with


Industry


Company size


Chime logo

Online banking software with automated savings

learn more
logo
Chime
logo
Qonto

0.4

4.7

Value for money

4.3
Empty state illustration for "No pricing info"

No pricing info

Starting price

9
flat rate/per month

0.1

4.6

Functionality

4.5

Alerts/Escalation

5/5

Bill Payment

5/5

ACH Payment Processing

4.7/5

Top Features

Core Banking

5/5

Corporate Card

4.8/5

Accounting

4.7/5

Plaid logo

Platform that enables apps to connect with bank accounts

learn more
logo
Plaid
logo
Qonto

0.1

4.4

Value for money

4.3
Empty state illustration for "No pricing info"

No pricing info

Starting price

9
flat rate/per month
4.5

Functionality

4.5

Access Management

5/5

Age Verification

5/5

AML Compliance

5/5

Top Features

Core Banking

5/5

Corporate Card

4.8/5

Accounting

4.7/5

Metaprise logo

Global Leader in AI-Powered AR/AP Solutions

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logo
Metaprise
logo
Qonto
4.3

Value for money

4.3
Empty state illustration for "No pricing info"

No pricing info

Starting price

9
flat rate/per month

0.1

4.6

Functionality

4.5

Accounting

4.7/5

Billing & Invoicing

4.6/5

ACH Payment Processing

4.5/5

Top Features

Core Banking

5/5

Corporate Card

4.8/5

Accounting

4.7/5

Revolut Business logo

Expedite your expenses with the all-in-one business account

learn more
logo
Revolut Business
logo
Qonto

0.7

3.6

Value for money

4.3
10
flat rate/per month

Starting price

9
flat rate/per month

0.5

4.0

Functionality

4.5

Audit Trail

5/5

Accounting Integration

4/5

Authentication

3.6/5

Top Features

Core Banking

5/5

Corporate Card

4.8/5

Accounting

4.7/5

Airwallex logo

Payment and financial management solution

learn more
logo
Airwallex
logo
Qonto

0.5

3.8

Value for money

4.3
Empty state illustration for "No pricing info"

No pricing info

Starting price

9
flat rate/per month

0.4

4.1

Functionality

4.5

Activity Dashboard

3.5/5

ACH Payment Processing

1/5

Alerts/Escalation

1/5

Top Features

Core Banking

5/5

Corporate Card

4.8/5

Accounting

4.7/5

Sage Intacct logo

Best-in-class Cloud ERP for Finance

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logo
Sage Intacct
logo
Qonto

0.3

4.0

Value for money

4.3
Empty state illustration for "No pricing info"

No pricing info

Starting price

9
flat rate/per month

0.3

4.2

Functionality

4.5

Activity Tracking

5/5

Accounting

4.6/5

Activity Dashboard

4.6/5

Top Features

Core Banking

5/5

Corporate Card

4.8/5

Accounting

4.7/5

Emburse Cards logo

Expense management & credit cards with spending rules

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logo
Emburse Cards
logo
Qonto

0.1

4.4

Value for money

4.3
Empty state illustration for "No pricing info"

No pricing info

Starting price

9
flat rate/per month

0.2

4.3

Functionality

4.5

Access Controls/Permissions

N/A

Accounting Integration

N/A

Ad hoc Reporting

N/A

Top Features

Core Banking

5/5

Corporate Card

4.8/5

Accounting

4.7/5

Cledara logo

All-in-One SaaS Management Platform

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logo
Cledara
logo
Qonto

0.5

4.8

Value for money

4.3
Empty state illustration for "No pricing info"

No pricing info

Starting price

9
flat rate/per month

0.1

4.4

Functionality

4.5

Accounting Integration

5/5

Access Controls/Permissions

N/A

Accounting Integration

N/A

Top Features

Core Banking

5/5

Corporate Card

4.8/5

Accounting

4.7/5

Intergiro logo

Powering your business with integrated payment solutions.

learn more
logo
Intergiro
logo
Qonto

0.4

4.7

Value for money

4.3
19
/per month

Starting price

9
flat rate/per month

0.1

4.4

Functionality

4.5

Bank Reconciliation

5/5

API

4.7/5

Accounting Integration

N/A

Top Features

Core Banking

5/5

Corporate Card

4.8/5

Accounting

4.7/5

Tickelia  logo

Cloud-based solution for business expense management.

