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authorize.net vs PayPal Commerce Platform Comparison (2026)

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authorize.net logo

authorize.net

PayPal Commerce Platform logo

PayPal Commerce Platform

Overview

authorize.net supports payment processing by helping businesses accept credit card and eCheck payments online, in person, via mobile devices, and more. The product offers a range of features, including online payments, mobile point of sale, virtual point of sale, phone payments, eCheck payments, digital invoicing, and fraud protection. It provides account updater and recurring payments capabilities to help businesses manage payments.

PayPal Checkout is an online checkout solution that can be integrated with eCommerce marketplaces and business websites to allow customers to use a range of payment methods on websites, in-app, or on mobile. The tool aims to increase conversions and reduce cart abandonment by streamlining checkout.

  • Platforms supported
  • Web-based
  • iPhone app
  • Android app
  • Windows Phone app
  • Typical customers
  • Freelancers
  • Small businesses
  • Mid size businesses
  • Large enterprises
  • Customer support
  • Phone
  • Online
  • Knowledge base
  • Video tutorials
  • Platforms supported
  • Web-based
  • iPhone app
  • Android app
  • Windows Phone app
  • Typical customers
  • Freelancers
  • Small businesses
  • Mid size businesses
  • Large enterprises
  • Customer support
  • Phone
  • Online
  • Knowledge base
  • Video tutorials

Video & Screenshots

Pricing

Starting from

25

Per month

  • Free trial available
  • Credit cardless trial
  • Free account
  • Subscription based

Starting from

0.01

  • Free trial available
  • Credit cardless trial
  • Free account
  • Subscription based

User reviews

4.5

220

5

4

3

2

1

135

64

13

3

5

  • Value for money
  • Ease of use
  • Features
  • Customer support
73%
would recommend this app

4.6

499

5

4

3

2

1

363

104

23

4

5

  • Value for money
  • Ease of use
  • Features
  • Customer support
83%
would recommend this app

Pros

“Authorise.net is so powerful that even their resellers built top class payment solutions for end users like me who have clients that want to use authorise.net to access USA payments.”
Verified reviewer profile picture

Babatunde O.

SEO Marketer

“The monthly gateway charges are accumulated within a short period even in months when our transaction volume is low.”
JP

John P.

Transport Broker

“we eventually left the platform and was left with our pre existing handling solutions that do cost more.”
MG

Matt G.

Business Operations Manager

Pros

“In addition, I like that PayPal already has features such as paying Pay In 4 that the customer can use when making purchases with my business.”
MD

Mackenzie D.

Founder

“The ability to easily transact money at the push of a button and have it arrive pretty much instantaneously (with a small fee) is pretty nice.”
Verified reviewer profile picture

Ryan P.

Owner

“I will give the experience a 10 out of 10. When using a platform like PayPal, you are simply integrating your business into theirs.”
MD

Mackenzie D.

Founder

Cons

“The interface feels outdated, and some features aren’t as user-friendly as they could be.”
AP

ALISSA P.

OWNER

“The interface can be a bit outdated at times and requested system updates are not as quick as we would like.”
DS

Dru S.

Property Success Parntner

“My least favorite things are that the dashboard feels clunky and not intuitive.”
RP

Ryan P.

Graphic Designer

Cons

“Most times PayPal Commerce platform is very difficult for new users as you might need to get a trained individual to stand in gap for the usage”
LD

Lawrence D.

Managing Director

“Paypal will not accept payments for certain places due to the possibility of rendereding NSFW content. ”
Verified reviewer profile picture

William C.

manager

“Temporary holds and high fees make it less likely to use it depending on the timeliness of the transactions”
RD

Ruth D.

Designer

  • Vendor responds to reviews
  • Last review3 months ago
  • Vendor responds to reviews
  • Last review7 months ago

