App comparison
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Qonto
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
The finance solution that energizes SMEs and freelancers.
Last updated: February 2026
Qonto Alternatives & Competitors (2026)
Top 4 free alternatives
SAP Concur
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Travel, expense and invoice, automated and in control
0.2
Value for money
No pricing info
Starting price
0.3
Functionality
Time Tracking
5/5
ERP integration
5/5
Customizable Reports
5/5
Top Features
Core Banking
5/5
Securities Management
5/5
Real-Time Notifications
5/5
Longview Tax
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Corporate tax management and reporting solution
0.5
Value for money
No pricing info
Starting price
Functionality
Data Import/Export
5/5
Tax Planning
5/5
Accounting
5/5
Top Features
Core Banking
5/5
Securities Management
5/5
Real-Time Notifications
5/5
Spreadsheet Server
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
ERP to Excel reporting. Simple formulas. Real-time data.
0.2
Value for money
No pricing info
Starting price
0.1
Functionality
Expense Tracking
5/5
Billing & Invoicing
5/5
Financial Reporting
5/5
Top Features
Core Banking
5/5
Securities Management
5/5
Real-Time Notifications
5/5
FraudNet
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Cloud-based solution for fraud detection.
0.5
Value for money
No pricing info
Starting price
Functionality
PSD2 Compliant
5/5
Payment Fraud Prevention
5/5
Internal Fraud Monitoring
5/5
Top Features
Core Banking
5/5
Securities Management
5/5
Real-Time Notifications
5/5
Centrex
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Cloud-based CRM software for finance sector
0.5
Value for money
No pricing info
Starting price
0.3
Functionality
Email Marketing
5/5
Workflow Management
5/5
Lead Management
5/5
Top Features
Core Banking
5/5
Securities Management
5/5
Real-Time Notifications
5/5
Zoho Invoice
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Online invoicing tool for freelancers and SMBs.
0.5
Value for money
Starting price
0.1
Functionality
Reporting & Statistics
5/5
Customizable Branding
5/5
Project Time Tracking
5/5
Top Features
Core Banking
5/5
Securities Management
5/5
Real-Time Notifications
5/5
ZarMoney
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Cloud-based accounting solution for businesses of all sizes
0.6
Value for money
Starting price
Functionality
Real-Time Data
5/5
Partial Payments
5/5
Dashboard
5/5
Top Features
Core Banking
5/5
Securities Management
5/5
Real-Time Notifications
5/5
Odoo
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
All-in-one open-source business software
0.2
Value for money
Starting price
0.3
Functionality
Commenting/Notes
5/5
Catalog Management
5/5
SKU/UPC Codes
5/5
Top Features
Core Banking
5/5
Securities Management
5/5
Real-Time Notifications
5/5
Paylocity
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
One unified platform for HR, Finance, and IT.
0.1
Value for money
No pricing info
Starting price
0.2
Functionality
Workflow Management
5/5
Real-Time Reporting
5/5
Real-Time Updates
5/5
Top Features
Core Banking
5/5
Securities Management
5/5
Real-Time Notifications
5/5
Paycom
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
HR, talent acquisition, compensation management & payroll
Value for money
No pricing info
Starting price
0.1
Functionality
Role-Based Permissions
5/5
Corporate/Business
5/5
Time & Expense Tracking
5/5
Top Features
Core Banking
5/5
Securities Management
5/5
Real-Time Notifications
5/5
Your Money Line
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Simple and sincere money coaching for employees.
0.7
Value for money
No pricing info
Starting price
0.5
Functionality
Real-Time Analytics
5/5
Financial Reporting
5/5
Financial Analysis
5/5
Top Features
Core Banking
5/5
Securities Management
5/5
Real-Time Notifications
5/5
Rocketlane
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
A client-centric, next-gen PSA tool
0.3
Value for money
Starting price
0.1
Functionality
Activity Dashboard
5/5
Project Tracking
5/5
Customer Experience Management
5/5
Top Features
Core Banking
5/5
Securities Management
5/5
Real-Time Notifications
5/5
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Financial Close and Consolidation Software
0.7
Value for money
No pricing info
Starting price
0.5
Functionality
Multi-Currency
4/5
Multi-Company
4/5
Financial Analysis
4/5
Top Features
Core Banking
5/5
Securities Management
5/5
Real-Time Notifications
5/5
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Travel and expense management tool for midsize businesses
0.3
Value for money
No pricing info
Starting price
0.1
Functionality
Customizable Fields
5/5
Spend Analysis
5/5
Real-Time Data
5/5
Top Features
Core Banking
5/5
Securities Management
5/5
Real-Time Notifications
5/5
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Low-code BPM Software
0.1
Value for money
Starting price
Functionality
Dashboard
5/5
User Management
5/5
Project Planning
5/5
Top Features
Core Banking
5/5
Securities Management
5/5
Real-Time Notifications
5/5
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Workforce management across HR, finance, and IT.
0.5
Value for money
No pricing info
Starting price
0.3
Functionality
Provider Management
5/5
Sick Leave Tracking
5/5
COBRA Administration
5/5
Top Features
Core Banking
5/5
Securities Management
5/5
Real-Time Notifications
5/5
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Cloud-based billing & accounting management software
0.1
Value for money
Starting price
0.2
Functionality
Tax Management
5/5
Stock Management
5/5
Inventory Tracking
5/5
Top Features
Core Banking
5/5
Securities Management
5/5
Real-Time Notifications
5/5
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Cloud-based firm management tool for A&E firms.
0.2
Value for money
No pricing info
Starting price
0.1
Functionality
Real-Time Data
5/5
Billable Items Tracking
5/5
Time Off Requests
5/5
Top Features
Core Banking
5/5
Securities Management
5/5
Real-Time Notifications
5/5
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Automated AP for mid-market businesses
Value for money
No pricing info
Starting price
0.1
Functionality
Payment Gateway Integration
5/5
Contact Database
5/5
Property Database
5/5
Top Features
Core Banking
5/5
Securities Management
5/5
Real-Time Notifications
5/5
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Data capture software for invoices, bills and receipts
0.3
Value for money
Starting price
0.4
Functionality
Billing & Invoicing
5/5
Receipt Management
5/5
Invoice Processing
5/5
Top Features
Core Banking
5/5
Securities Management
5/5
Real-Time Notifications
5/5