Budgetly vs Moss

Expensify

Pleo

Pliant

Weel

finway

Airwallex

Compare Budgetly and Moss based on features, pricing, verified reviews, integrations & more on GetApp. Find out which software is best for your business in 2026.

Make accurate expense reporting a piece of cake, with smart expense reporting built into every payment.

Airwallex provides global businesses with an all-in-one account to help businesses grow and operate globally, offering access to domestic and foreign currency accounts, high speed international transfers, global bill pay, online payment links and plugins, multi-currency cards, expense management, software integrations and APIs to programmatically manage finances.

The easiest way to do your expenses, travel, and corporate cards.

AI-driven spend and expense management software with prepaid corporate cards with spending rules. Budget, spend, capture, pay bills and sync in real-time. Budgetly is an AI-driven, flexible, automated, and hassle-free expense accounting platform.  Go paperless and capture expenses as they happen.

Access Controls/Permissions

Accounting

Accounting Integration

Activity Dashboard

Activity Tracking

Ad hoc Reporting

Approval Process Control

Approval Workflow

Audit Trail

Automated Receipt Matching

Billing & Invoicing

Budget Control

Budgeting/Forecasting

Categorization/Grouping

Corporate Card

Customizable Fields

Customizable Reports

Duplicate Detection

Electronic Payments

ERP integration

Expense Claims

Expense Tracking

Financial Management

Invoice Management

Mobile Access

Mobile Receipt Upload

Prepaid Cards

Real-Time Analytics

Real-Time Data

Real-Time Monitoring

Real-Time Notifications

Real-Time Reporting

Real-Time Updates

Receipt Management

Reporting & Statistics

Secure Data Storage

Single Sign On

Spend Analysis

Spend Control

Supplier Management

Third-Party Integrations

Time & Expense Tracking

Transaction History

Budgetly

Android

Web-based

Windows

iPad

iPhone

Admin Assistant

The help support is fantastic. They always call you to see if they can help before you need to call them.

Budgetly does a great job with after sales and customer support. The Xero integration has been fantastic.

Project Officer

The customer service is super amazing. The help videos that they created for us have been amazing, we feel empowered and can quickly refer back to these if we need to.

Accounts Manager

Generally happy, super happy with the tech support, the Budgetly team are very attentive and quick to respond to questions.

Accountant

Budgetly is absolutely wonderful. It’s amazing to have instant cards when we need them.

Payroll Coordinator

Their customer service is very good. We don’t necessarily need too much support but it’s great to know it’s there if/when we do.

The ability to issue both physical and virtual cards was a massive deal for us. Being able to upload receipts directly into Budgetly has also been amazing as it’s easier to reconcile our transactions.

Finance Manager

The help and support has been really good. If I can’t get onto my account manager, the Support team are incredibly helpful.

Engineer

Enjoying everything mate! good stuff. This product makes me so happy.

Our biggest challenge was issuing cards, lack of live visibility and missing transaction receipts. Being a small business, it resulted in huge impacts with extra staff workload when delays occurred.

Accounts & Administration Manager

The biggest win we've had with Budgetly is the time savings in not having to chase receipts.

Director

We run 22 holidays a year, Budgetly has saved me at least 4 hours per trip without having to reconcile transactions, reimburse staff etc. The Xero integration is also brilliant.

Being able to limit and control spending has been amazing.

Field Technician

I have had a few minor issues with the App so far - declined card (which seemed to be a problem for a large proportion of their clients at the time) which happened at the most inopportune time.

Operations - General Manager

Prepaid Card - Easy to Use and Good Functionality.

Budgetly has fixed this by saving at least 20 hours a week across multiple teams. The way Budgetly's been designed makes it very easy to use and we're loving it.

No real cons for us, it does everything we need it to do.

There's really nothing that we don't like about Budgetly at the moment.

Budgetly screenshot: Admin creating budget

Budgetly screenshot: Admin can view transactions list in real time

Budgetly screenshot: Admin view of last 5 expenses in real time

Budgetly screenshot: Smart corporate debit VISA cards for Australian businesses – Instantly issue prepaid corporate debit cards for your teams, with physical and virtual options available. Simplify your business finances and take control.