Key features

  • Total features125
  • ACH Payment Processing
  • API
  • Access Controls/Permissions
  • Access Management
  • Accounting
  • Accounting Integration
  • Accounts Receivable
  • Activity Dashboard
  • Activity Monitoring
  • Activity Tracking
  • Ad hoc Reporting
  • Alerts/Escalation
  • Alerts/Notifications
  • Automatic Billing
  • Billing & Invoicing
  • Billing Portal
  • Billing Rate Management
  • CRM
  • Chargeback Tracking
  • Check Processing
  • Contact Database
  • Contact Management
  • Contingency Billing
  • Credit Card Management
  • Credit Card Processing
  • Customer Database
  • Customer Management
  • Customizable Invoices
  • Customizable Reports
  • Data Import/Export
  • Data Security
  • Data Visualization
  • Debit/Credit Card Processing
  • Discount Management
  • Dues Management
  • Electronic Payments
  • Electronic Signature
  • Fee Management
  • Financial Aid Management
  • Financial Analysis
  • Financial Reporting
  • Financial Transaction Approval
  • For Banking
  • For Electricity
  • For Financial Institutions
  • For Higher Education
  • For Insurance Industry
  • For Internet Service Providers (ISP)
  • For Natural Gas
  • For Nonprofits
  • For Restaurants
  • For Retail
  • For Schools
  • For Telecommunications Industry
  • For Trash
  • For Water
  • For eCommerce
  • Fraud Detection
  • Fund Accounting
  • In-Person Payments
  • Internal Fraud Monitoring
  • Invoice Creation
  • Invoice History
  • Invoice Management
  • Invoice Processing
  • K-12
  • Loyalty Program
  • Metered Billing
  • Mobile Access
  • Mobile Card Reader
  • Mobile Commerce
  • Mobile Payments
  • Multi-Location
  • Multi-Period Recurring Billing
  • Multi-Store
  • Multiple Payment Options
  • Non-Metered Billing
  • Online Invoicing
  • Online Ordering
  • Online Payments
  • Ordering Automation
  • Partial Payments
  • Payment Collection
  • Payment Fraud Prevention
  • Payment Gateway Integration
  • Payment Options
  • Payment Processing
  • Payment Tracking
  • Point of Sale (POS)
  • Point of Sale (POS) Integration
  • Projections
  • Promotions Management
  • Purchasing & Receiving
  • Real-Time Analytics
  • Real-Time Data
  • Real-Time Monitoring
  • Real-Time Reporting
  • Real-Time Updates
  • Real-time Alerts
  • Receipt Management
  • Recurring Invoicing
  • Recurring/Subscription Billing
  • Refund Management
  • Reporting & Statistics
  • Reporting/Analytics
  • Restaurant POS
  • Retail POS
  • Returns Management
  • Risk Analysis
  • Risk Management
  • Risk Scoring
  • SSL Security
  • Sales Reports
  • Sales Tax Management
  • Search/Filter
  • Self Service Portal
  • Separate Checks
  • Split Checks
  • Subscription Management
  • Subscription Plan Management
  • Third-Party Integrations
  • Transaction History
  • Transaction Monitoring
  • Tuition Management
  • Work Order Management
  • eCommerce Management
  • Total features9
  • ACH Payment Processing
  • API
  • Access Controls/Permissions
  • Access Management
  • Accounting
  • Accounting Integration
  • Accounts Receivable
  • Activity Dashboard
  • Activity Monitoring
  • Activity Tracking
  • Ad hoc Reporting
  • Alerts/Escalation
  • Alerts/Notifications
  • Automatic Billing
  • Billing & Invoicing
  • Billing Portal
  • Billing Rate Management
  • CRM
  • Chargeback Tracking
  • Check Processing
  • Contact Database
  • Contact Management
  • Contingency Billing
  • Credit Card Management
  • Credit Card Processing
  • Customer Database
  • Customer Management
  • Customizable Invoices
  • Customizable Reports
  • Data Import/Export
  • Data Security
  • Data Visualization
  • Debit/Credit Card Processing
  • Discount Management
  • Dues Management
  • Electronic Payments
  • Electronic Signature
  • Fee Management
  • Financial Aid Management
  • Financial Analysis
  • Financial Reporting
  • Financial Transaction Approval
  • For Banking
  • For Electricity
  • For Financial Institutions
  • For Higher Education
  • For Insurance Industry
  • For Internet Service Providers (ISP)
  • For Natural Gas
  • For Nonprofits
  • For Restaurants
  • For Retail
  • For Schools
  • For Telecommunications Industry
  • For Trash
  • For Water
  • For eCommerce
  • Fraud Detection
  • Fund Accounting
  • In-Person Payments
  • Internal Fraud Monitoring
  • Invoice Creation
  • Invoice History
  • Invoice Management
  • Invoice Processing
  • K-12
  • Loyalty Program
  • Metered Billing
  • Mobile Access
  • Mobile Card Reader
  • Mobile Commerce
  • Mobile Payments
  • Multi-Location
  • Multi-Period Recurring Billing
  • Multi-Store
  • Multiple Payment Options
  • Non-Metered Billing
  • Online Invoicing
  • Online Ordering
  • Online Payments
  • Ordering Automation
  • Partial Payments
  • Payment Collection
  • Payment Fraud Prevention
  • Payment Gateway Integration
  • Payment Options
  • Payment Processing
  • Payment Tracking
  • Point of Sale (POS)
  • Point of Sale (POS) Integration
  • Projections
  • Promotions Management
  • Purchasing & Receiving
  • Real-Time Analytics
  • Real-Time Data
  • Real-Time Monitoring
  • Real-Time Reporting
  • Real-Time Updates
  • Real-time Alerts
  • Receipt Management
  • Recurring Invoicing
  • Recurring/Subscription Billing
  • Refund Management
  • Reporting & Statistics
  • Reporting/Analytics
  • Restaurant POS
  • Retail POS
  • Returns Management
  • Risk Analysis
  • Risk Management
  • Risk Scoring
  • SSL Security
  • Sales Reports
  • Sales Tax Management
  • Search/Filter
  • Self Service Portal
  • Separate Checks
  • Split Checks
  • Subscription Management
  • Subscription Plan Management
  • Third-Party Integrations
  • Transaction History
  • Transaction Monitoring
  • Tuition Management
  • Work Order Management
  • eCommerce Management

Integrations

  • Total integrations6
  • Adobe Commerce
  • BigCommerce
  • Jotform
  • Miva
  • PayPal
  • Recurly
  • Venmo
  • Total integrations1
  • Adobe Commerce
  • BigCommerce
  • Jotform
  • Miva
  • PayPal
  • Recurly
  • Venmo

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