Budgetly vs Payhawk

Moss

SAP Concur

Wallester

Moss is an expense management software that enables employees to spend in a decentralized way, giving finance managers complete visibility and control in real-time. By automating and digitizing spend, Moss frees finance teams from administrative tasks. 

SAP Concur is a leading cloud-based spend management solution that helps small, medium, and large businesses automate and simplify expense reporting, travel booking, and invoice processing. It’s designed to give organizations better control over their business spend by integrating near real-time data and using AI to audit 100% of transactions.

Wallester helps other businesses to issue corporate VISA cards and streamline their corporate expenses.

Budget, spend, capture, pay bills and sync in real-time. Budgetly is an AI-driven, flexible, automated, and hassle-free expense accounting platform. It helps businesses go paperless and capture expenses as they happen.

Access Controls/Permissions

Accounting

Accounting Integration

Activity Dashboard

Activity Tracking

Ad hoc Reporting

Approval Process Control

Approval Workflow

Audit Trail

Automated Receipt Matching

Billing & Invoicing

Budget Control

Budgeting/Forecasting

Categorization/Grouping

Corporate Card

Customizable Fields

Customizable Reports

Duplicate Detection

Electronic Payments

ERP integration

Expense Claims

Expense Tracking

Financial Management

Invoice Management

Mobile Access

Mobile Receipt Upload

Prepaid Cards

Real-Time Analytics

Real-Time Data

Real-Time Monitoring

Real-Time Notifications

Real-Time Reporting

Real-Time Updates

Receipt Management

Reporting & Statistics

Secure Data Storage

Single Sign On

Spend Analysis

Spend Control

Supplier Management

Third-Party Integrations

Time & Expense Tracking

Transaction History

The Budgetly integration most frequently cited by reviewers is Xero, an accounting product rated 5.0 out of 5 for its integration with Budgetly.

Integrations

By industry, Budgetly reviewers are most commonly professionals in individual & family services (41%). The most frequent use case for Budgetly cited by reviewers is spend management (88% of reviewers).

Proprietary

Budgetly

Web-based

iPhone

Android

iPad

Windows

Expensify

BILL Spend & Expense

Emburse Expense Professional

Navan

Rippling

Essentials

Premium

Enterprise

Finance Manager

It helps stream cost allocations to the right place, without the front end user needing to know too much, and allows for multiple users on the back end.

Financial Manager

Some merchants who require credit cards may reject Budgetly cards, so depending on where you need to spend, payment might need to be processed via other methods.

Executive Assistant

I can snap a photo of my receipt and upload it to the App while I'm still in the store!

Financial Controller

Unable to see whether an expense is approved and lack of customisation on fields required for user to fill in

Manager

The platform is user-friendly, making it easy to track spending, set budgets, and monitor financial goals.

The analytics and insights provided have been particularly helpful in understanding my spending habits and planning more effectively.

From the initial sales demo to educating us on the platform, to onboarding and account management - the entire journey was seamless and friendly.

Finance manager

It’s easy to track and manage business funds and the support is helpful and fast.

Chief Strategy Officer

Not missing transactions each month is a positive

Accounts Corporate Services

There's really not much that we don't like about it. If anything, it would be helpful to have some slightly more detailed reporting.

Excellent onboarding and support.

Budgetly has reduced our previous multi step process into this one clean workflow.

Budgetly is far superior to the previous system that we were using to manage our spending.

Accounts

Not being able to direct debit straight into the Budgetly account.  

It's a good platform, filling the niche between cash and credit card very effectively.

Would like GST extraction on all plans.  

Budgetly provides the ability to code transactions, capture receipts and provides visibility on the go as well as greater flexibility with the card issuing to users.  

Management Accountant

Budgetly gives us real-time access to see all of our transactions.

Pipe and Cable locating

It's technology, so staff members still take time to learn using it properly.

Head of Accounts

Service and support is fantastic, integrates with Xero and saves us a lot of time.

Director

We're really organised now - setting budgets makes everything really easy to manage everyone's spending.

Clean and Tidy Software that has solved a lot of our staff reimbursement issues.

Finance Administrator

Onboarding with  [sensitive content hidden] was a breeze and our staff have no issues using the cards.

Business Services Manager

It’s given our staff more control, they’re no longer anxious about having to carry a lot of cash and don’t need to worry about rationing this out for an entire month.

We no longer have to share cards between staff.

Finance admin

Staff save a lot of time and no longer have to wait for reimbursements.

Overall, it has made managing my finances simpler and more organized.

It is and will improve our productivity in Procurement and is saving time in Accounts Payable to ease of processing compared to manual credit card reconciliations

We were previously using petty cash and bank cards.

We’ve minimised human error with our staff now being accountable for uploading their own receipts.

Expense Management no longer consumes my week.

Group Financial Accountant

During training they showed me how to connect to Xero.

Money is now being spent where and when it is meant to be spent.

Finance Consultant

Being able to set our own spending limits, freeze or cancel cards at the click of a button and re-order these without having to deal with a bank is fantastic

Accounts Officer

Having Budgetly means we can give a virtual card to a staff member immediately and no longer have to wait for money to load onto the cards we were using previously.

Even though we feel we under utilise Budgetly based on all the bells and whistles.

Now we're using Budgetly, we no longer have to waste time manually keeping records and worrying about cash

Budgetly makes dealing with receipts easy.

Phone support is all free but it's easy to use and figure out.

Business Support Unit Manager

Shan in Onboarding would come back to me very quickly with personlised videos.

Administration

Lack of direct debits without using a card.

General Manager

We can track expenses in real-time and the leg work has been taken away while adding control back to business.

Saving approximately 5 hours a week across all staff involved.

Bookkeeper

Staff were making purchases and we’d then reimburse them.

Business Manager

Service Delivery Manager

For example, we can now monitor the number of takeaway meals our participants are eating which has a positive effect on their health.

Card Management

Pricing

Customer Support

Receipt Upload

Staff Reimbursement

Cash Management

Account Management

Transaction Sync

Small Business

Mid-size Business

budgetly

webexpenses

Webexpenses provides simple, intuitive cloud-based software for smarter expense management and invoice processing, with full support and seamless integration.

Expensify is an expense management platform that automates receipt scanning, expense tracking, and employee reimbursements. The software includes features such as corporate card management, travel booking capabilities, and integration with accounting systems including QuickBooks, NetSuite, Sage Intacct, and Xero. Expensify offers global reimbursement processing and allows organizations to link existing corporate cards from banks worldwide.

Payhawk's expense management solution enables you to control employee spend, reimburse mileage and per diem claims and out-of-pocket spend from a single tool.

Budgetly vs Payhawk Comparison (2026)

Budgetly

Payhawk

Overview

Video & Screenshots

Pricing

User reviews

Key features

Integrations

Alternatives