Budgetly screenshot: Automated receipt capture – Save time and reduce errors with automated receipt capture. Simply snap a photo of your receipts, and Budgetly will automatically extract GST.

Budgetly screenshot: Real-time visibility – Gain instant insights into your financial activities with real-time expense tracking on every single transaction, purchase and receipt allowing you to make informed decisions on the go.

Mid Size Business

Non Profit

Public Administrations

Small Business

Pleo is a cloud-based expense management solution which provides virtual and plastic company cards, automatic expense categorization, receipt capture, and more

finway is a spend management software designed to help SMEs streamline budgeting, accounting, and invoicing operations via a unified portal. The platform enables employees to process one-time or recurring payments, track expenses, generate custom reports, and automate workflows in real-time.

Pliant is a payment platform that offers a comprehensive business credit card solution. Designed for companies of all sizes, Pliant provides both physical and virtual credit cards with high spending limits, attractive cashback terms, and premium perks such as comprehensive insurance packages and worldwide airport lounge access.

Moss is an expense management software that enables employees to spend in a decentralized way, giving finance managers complete visibility and control in real-time. By automating and digitizing spend, Moss frees finance teams from administrative tasks. 

Alerts/Notifications

Compliance Management

Configurable Workflow

Credit Card Management

Data Import/Export

Document Management

Duplicate Payment Alert

Fraud Detection

Invoice Processing

Mileage Tracking

Multi-Currency

Optical Character Recognition

Policy Management

Process/Workflow Automation

Recurring Payments

Reimbursement Management

Reminders

Rules-Based Workflow

Self Service Portal

Workflow Management

Moss

This is a great service. Super easy to use, all round a well polished service and I am happy to recommend.

Financial Controller

Easy to use & setup, saved lots of time in our month end processes, customer support is brilliant & always happy to help, overall a good experience & would highly recommend.

Growth Manager

The convenience of having a dedicated virtual card for monthly spending, along with the ability to effortlessly upload and categorize invoices, has significantly streamlined my financial tasks.

Project Manager

It helps me stay on top of all my transactions and assign cost centers accurately. I also appreciate being able to request travel funds in advance, like per diems or fuel.

Moss has been a great addition to our finance operations. It allowed us to centralize expense management, issue physical and virtual cards quickly, and gain better control over team budgets.

Maintenance

My experience with Moss is fantastic, i can recommend it to everyone, don't wait too much, go for it.

Product Designer

It has been an easy and secure experience overall. I like the look and feel and I can complete all my tasks pretty well.

Jr. People Business Partner

Also amazing that you could add the Moss card to your Apple Wallet. Their Customer Support is great.

I like to work with this product, you have a detailed overview of all costs and expenses, safe to work with (authentication features is very user friendly).

Director Customer Success

Uploading multiple receipts is fast and seamless, and the transparent approval process gives you a clear overview of your expected reimbursements.

Principal Industrial Designer

It’s not just a convenience—it’s a major improvement in accuracy, accountability, and peace of mind across the entire finance and operations workflow.

Application Manager

The app is intuitive and easy to use, making everyday financial tasks straightforward. Their website is equally well designed, with a clean interface that keeps everything organized and accessible.

Group Product Manger

3 authentication steps to get virtual card details. I know its about security, but as a user it bother.

Founder's Associate

I like toe integration with DATEV, we can automatically send receipts to our accountant. Card allocations for team members and certain services make it much easier to track and manage expenditure.

Head of ADB

Once I upload I then no longer have the option to add notes or assign a cost centre. The mobile app doesn't have this issue.

project manager

Apple Pay is not available in Belgium yet. The receipts finder feature only allows 1 email address to be connected with your account.

Datev integration is seamless. We don't pay out of Moss.

I use it on both my phone and laptop, which means I can access it no matter where I am. Uploading receipts is easy—just snap a photo with the app on my phone.

Budgetly vs Moss Comparison (2026)

Budgetly

Moss

Overview

Video & Screenshots

Pricing

User reviews

Key features

Integrations

Alternatives