learn more
logo
Tickelia
logo
Qonto

0.3

4.0

Value for money

4.3
8
per user/per month

Starting price

9
flat rate/per month

0.5

4.0

Functionality

4.5

API

4/5

Approval Process Control

3.3/5

Accounting Integration

N/A

Top Features

Core Banking

5/5

Corporate Card

4.8/5

Accounting

4.7/5

Regate logo

All-in-one financial management platform

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logo
Regate
logo
Qonto

4.3

0.0

Value for money

4.3
Empty state illustration for "No pricing info"

No pricing info

Starting price

9
flat rate/per month

0.3

4.8

Functionality

4.5

Access Controls/Permissions

N/A

Accounting Integration

N/A

Accounts Payable

N/A

Top Features

Core Banking

5/5

Corporate Card

4.8/5

Accounting

4.7/5

Coupa logo

Everything You Need to Optimize Your Spend in One Place

learn more
logo
Coupa
logo
Qonto

0.5

3.8

Value for money

4.3
2500
/per month

Starting price

9
flat rate/per month

0.6

3.9

Functionality

4.5

Approval Workflow

5/5

Audit Management

5/5

Approval Process Control

4.8/5

Top Features

Core Banking

5/5

Corporate Card

4.8/5

Accounting

4.7/5

Payhawk logo

Spend management platform that automates expense processing

learn more
logo
Payhawk
logo
Qonto

0.2

4.5

Value for money

4.3
Empty state illustration for "No pricing info"

No pricing info

Starting price

9
flat rate/per month

0.1

4.4

Functionality

4.5

ACH Payment Processing

5/5

Accounting

4.7/5

Activity Tracking

4.6/5

Top Features

Core Banking

5/5

Corporate Card

4.8/5

Accounting

4.7/5

Spendesk logo

Smart, trackable spending at work. From Approvals to Zen.

learn more
logo
Spendesk
logo
Qonto

0.2

4.5

Value for money

4.3
Empty state illustration for "No pricing info"

No pricing info

Starting price

9
flat rate/per month

0.1

4.6

Functionality

4.5

Accounting

5/5

Approval Process Control

4.5/5

Approval Workflow

4/5

Top Features

Core Banking

5/5

Corporate Card

4.8/5

Accounting

4.7/5

Agicap logo

Manage your cashflow with ease

learn more
logo
Agicap
logo
Qonto

0.6

3.7

Value for money

4.3
Empty state illustration for "No pricing info"

No pricing info

Starting price

9
flat rate/per month

0.3

4.2

Functionality

4.5

Accounting

4/5

Bank Reconciliation

3.8/5

Accounting Integration

3.7/5

Top Features

Core Banking

5/5

Corporate Card

4.8/5

Accounting

4.7/5

Corpay logo

A seamless end to end solution from procure to pay.

learn more
logo
Corpay
logo
Qonto

0.1

4.4

Value for money

4.3
0.01
per feature

Starting price

9
flat rate/per month
4.5

Functionality

4.5

Activity Dashboard

5/5

Accounts Payable

4.5/5

Audit Trail

4/5

Top Features

Core Banking

5/5

Corporate Card

4.8/5

Accounting

4.7/5

Caxton logo

API for managing overseas and local payments

learn more
logo
Caxton
logo
Qonto

0.5

4.8

Value for money

4.3
Empty state illustration for "No pricing info"

No pricing info

Starting price

9
flat rate/per month
4.5

Functionality

4.5

Accounting Integration

5/5

ACH Payment Processing

5/5

API

5/5

Top Features

Core Banking

5/5

Corporate Card

4.8/5

Accounting

4.7/5

Infor SunSystems logo

Financial management software that can adapt to any market

learn more
logo
Infor SunSystems
logo
Qonto

0.1

4.4

Value for money

4.3
Empty state illustration for "No pricing info"

No pricing info

Starting price

9
flat rate/per month

0.3

4.2

Functionality

4.5

Approval Process Control

5/5

Access Controls/Permissions

4/5

Accounting

4/5

Top Features

Core Banking

5/5

Corporate Card

4.8/5

Accounting

4.7/5

Rippling logo

Workforce management across HR, finance, and IT. 

learn more
logo
Rippling
logo
Qonto

0.5

4.8

Value for money

4.3
8
per user/per month

Starting price

9
flat rate/per month

0.3

4.8

Functionality

4.5

Access Certification

5/5

Access Management

4.9/5

401(k) Tracking

4.9/5

Top Features

Core Banking

5/5

Corporate Card

4.8/5

Accounting

4.7/5

Xero logo

Cloud-based accounting software for small businesses

learn more
logo
Xero
logo
Qonto
4.3

Value for money

4.3
25
flat rate/per month

Starting price

9
flat rate/per month

0.2

4.3

Functionality

4.5

401(k) Tracking

4.8/5

Accounting

4.6/5

Activity Dashboard

4.5/5

Top Features

Core Banking

5/5

Corporate Card

4.8/5

Accounting

4.7/5